SSI GroupPHS:SSI 93 Return-on-Tangible-Asset is 2.12% as of Mar. 2026, which is 43% below its 10-year median of 3.69. GuruFocus rates PHS:SSI with a GF Score™ of 93/100 and a GF Value™ of ₱3.49 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,129 Retail - Cyclical companies, SSI Group ranks better than 57.57% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. SSI Group's annualizedNet Income for the quarter that ended in Mar. 2026 was ₱612 Mil. SSI Group's average total tangible assets for the quarter that ended in Mar. 2026 was ₱28,871 Mil. Therefore, SSI Group's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 2.12%.
The historical rank and industry rank for SSI Group's Return-on-Tangible-Asset or its related term are showing as below:
PHS:SSI'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -4.05 Med: 3.69 Max: 11.56
Current: 4.03
During the past 13 years, SSI Group's highest Return-on-Tangible-Asset was 11.56%. The lowest was -4.05%. And the median was 3.69%.
PHS:SSI's Return-on-Tangible-Asset is ranked better than 57.57% of 1129
companies
in the Retail - Cyclical industry
Industry Median: 2.93
vs PHS:SSI: 4.03
SSI Group (PHS:SSI) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
SSI Group Return-on-Tangible-Asset Related Terms
SSI Group Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for SSI Group's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:SSI vs TJX, ROST, BURL: Return-on-Tangible-Asset Comparison
For the Apparel Retail subindustry, SSI Group's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SSI Group Return-on-Tangible-Asset vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, SSI Group's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where SSI Group's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 2.12% mean?
SSI Group (PHS:SSI) has a Return-on-Tangible-Asset of 2.12% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on SSI Group and its competitors. This is 43% below median its historical median of 3.69. According to the industry distribution chart, SSI Group ranks #479 out of 1129 companies in the Retail - Cyclical industry, placing it in the top 42.4%.
Is SSI Group's Return-on-Tangible-Asset too high?
SSI Group's current Return-on-Tangible-Asset of 2.12% is 43% below median its 10-year median of 3.69. The Retail - Cyclical industry median Return-on-Tangible-Asset is 2.93. SSI Group's value of 2.12% is 27.6% below this industry median. Based on the distribution chart, SSI Group ranks #479 out of 1129 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, SSI Group has a GF Score™ of 93/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SSI Group's Return-on-Tangible-Asset compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, SSI Group ranks #479 out of 1129 companies for Return-on-Tangible-Asset. This puts SSI Group in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.93. SSI Group's value of 2.12% is 27.6% below this benchmark. While the company's 10-year median is 3.69 vs. the industry median of 2.93, SSI Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Retail - Cyclical company?
The median Return-on-Tangible-Asset among Retail - Cyclical companies is 2.93, based on 1,129 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SSI Group's current Return-on-Tangible-Asset of 2.12% is 27.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on SSI Group and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Asset is 2.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSI Group's current Return-on-Tangible-Asset is 2.12%, which is 43% below median its own 10-year median of 3.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSI Group stock overvalued right now?
Based on GuruFocus' analysis, SSI Group (PHS:SSI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱3.49, compared to a current price of ₱2.25 — trading 35.5% below its estimated fair value. The current Return-on-Tangible-Asset is 2.12%, which is 43% below median its 10-year median of 3.69 and 27.6% below the Retail - Cyclical industry median of 2.93. SSI Group's overall GF Score™ is 93/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For SSI Group (PHS:SSI), the current Return-on-Tangible-Asset is 2.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SSI Group (PHS:SSI) Overvalued in 2026?
Based on GuruFocus' analysis, SSI Group stock appears to be undervalued.
The current stock price of ₱2.25 is trading 35.5% below its estimated GF Value™ of ₱3.49.
GuruFocus considers SSI Group to be Significantly Undervalued.
Key valuation signals for PHS:SSI:
Return-on-Tangible-Asset: 2.12% (43% below median its 10-year median of 3.69)
GF Value™: ₱3.49 vs. price of ₱2.25 (35.5% below fair value)
Industry Position: 27.6% below the Retail - Cyclical median (#479 of 1129)
No single metric tells the full story. See the PHS:SSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SSI Group Inc together with its subsidiaries, operates specialty retail stores in the Philippines. The company operates a retail network consists of 628 stores located within approximately 110 malls across the Philippines, including Metro Manila, Luzon, Visayas, and Mindanao. The company provides a broad range of categories and brands, from luxury and bridge apparel to casual wear and fast fashion, as well as footwear, accessories, luggage, food, home and decor, and beauty and personal care.
93GF Score
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