Military Commercial Joint Stock Bank (STC:MBB) 5-Year Yield-on-Cost %: 1.17 (As of Jul. 06, 2026) — 49% Below Median


STC:MBB Military Commercial Joint Stock Bank STC:MBB
82 GF Score
Price ₫25,600.00
GF Value ₫24,894.38
Valuation Fairly Valued
! 3 Warning Signs
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What is Military Commercial Joint Stock Bank 5-Year Yield-on-Cost %?

Military Commercial Joint Stock Bank STC:MBB 82 5-Year Yield-on-Cost % is 1.17 as of Jul. 06, 2026, which is 49% below its 10-year median of 2.30. GuruFocus rates STC:MBB with a GF Score™ of 82/100 and a GF Value™ of ₫24,894.38 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,256 Banks companies, Military Commercial Joint Stock Bank ranks worse than 91.08% on this metric.

Military Commercial Joint Stock Bank's yield on cost for the quarter that ended in Mar. 2026 was 1.17.


The historical rank and industry rank for Military Commercial Joint Stock Bank's 5-Year Yield-on-Cost % or its related term are showing as below:

STC:MBB' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.05   Med: 2.3   Max: 11.73
Current: 1.17


During the past 13 years, Military Commercial Joint Stock Bank's highest Yield on Cost was 11.73. The lowest was 1.05. And the median was 2.30.


STC:MBB's 5-Year Yield-on-Cost % is ranked worse than
91.08% of 1256 companies
in the Banks industry
Industry Median: 3.89 vs STC:MBB: 1.17

Military Commercial Joint Stock Bank  (STC:MBB) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Military Commercial Joint Stock Bank 5-Year Yield-on-Cost % Related Terms


Military Commercial Joint Stock Bank 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, Military Commercial Joint Stock Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Military Commercial Joint Stock Bank 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Military Commercial Joint Stock Bank's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Military Commercial Joint Stock Bank's 5-Year Yield-on-Cost % falls into.


STC:MBB
82GF Score
Military Commercial Joint Stock Bank STC:MBB
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Military Commercial Joint Stock Bank 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Military Commercial Joint Stock Bank is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 1.17 mean?
Military Commercial Joint Stock Bank (STC:MBB) has a 5-Year Yield-on-Cost % of 1.17 as of Jul. 06, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Military Commercial Joint Stock Bank and its competitors. This is 49% below median its historical median of 2.30. Over the past decade, Military Commercial Joint Stock Bank's 5-Year Yield-on-Cost % has ranged from 1.05 to 11.73. According to the industry distribution chart, Military Commercial Joint Stock Bank ranks #1144 out of 1256 companies in the Banks industry, placing it in the top 91.1%.
Is Military Commercial Joint Stock Bank's 5-Year Yield-on-Cost % too high?
Military Commercial Joint Stock Bank's current 5-Year Yield-on-Cost % of 1.17 is 49% below median its 10-year median of 2.30. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 11.73. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Military Commercial Joint Stock Bank's value of 1.17 is 69.9% below this industry median. Based on the distribution chart, Military Commercial Joint Stock Bank ranks #1144 out of 1256 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Military Commercial Joint Stock Bank has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Military Commercial Joint Stock Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Military Commercial Joint Stock Bank ranks #1144 out of 1256 companies for 5-Year Yield-on-Cost %. This places Military Commercial Joint Stock Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Military Commercial Joint Stock Bank's value of 1.17 is 69.9% below this benchmark. Historically, Military Commercial Joint Stock Bank's own 5-Year Yield-on-Cost % has ranged from 1.05 to 11.73 over the past decade. While the company's 10-year median is 2.30 vs. the industry median of 3.89, Military Commercial Joint Stock Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Military Commercial Joint Stock Bank's current 5-Year Yield-on-Cost % of 1.17 is 69.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Military Commercial Joint Stock Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Military Commercial Joint Stock Bank's current 5-Year Yield-on-Cost % is 1.17, which is 49% below median its own 10-year median of 2.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Military Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Military Commercial Joint Stock Bank (STC:MBB) is currently considered Fairly Valued. The stock's GF Value™ is ₫24,894.38, compared to a current price of ₫25,600.00 — trading 2.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.17, which is 49% below median its 10-year median of 2.30 and 69.9% below the Banks industry median of 3.89. Military Commercial Joint Stock Bank's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Military Commercial Joint Stock Bank (STC:MBB), the current 5-Year Yield-on-Cost % is 1.17 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Military Commercial Joint Stock Bank (STC:MBB) Overvalued in 2026?

Based on GuruFocus' analysis, Military Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫25,600.00 is trading 2.8% above its estimated GF Value™ of ₫24,894.38. GuruFocus considers Military Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:MBB:

  • 5-Year Yield-on-Cost %: 1.17 (49% below median its 10-year median of 2.30)
  • GF Value™: ₫24,894.38 vs. price of ₫25,600.00 (2.8% above fair value)
  • GF Score™: 82/100 with 3 warning signs
  • Industry Position: 69.9% below the Banks median (#1144 of 1256)

No single metric tells the full story. See the STC:MBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Military Commercial Joint Stock Bank Business Description

Address No. 18 Le Van Luong Street, 25th Floor, MB Building, Trung Hoa Ward, Cau Giay District, Hanoi, VNM
Military Commercial Joint Stock Bank provides personal and corporate banking services in Vietnam. The company is engaged in mobilizing and receiving short. medium and long-term deposit funds from organizations and individuals; lending on a short, medium and long-term; conducting settlement and cash services and other banking services as approved by the SBV; making capital contributions. Its operating segment includes Banking and Finance; Securities - Fund Management; Insurance and Debt collection - Asset management. The company generates maximum revenue from Banking and Finance segment.
82GF Score

Get the complete analysis for STC:MBB

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫25,600.00
Price
₫24,894.38
GF Value