Military Commercial Joint Stock Bank (STC:MBB) Shiller PE Ratio: 11.66 (As of Aug. 21, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:MBB Military Commercial Joint Stock Bank STC:MBB
83 GF Score
Price ₫20,300.00
GF Value ₫22,161.57
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Military Commercial Joint Stock Bank Shiller PE Ratio?

Military Commercial Joint Stock Bank STC:MBB +1.75% 83 Shiller PE Ratio is 11.66 as of Aug. 21, 2026, which is 3% below its 10-year median of 11.98. GuruFocus rates STC:MBB with a GF Score™ of 83/100 and a GF Value™ of ₫22,161.57 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,240 Banks companies, Military Commercial Joint Stock Bank ranks better than 66.37% on this metric.

As of today (2026-08-21), Military Commercial Joint Stock Bank's current share price is ₫20300.00. Military Commercial Joint Stock Bank's E10 for the quarter that ended in Jun. 2026 was ₫1,740.73. Military Commercial Joint Stock Bank's Shiller PE Ratio for today is 11.66.

The historical rank and industry rank for Military Commercial Joint Stock Bank's Shiller PE Ratio or its related term are showing as below:

STC:MBB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 9.11   Med: 11.98   Max: 20
Current: 11.66

During the past years, Military Commercial Joint Stock Bank's highest Shiller PE Ratio was 20.00. The lowest was 9.11. And the median was 11.98.

STC:MBB's Shiller PE Ratio is ranked better than
66.37% of 1240 companies
in the Banks industry
Industry Median: 13.665 vs STC:MBB: 11.66

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Military Commercial Joint Stock Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was ₫888.356. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ₫1,740.73 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Military Commercial Joint Stock Bank  (STC:MBB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Military Commercial Joint Stock Bank Shiller PE Ratio Related Terms


Military Commercial Joint Stock Bank Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Military Commercial Joint Stock Bank's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Military Commercial Joint Stock Bank Shiller PE Ratio Chart

Military Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.95 9.73 9.85 10.97 14.22

Military Commercial Joint Stock Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.12 15.53 14.22 13.97 12.59

Military Commercial Joint Stock Bank Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Military Commercial Joint Stock Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Military Commercial Joint Stock Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Military Commercial Joint Stock Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Military Commercial Joint Stock Bank's Shiller PE Ratio falls into.


STC:MBB
83GF Score
Military Commercial Joint Stock Bank STC:MBB
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Military Commercial Joint Stock Bank Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Military Commercial Joint Stock Bank's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=20300.00/1740.73
=11.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Military Commercial Joint Stock Bank's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Military Commercial Joint Stock Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=888.356/333.9520*333.9520
=888.356

Current CPI (Jun. 2026) = 333.9520.

Military Commercial Joint Stock Bank Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 84.991 241.428 117.563
201612 77.354 241.432 106.997
201703 107.349 243.801 147.044
201706 128.167 244.955 174.733
201709 145.111 246.819 196.339
201712 11.836 246.524 16.034
201803 173.793 249.554 232.569
201806 170.905 251.989 226.494
201809 201.800 252.439 266.962
201812 157.633 251.233 209.534
201903 231.814 254.202 304.540
201906 224.502 256.143 292.699
201909 254.865 256.759 331.489
201912 214.984 256.974 279.384
202003 193.405 258.115 250.229
202006 250.871 257.797 324.980
202009 261.353 260.280 335.329
202012 146.628 260.474 187.991
202103 390.323 264.877 492.112
202106 285.208 271.696 350.560
202109 332.026 274.310 404.217
202112 292.645 278.802 350.533
202203 499.364 287.504 580.039
202206 507.920 296.311 572.442
202209 536.044 296.808 603.127
202212 224.009 296.797 252.052
202303 551.915 301.836 610.640
202306 537.615 305.109 588.438
202309 634.270 307.789 688.185
202312 547.818 306.746 596.405
202403 498.024 312.332 532.498
202406 662.118 314.175 703.798
202409 627.342 315.301 664.451
202412 678.396 315.605 717.833
202503 708.696 319.799 740.060
202506 634.508 322.561 656.915
202509 601.411 324.800 618.357
202512 945.950 324.054 974.843
202603 811.304 330.213 820.490
202606 888.356 333.952 888.356

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 11.66 mean?
Military Commercial Joint Stock Bank (STC:MBB) has a Shiller PE Ratio of 11.66 as of Aug. 21, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Military Commercial Joint Stock Bank and its competitors. This is near median its historical median of 11.98. Over the past decade, Military Commercial Joint Stock Bank's Shiller PE Ratio has ranged from 9.11 to 20.00. According to the industry distribution chart, Military Commercial Joint Stock Bank ranks #417 out of 1240 companies in the Banks industry, placing it in the top 33.6%.
Is Military Commercial Joint Stock Bank's Shiller PE Ratio too high?
Military Commercial Joint Stock Bank's current Shiller PE Ratio of 11.66 is near median its 10-year median of 11.98. Over the past 10 years, this metric has ranged from a low of 9.11 to a high of 20.00. The Banks industry median Shiller PE Ratio is 13.67. Military Commercial Joint Stock Bank's value of 11.66 is 14.7% below this industry median. Based on the distribution chart, Military Commercial Joint Stock Bank ranks #417 out of 1240 companies in the Banks industry, which is above the industry midpoint. Overall, Military Commercial Joint Stock Bank has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Military Commercial Joint Stock Bank's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, Military Commercial Joint Stock Bank ranks #417 out of 1240 companies for Shiller PE Ratio. This puts Military Commercial Joint Stock Bank in the upper half of its industry. The industry median Shiller PE Ratio is 13.67. Military Commercial Joint Stock Bank's value of 11.66 is 14.7% below this benchmark. Historically, Military Commercial Joint Stock Bank's own Shiller PE Ratio has ranged from 9.11 to 20.00 over the past decade. While the company's 10-year median is 11.98 vs. the industry median of 13.67, Military Commercial Joint Stock Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.67, based on 1,240 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Military Commercial Joint Stock Bank's current Shiller PE Ratio of 11.66 is 14.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Military Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Military Commercial Joint Stock Bank's current Shiller PE Ratio is 11.66, which is near median its own 10-year median of 11.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Military Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Military Commercial Joint Stock Bank (STC:MBB) is currently considered Fairly Valued. The stock's GF Value™ is ₫22,161.57, compared to a current price of ₫20,300.00 — trading 8.4% below its estimated fair value. The current Shiller PE Ratio is 11.66, which is near median its 10-year median of 11.98 and 14.7% below the Banks industry median of 13.67. Military Commercial Joint Stock Bank's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Military Commercial Joint Stock Bank (STC:MBB), the current Shiller PE Ratio is 11.66 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Military Commercial Joint Stock Bank (STC:MBB) Overvalued in 2026?

Based on GuruFocus' analysis, Military Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫20,300.00 is trading 8.4% below its estimated GF Value™ of ₫22,161.57. GuruFocus considers Military Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:MBB:

  • Shiller PE Ratio: 11.66 (near median its 10-year median of 11.98)
  • GF Value™: ₫22,161.57 vs. price of ₫20,300.00 (8.4% below fair value)
  • GF Score™: 83/100 with 3 warning signs
  • Industry Position: 14.7% below the Banks median (#417 of 1240)

No single metric tells the full story. See the STC:MBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Military Commercial Joint Stock Bank Business Description

Address No. 18 Le Van Luong Street, 25th Floor, MB Building, Trung Hoa Ward, Cau Giay District, Hanoi, VNM
Military Commercial Joint Stock Bank provides personal and corporate banking services in Vietnam. The company is engaged in mobilizing and receiving short. medium and long-term deposit funds from organizations and individuals; lending on a short, medium and long-term; conducting settlement and cash services and other banking services as approved by the SBV; making capital contributions. Its operating segment includes Banking and Finance; Securities - Fund Management; Insurance and Debt collection - Asset management. The company generates maximum revenue from Banking and Finance segment.
83GF Score

Get the complete analysis for STC:MBB

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫20,300.00
Price
₫22,161.57
GF Value