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During the past 12 months, Military Commercial Joint Stock Bank's average Book Value per Share Growth Rate was 21.80% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 20.80% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 22.60% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 19.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Military Commercial Joint Stock Bank was 24.20% per year. The lowest was 4.10% per year. And the median was 16.15% per year.
Military Commercial Joint Stock Bank (STC:MBB) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Military Commercial Joint Stock Bank 3-Year Book Growth Rate Related Terms
Military Commercial Joint Stock Bank 3-Year Book Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Military Commercial Joint Stock Bank's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Military Commercial Joint Stock Bank 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Military Commercial Joint Stock Bank's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Military Commercial Joint Stock Bank's 3-Year Book Growth Rate falls into.
Military Commercial Joint Stock Bank 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 20.80% mean?
Military Commercial Joint Stock Bank (STC:MBB) has a 3-Year Book Growth Rate of 20.80% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Military Commercial Joint Stock Bank and its competitors. This is 29% above median its historical median of 16.15. Over the past decade, Military Commercial Joint Stock Bank's 3-Year Book Growth Rate has ranged from 4.10 to 24.20. According to the industry distribution chart, Military Commercial Joint Stock Bank ranks #148 out of 1492 companies in the Banks industry, placing it in the top 9.9%.
Is Military Commercial Joint Stock Bank's 3-Year Book Growth Rate too high?
Military Commercial Joint Stock Bank's current 3-Year Book Growth Rate of 20.80% is 29% above median its 10-year median of 16.15. Over the past 10 years, this metric has ranged from a low of 4.10 to a high of 24.20. The Banks industry median 3-Year Book Growth Rate is 8.80. Military Commercial Joint Stock Bank's value of 20.80% is 136.4% above this industry median. Based on the distribution chart, Military Commercial Joint Stock Bank ranks #148 out of 1492 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Military Commercial Joint Stock Bank has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Military Commercial Joint Stock Bank's 3-Year Book Growth Rate compare to competitors?
According to the Banks industry distribution chart, Military Commercial Joint Stock Bank ranks #148 out of 1492 companies for 3-Year Book Growth Rate. This places Military Commercial Joint Stock Bank in the top 10% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.80. Military Commercial Joint Stock Bank's value of 20.80% is 136.4% above this benchmark. Historically, Military Commercial Joint Stock Bank's own 3-Year Book Growth Rate has ranged from 4.10 to 24.20 over the past decade. While the company's 10-year median is 16.15 vs. the industry median of 8.80, Military Commercial Joint Stock Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Military Commercial Joint Stock Bank's current 3-Year Book Growth Rate of 20.80% is 136.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Military Commercial Joint Stock Bank and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Military Commercial Joint Stock Bank's current 3-Year Book Growth Rate is 20.80%, which is 29% above median its own 10-year median of 16.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Military Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Military Commercial Joint Stock Bank (STC:MBB) is currently considered Fairly Valued. The stock's GF Value™ is ₫22,336.28, compared to a current price of ₫21,050.00 — trading 5.8% below its estimated fair value. The current 3-Year Book Growth Rate is 20.80%, which is 29% above median its 10-year median of 16.15 and 136.4% above the Banks industry median of 8.80. Military Commercial Joint Stock Bank's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Military Commercial Joint Stock Bank (STC:MBB), the current 3-Year Book Growth Rate is 20.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Military Commercial Joint Stock Bank (STC:MBB) Overvalued in 2026?
Based on GuruFocus' analysis, Military Commercial Joint Stock Bank stock appears to be undervalued.
The current stock price of ₫21,050.00 is trading 5.8% below its estimated GF Value™ of ₫22,336.28.
GuruFocus considers Military Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for STC:MBB:
3-Year Book Growth Rate: 20.80% (29% above median its 10-year median of 16.15)
GF Value™: ₫22,336.28 vs. price of ₫21,050.00 (5.8% below fair value)
Industry Position: 136.4% above the Banks median (#148 of 1492)
No single metric tells the full story. See the STC:MBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Military Commercial Joint Stock Bank provides personal and corporate banking services in Vietnam. The company is engaged in mobilizing and receiving short. medium and long-term deposit funds from organizations and individuals; lending on a short, medium and long-term; conducting settlement and cash services and other banking services as approved by the SBV; making capital contributions. Its operating segment includes Banking and Finance; Securities - Fund Management; Insurance and Debt collection - Asset management. The company generates maximum revenue from Banking and Finance segment.
83GF Score
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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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