Military Commercial Joint Stock Bank (STC:MBB) Pretax Margin %: 57.67% (As of Mar. 2026) — 24% Above Median


STC:MBB Military Commercial Joint Stock Bank STC:MBB
82 GF Score
Price ₫24,750.00
GF Value ₫24,698.04
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Military Commercial Joint Stock Bank Pretax Margin %?

Military Commercial Joint Stock Bank STC:MBB +0.20% 82 Pretax Margin % is 57.67% as of Mar. 2026, which is 24% above its 10-year median of 46.56. GuruFocus rates STC:MBB with a GF Score™ of 82/100 and a GF Value™ of ₫24,698.04 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Military Commercial Joint Stock Bank ranks better than 84.35% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Military Commercial Joint Stock Bank's Pre-Tax Income for the three months ended in Mar. 2026 was ₫9,628,386 Mil. Military Commercial Joint Stock Bank's Revenue for the three months ended in Mar. 2026 was ₫16,694,508 Mil. Therefore, Military Commercial Joint Stock Bank's pretax margin for the quarter that ended in Mar. 2026 was 57.67%.

The historical rank and industry rank for Military Commercial Joint Stock Bank's Pretax Margin % or its related term are showing as below:

STC:MBB' s Pretax Margin % Range Over the Past 10 Years
Min: 35.99   Med: 46.56   Max: 57.74
Current: 51.42


STC:MBB's Pretax Margin % is ranked better than
84.35% of 1527 companies
in the Banks industry
Industry Median: 34.88 vs STC:MBB: 51.42

Military Commercial Joint Stock Bank  (STC:MBB) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Military Commercial Joint Stock Bank Pretax Margin % Related Terms


Military Commercial Joint Stock Bank Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Military Commercial Joint Stock Bank's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Military Commercial Joint Stock Bank Pretax Margin % Chart

Military Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 48.17 51.58 57.74 54.35 53.86

Military Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 58.67 43.51 46.48 56.99 57.67

Military Commercial Joint Stock Bank Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Military Commercial Joint Stock Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Military Commercial Joint Stock Bank Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Military Commercial Joint Stock Bank's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Military Commercial Joint Stock Bank's Pretax Margin % falls into.


STC:MBB
82GF Score
Military Commercial Joint Stock Bank STC:MBB
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Military Commercial Joint Stock Bank Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Military Commercial Joint Stock Bank's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=34268358/63623028
=53.86 %

Military Commercial Joint Stock Bank's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=9628386/16694508
=57.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 57.67% mean?
Military Commercial Joint Stock Bank (STC:MBB) has a Pretax Margin % of 57.67% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Military Commercial Joint Stock Bank and its competitors. This is 24% above median its historical median of 46.56. Over the past decade, Military Commercial Joint Stock Bank's Pretax Margin % has ranged from 35.99 to 57.74. According to the industry distribution chart, Military Commercial Joint Stock Bank ranks #239 out of 1527 companies in the Banks industry, placing it in the top 15.7%.
Is Military Commercial Joint Stock Bank's Pretax Margin % too high?
Military Commercial Joint Stock Bank's current Pretax Margin % of 57.67% is 24% above median its 10-year median of 46.56. Over the past 10 years, this metric has ranged from a low of 35.99 to a high of 57.74. The Banks industry median Pretax Margin % is 34.88. Military Commercial Joint Stock Bank's value of 57.67% is 65.3% above this industry median. Based on the distribution chart, Military Commercial Joint Stock Bank ranks #239 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Military Commercial Joint Stock Bank has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Military Commercial Joint Stock Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Military Commercial Joint Stock Bank ranks #239 out of 1527 companies for Pretax Margin %. This places Military Commercial Joint Stock Bank in the top 16% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. Military Commercial Joint Stock Bank's value of 57.67% is 65.3% above this benchmark. Historically, Military Commercial Joint Stock Bank's own Pretax Margin % has ranged from 35.99 to 57.74 over the past decade. While the company's 10-year median is 46.56 vs. the industry median of 34.88, Military Commercial Joint Stock Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Military Commercial Joint Stock Bank's current Pretax Margin % of 57.67% is 65.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Military Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Military Commercial Joint Stock Bank's current Pretax Margin % is 57.67%, which is 24% above median its own 10-year median of 46.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Military Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Military Commercial Joint Stock Bank (STC:MBB) is currently considered Fairly Valued. The stock's GF Value™ is ₫24,698.04, compared to a current price of ₫24,750.00 — trading 0.2% above its estimated fair value. The current Pretax Margin % is 57.67%, which is 24% above median its 10-year median of 46.56 and 65.3% above the Banks industry median of 34.88. Military Commercial Joint Stock Bank's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Military Commercial Joint Stock Bank (STC:MBB), the current Pretax Margin % is 57.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Military Commercial Joint Stock Bank (STC:MBB) Overvalued in 2026?

Based on GuruFocus' analysis, Military Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫24,750.00 is trading 0.2% above its estimated GF Value™ of ₫24,698.04. GuruFocus considers Military Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:MBB:

  • Pretax Margin %: 57.67% (24% above median its 10-year median of 46.56)
  • GF Value™: ₫24,698.04 vs. price of ₫24,750.00 (0.2% above fair value)
  • GF Score™: 82/100 with 3 warning signs
  • Industry Position: 65.3% above the Banks median (#239 of 1527)

No single metric tells the full story. See the STC:MBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Military Commercial Joint Stock Bank Business Description

Address No. 18 Le Van Luong Street, 25th Floor, MB Building, Trung Hoa Ward, Cau Giay District, Hanoi, VNM
Military Commercial Joint Stock Bank provides personal and corporate banking services in Vietnam. The company is engaged in mobilizing and receiving short. medium and long-term deposit funds from organizations and individuals; lending on a short, medium and long-term; conducting settlement and cash services and other banking services as approved by the SBV; making capital contributions. Its operating segment includes Banking and Finance; Securities - Fund Management; Insurance and Debt collection - Asset management. The company generates maximum revenue from Banking and Finance segment.
82GF Score

Get the complete analysis for STC:MBB

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫24,750.00
Price
₫24,698.04
GF Value