Military Commercial Joint Stock Bank (STC:MBB) Cyclically Adjusted Book per Share: ₫8,324.29 (As of Jun. 2026)

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STC:MBB Military Commercial Joint Stock Bank STC:MBB
83 GF Score
Price ₫20,850.00
GF Value ₫22,205.25
Valuation Fairly Valued
! 3 Warning Signs
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What is Military Commercial Joint Stock Bank Cyclically Adjusted Book per Share?

Military Commercial Joint Stock Bank STC:MBB +2.71% 83 Cyclically Adjusted Book per Share is ₫8,324.29 as of Jun. 2026. GuruFocus rates STC:MBB with a GF Score™ of 83/100 and a GF Value™ of ₫22,205.25 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Military Commercial Joint Stock Bank's adjusted book value per share for the three months ended in Jun. 2026 was ₫16,121.446. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₫8,324.29 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Military Commercial Joint Stock Bank's average Cyclically Adjusted Book Growth Rate was 20.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 17.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Military Commercial Joint Stock Bank was 17.80% per year. The lowest was 17.00% per year. And the median was 17.40% per year.

As of today (2026-08-24), Military Commercial Joint Stock Bank's current stock price is ₫20850.00. Military Commercial Joint Stock Bank's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ₫8,324.29. Military Commercial Joint Stock Bank's Cyclically Adjusted PB Ratio of today is 2.50.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Military Commercial Joint Stock Bank was 3.59. The lowest was 1.76. And the median was 2.41.


Military Commercial Joint Stock Bank  (STC:MBB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Military Commercial Joint Stock Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=20850.00/8324.29
=2.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Military Commercial Joint Stock Bank was 3.59. The lowest was 1.76. And the median was 2.41.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Military Commercial Joint Stock Bank Cyclically Adjusted Book per Share Related Terms


Military Commercial Joint Stock Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Military Commercial Joint Stock Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Military Commercial Joint Stock Bank Cyclically Adjusted Book per Share Chart

Military Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,944.81 4,587.01 5,374.78 6,322.59 7,491.75

Military Commercial Joint Stock Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,928.85 7,231.99 7,491.75 7,927.78 8,324.29

Military Commercial Joint Stock Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Military Commercial Joint Stock Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Military Commercial Joint Stock Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Military Commercial Joint Stock Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Military Commercial Joint Stock Bank's Cyclically Adjusted PB Ratio falls into.


STC:MBB
83GF Score
Military Commercial Joint Stock Bank STC:MBB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Military Commercial Joint Stock Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Military Commercial Joint Stock Bank's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=16121.446/333.9520*333.9520
=16,121.446

Current CPI (Jun. 2026) = 333.9520.

Military Commercial Joint Stock Bank Quarterly Data

Book Value per Share CPI Adj_Book
201609 2,856.266 241.428 3,950.891
201612 2,932.778 241.432 4,056.658
201703 2,899.172 243.801 3,971.207
201706 3,013.208 244.955 4,107.966
201709 3,301.907 246.819 4,467.559
201712 3,228.005 246.524 4,372.794
201803 3,375.578 249.554 4,517.183
201806 3,408.555 251.989 4,517.236
201809 3,603.161 252.439 4,766.628
201812 3,740.620 251.233 4,972.227
201903 4,044.841 254.202 5,313.816
201906 3,950.347 256.143 5,150.351
201909 4,121.755 256.759 5,360.935
201912 4,368.465 256.974 5,677.063
202003 4,657.894 258.115 6,026.434
202006 4,854.408 257.797 6,288.433
202009 5,115.969 260.280 6,564.039
202012 5,311.780 260.474 6,810.198
202103 5,648.953 264.877 7,122.095
202106 5,855.701 271.696 7,197.467
202109 6,164.701 274.310 7,505.064
202112 6,545.083 278.802 7,839.770
202203 7,028.195 287.504 8,163.642
202206 7,434.932 296.311 8,379.407
202209 7,967.472 296.808 8,964.560
202212 8,344.012 296.797 9,388.570
202303 8,890.327 301.836 9,836.277
202306 9,027.852 305.109 9,881.286
202309 9,651.325 307.789 10,471.717
202312 10,188.501 306.746 11,092.142
202403 10,686.897 312.332 11,426.657
202406 11,002.630 314.175 11,695.234
202409 11,463.246 315.301 12,141.331
202412 12,106.842 315.605 12,810.647
202503 12,801.478 319.799 13,368.019
202506 13,239.776 322.561 13,707.329
202509 13,758.405 324.800 14,146.080
202512 14,696.357 324.054 15,145.247
202603 15,500.415 330.213 15,675.926
202606 16,121.446 333.952 16,121.446

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₫8,324.29 mean?
Military Commercial Joint Stock Bank (STC:MBB) has a Cyclically Adjusted Book per Share of ₫8,324.29 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Military Commercial Joint Stock Bank and its competitors.
Is Military Commercial Joint Stock Bank's Cyclically Adjusted Book per Share too high?
Military Commercial Joint Stock Bank's current Cyclically Adjusted Book per Share is ₫8,324.29. Overall, Military Commercial Joint Stock Bank has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Military Commercial Joint Stock Bank's Cyclically Adjusted Book per Share compare to competitors?
Military Commercial Joint Stock Bank's Cyclically Adjusted Book per Share of ₫8,324.29 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Military Commercial Joint Stock Bank and its competitors. Military Commercial Joint Stock Bank's current Cyclically Adjusted Book per Share is ₫8,324.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Military Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Military Commercial Joint Stock Bank (STC:MBB) is currently considered Fairly Valued. The stock's GF Value™ is ₫22,205.25, compared to a current price of ₫20,850.00 — trading 6.1% below its estimated fair value. The current Cyclically Adjusted Book per Share is ₫8,324.29. Military Commercial Joint Stock Bank's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Military Commercial Joint Stock Bank (STC:MBB), the current Cyclically Adjusted Book per Share is ₫8,324.29 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Military Commercial Joint Stock Bank (STC:MBB) Overvalued in 2026?

Based on GuruFocus' analysis, Military Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫20,850.00 is trading 6.1% below its estimated GF Value™ of ₫22,205.25. GuruFocus considers Military Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:MBB:

  • Cyclically Adjusted Book per Share: ₫8,324.29
  • GF Value™: ₫22,205.25 vs. price of ₫20,850.00 (6.1% below fair value)
  • GF Score™: 83/100 with 3 warning signs

No single metric tells the full story. See the STC:MBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Military Commercial Joint Stock Bank Business Description

Address No. 18 Le Van Luong Street, 25th Floor, MB Building, Trung Hoa Ward, Cau Giay District, Hanoi, VNM
Military Commercial Joint Stock Bank provides personal and corporate banking services in Vietnam. The company is engaged in mobilizing and receiving short. medium and long-term deposit funds from organizations and individuals; lending on a short, medium and long-term; conducting settlement and cash services and other banking services as approved by the SBV; making capital contributions. Its operating segment includes Banking and Finance; Securities - Fund Management; Insurance and Debt collection - Asset management. The company generates maximum revenue from Banking and Finance segment.
83GF Score

Get the complete analysis for STC:MBB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫20,850.00
Price
₫22,205.25
GF Value