SSI Group (PHS:SSI) Intrinsic Value: Projected FCF: ₱12.97 (As of Aug. 10, 2026) — 5304% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:SSI SSI Group Inc PHS:SSI
87 GF Score
Price ₱2.05
GF Value ₱3.60
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is SSI Group Intrinsic Value: Projected FCF?

SSI Group PHS:SSI 87 Intrinsic Value: Projected FCF is ₱12.97 as of Aug. 10, 2026, which is 100% below its 10-year median of 0.24. GuruFocus rates PHS:SSI with a GF Score™ of 87/100 and a GF Value™ of ₱3.60 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 767 Retail - Cyclical companies, SSI Group ranks better than 93.61% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-08-10), SSI Group's Intrinsic Value: Projected FCF is ₱12.97. The stock price of SSI Group is ₱2.05. Therefore, SSI Group's Price-to-Intrinsic-Value-Projected-FCF of today is 0.2.

The historical rank and industry rank for SSI Group's Intrinsic Value: Projected FCF or its related term are showing as below:

PHS:SSI' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.13   Med: 0.24   Max: 1.89
Current: 0.16

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of SSI Group was 1.89. The lowest was 0.13. And the median was 0.24.

PHS:SSI's Price-to-Projected-FCF is ranked better than
93.61% of 767 companies
in the Retail - Cyclical industry
Industry Median: 0.79 vs PHS:SSI: 0.16

SSI Group  (PHS:SSI) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

SSI Group's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=2.05/12.972188060115
=0.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SSI Group Intrinsic Value: Projected FCF Related Terms


SSI Group Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for SSI Group's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SSI Group Intrinsic Value: Projected FCF Chart

SSI Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.59 11.05 11.17 14.23 15.67

SSI Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.09 16.47 14.31 15.67 12.97

PHS:SSI vs TJX, ROST, BURL: Intrinsic Value: Projected FCF Comparison

For the Apparel Retail subindustry, SSI Group's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SSI Group Price-to-Projected-FCF vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, SSI Group's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where SSI Group's Price-to-Projected-FCF falls into.


PHS:SSI
87GF Score
SSI Group Inc PHS:SSI
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SSI Group Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get SSI Group's Free Cash Flow(6 year avg) = ₱1,920.17.

SSI Group's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar26)*0.8)/Shares Outstanding (Diluted Average)
=(14.862653310476*1920.17024+17508.046*0.8)/3279.729
=12.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of ₱12.97 mean?
SSI Group (PHS:SSI) has a Intrinsic Value: Projected FCF of ₱12.97 as of Aug. 10, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on SSI Group and its competitors. This is 5304% above median its historical median of 0.24. Over the past decade, SSI Group's Intrinsic Value: Projected FCF has ranged from 0.13 to 1.89. According to the industry distribution chart, SSI Group ranks #49 out of 767 companies in the Retail - Cyclical industry, placing it in the top 6.4%.
Is SSI Group's Intrinsic Value: Projected FCF too high?
SSI Group's current Intrinsic Value: Projected FCF of ₱12.97 is 5304% above median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 1.89. Based on the distribution chart, SSI Group ranks #49 out of 767 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, SSI Group has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SSI Group's Intrinsic Value: Projected FCF compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, SSI Group ranks #49 out of 767 companies for Intrinsic Value: Projected FCF. This places SSI Group in the top 6% of its industry — outperforming the majority of peers. The industry median Intrinsic Value: Projected FCF is 0.79. Historically, SSI Group's own Intrinsic Value: Projected FCF has ranged from 0.13 to 1.89 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Retail - Cyclical company?
The median Intrinsic Value: Projected FCF among Retail - Cyclical companies is 0.79, based on 767 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on SSI Group and its competitors. For the Retail - Cyclical industry, the median Intrinsic Value: Projected FCF is 0.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSI Group's current Intrinsic Value: Projected FCF is ₱12.97, which is 5304% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSI Group stock overvalued right now?
Based on GuruFocus' analysis, SSI Group (PHS:SSI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱3.60, compared to a current price of ₱2.05 — trading 43.1% below its estimated fair value. The current Intrinsic Value: Projected FCF is ₱12.97, which is 5304% above median its 10-year median of 0.24. SSI Group's overall GF Score™ is 87/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For SSI Group (PHS:SSI), the current Intrinsic Value: Projected FCF is ₱12.97 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SSI Group (PHS:SSI) Overvalued in 2026?

Based on GuruFocus' analysis, SSI Group stock appears to be undervalued. The current stock price of ₱2.05 is trading 43.1% below its estimated GF Value™ of ₱3.60. GuruFocus considers SSI Group to be Significantly Undervalued.

Key valuation signals for PHS:SSI:

  • Intrinsic Value: Projected FCF: ₱12.97 (5304% above median its 10-year median of 0.24)
  • GF Value™: ₱3.60 vs. price of ₱2.05 (43.1% below fair value)
  • GF Score™: 87/100 with 3 warning signs

No single metric tells the full story. See the PHS:SSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SSI Group Business Description

Address 403 Senator Gil Puyat Avenue, 6th Floor, Midland Buendia Building, Makati City, PHL, 1200
SSI Group Inc together with its subsidiaries, operates specialty retail stores in the Philippines. The company operates a retail network consists of 628 stores located within approximately 110 malls across the Philippines, including Metro Manila, Luzon, Visayas, and Mindanao. The company provides a broad range of categories and brands, from luxury and bridge apparel to casual wear and fast fashion, as well as footwear, accessories, luggage, food, home and decor, and beauty and personal care.
87GF Score

Get the complete analysis for PHS:SSI

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.05
Price
₱3.60
GF Value