SSI Group (PHS:SSI) Retained Earnings: ₱12,058 Mil (As of Mar. 2026)


PHS:SSI SSI Group Inc PHS:SSI
91 GF Score
Price ₱2.25
GF Value ₱3.49
Valuation Significantly Undervalued
! 4 Warning Signs
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What is SSI Group Retained Earnings?

SSI Group PHS:SSI -0.44% 91 Retained Earnings is ₱12,058 Mil as of Mar. 2026. GuruFocus rates PHS:SSI with a GF Score™ of 91/100 and a GF Value™ of ₱3.49 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. SSI Group's retained earnings for the quarter that ended in Mar. 2026 was ₱12,058 Mil.

SSI Group's quarterly retained earnings increased from Sep. 2025 (₱11,228 Mil) to Dec. 2025 (₱11,905 Mil) and increased from Dec. 2025 (₱11,905 Mil) to Mar. 2026 (₱12,058 Mil).

SSI Group's annual retained earnings increased from Dec. 2023 (₱9,102 Mil) to Dec. 2024 (₱11,092 Mil) and increased from Dec. 2024 (₱11,092 Mil) to Dec. 2025 (₱11,905 Mil).


SSI Group  (PHS:SSI) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


SSI Group Retained Earnings Historical Data

* Premium members only.

The historical data trend for SSI Group's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SSI Group Retained Earnings Chart

SSI Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,011.67 6,872.41 9,102.36 11,092.02 11,905.21

SSI Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11,460.42 11,040.24 11,228.32 11,905.21 12,058.12
PHS:SSI
91GF Score
SSI Group Inc PHS:SSI
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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SSI Group Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₱12,058 Mil mean?
SSI Group (PHS:SSI) has a Retained Earnings of ₱12,058 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on SSI Group and its competitors.
Is SSI Group's Retained Earnings too high?
SSI Group's current Retained Earnings is ₱12,058 Mil. Overall, SSI Group has a GF Score™ of 91/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SSI Group's Retained Earnings compare to TJX and ROST?
SSI Group's Retained Earnings of ₱12,058 Mil can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Retail - Cyclical company?
A good Retained Earnings depends on the Retail - Cyclical industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on SSI Group and its competitors. SSI Group's current Retained Earnings is ₱12,058 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSI Group stock overvalued right now?
Based on GuruFocus' analysis, SSI Group (PHS:SSI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱3.49, compared to a current price of ₱2.25 — trading 35.5% below its estimated fair value. The current Retained Earnings is ₱12,058 Mil. SSI Group's overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For SSI Group (PHS:SSI), the current Retained Earnings is ₱12,058 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SSI Group (PHS:SSI) Overvalued in 2026?

Based on GuruFocus' analysis, SSI Group stock appears to be undervalued. The current stock price of ₱2.25 is trading 35.5% below its estimated GF Value™ of ₱3.49. GuruFocus considers SSI Group to be Significantly Undervalued.

Key valuation signals for PHS:SSI:

  • Retained Earnings: ₱12,058 Mil
  • GF Value™: ₱3.49 vs. price of ₱2.25 (35.5% below fair value)
  • GF Score™: 91/100 with 4 warning signs

No single metric tells the full story. See the PHS:SSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SSI Group Business Description

Address 403 Senator Gil Puyat Avenue, 6th Floor, Midland Buendia Building, Makati City, PHL, 1200
SSI Group Inc together with its subsidiaries, operates specialty retail stores in the Philippines. The company operates a retail network consists of 628 stores located within approximately 110 malls across the Philippines, including Metro Manila, Luzon, Visayas, and Mindanao. The company provides a broad range of categories and brands, from luxury and bridge apparel to casual wear and fast fashion, as well as footwear, accessories, luggage, food, home and decor, and beauty and personal care.
91GF Score

Get the complete analysis for PHS:SSI

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.25
Price
₱3.49
GF Value