Military Commercial Joint Stock Bank (STC:MBB) Cyclically Adjusted PS Ratio: 4.86 (As of Jul. 06, 2026) — 20% Above Median


STC:MBB Military Commercial Joint Stock Bank STC:MBB
82 GF Score
Price ₫25,300.00
GF Value ₫24,894.38
Valuation Fairly Valued
! 3 Warning Signs
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What is Military Commercial Joint Stock Bank Cyclically Adjusted PS Ratio?

Military Commercial Joint Stock Bank STC:MBB -1.17% 82 Cyclically Adjusted PS Ratio is 4.86 as of Jul. 06, 2026, which is 20% above its 10-year median of 4.05. GuruFocus rates STC:MBB with a GF Score™ of 82/100 and a GF Value™ of ₫24,894.38 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,301 Banks companies, Military Commercial Joint Stock Bank ranks worse than 77.02% on this metric.

As of today (2026-07-06), Military Commercial Joint Stock Bank's current share price is ₫25300.00. Military Commercial Joint Stock Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₫5,208.78. Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio for today is 4.86.

The historical rank and industry rank for Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

STC:MBB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.89   Med: 4.05   Max: 6.2
Current: 4.91

During the past years, Military Commercial Joint Stock Bank's highest Cyclically Adjusted PS Ratio was 6.20. The lowest was 2.89. And the median was 4.05.

STC:MBB's Cyclically Adjusted PS Ratio is ranked worse than
77.02% of 1301 companies
in the Banks industry
Industry Median: 3.32 vs STC:MBB: 4.91

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Military Commercial Joint Stock Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was ₫2,072.565. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₫5,208.78 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Military Commercial Joint Stock Bank  (STC:MBB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Military Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Related Terms


Military Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Military Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Chart

Military Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.22 3.07 3.29 3.81 5.12

Military Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.20 4.29 5.52 5.12 5.08

Military Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Military Commercial Joint Stock Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio falls into.


STC:MBB
82GF Score
Military Commercial Joint Stock Bank STC:MBB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Military Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=25300.00/5208.78
=4.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Military Commercial Joint Stock Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Military Commercial Joint Stock Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2072.565/330.2130*330.2130
=2,072.565

Current CPI (Mar. 2026) = 330.2130.

Military Commercial Joint Stock Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 235.016 241.018 321.990
201609 338.966 241.428 463.621
201612 225.383 241.432 308.262
201703 389.493 243.801 527.544
201706 462.773 244.955 623.844
201709 507.302 246.819 678.707
201712 447.337 246.524 599.197
201803 537.725 249.554 711.525
201806 631.323 251.989 827.302
201809 632.432 252.439 827.278
201812 752.876 251.233 989.557
201903 747.590 254.202 971.133
201906 829.521 256.143 1,069.397
201909 854.814 256.759 1,099.360
201912 884.898 256.974 1,137.099
202003 799.088 258.115 1,022.293
202006 838.204 257.797 1,073.658
202009 858.834 260.280 1,089.589
202012 959.782 260.474 1,216.753
202103 1,019.391 264.877 1,270.840
202106 1,127.558 271.696 1,370.408
202109 1,099.204 274.310 1,323.216
202112 1,197.328 278.802 1,418.115
202203 1,710.394 287.504 1,964.475
202206 1,417.803 296.311 1,580.019
202209 1,388.033 296.808 1,544.253
202212 1,450.600 296.797 1,613.921
202303 1,682.577 301.836 1,840.764
202306 1,460.627 305.109 1,580.806
202309 1,524.344 307.789 1,635.400
202312 1,484.572 306.746 1,598.146
202403 1,483.244 312.332 1,568.160
202406 1,785.127 314.175 1,876.254
202409 1,582.867 315.301 1,657.728
202412 2,056.302 315.605 2,151.479
202503 1,774.622 319.799 1,832.411
202506 2,140.990 322.561 2,191.780
202509 1,936.275 324.800 1,968.544
202512 2,424.326 324.054 2,470.403
202603 2,072.565 330.213 2,072.565

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.86 mean?
Military Commercial Joint Stock Bank (STC:MBB) has a Cyclically Adjusted PS Ratio of 4.86 as of Jul. 06, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Military Commercial Joint Stock Bank and its competitors. This is 20% above median its historical median of 4.05. Over the past decade, Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio has ranged from 2.89 to 6.20. According to the industry distribution chart, Military Commercial Joint Stock Bank ranks #1002 out of 1301 companies in the Banks industry, placing it in the top 77%.
Is Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio too high?
Military Commercial Joint Stock Bank's current Cyclically Adjusted PS Ratio of 4.86 is 20% above median its 10-year median of 4.05. Over the past 10 years, this metric has ranged from a low of 2.89 to a high of 6.20. The Banks industry median Cyclically Adjusted PS Ratio is 3.32. Military Commercial Joint Stock Bank's value of 4.86 is 46.4% above this industry median. Based on the distribution chart, Military Commercial Joint Stock Bank ranks #1002 out of 1301 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Military Commercial Joint Stock Bank has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Military Commercial Joint Stock Bank ranks #1002 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Military Commercial Joint Stock Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.32. Military Commercial Joint Stock Bank's value of 4.86 is 46.4% above this benchmark. Historically, Military Commercial Joint Stock Bank's own Cyclically Adjusted PS Ratio has ranged from 2.89 to 6.20 over the past decade. While the company's 10-year median is 4.05 vs. the industry median of 3.32, Military Commercial Joint Stock Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.32, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Military Commercial Joint Stock Bank's current Cyclically Adjusted PS Ratio of 4.86 is 46.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Military Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Military Commercial Joint Stock Bank's current Cyclically Adjusted PS Ratio is 4.86, which is 20% above median its own 10-year median of 4.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Military Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Military Commercial Joint Stock Bank (STC:MBB) is currently considered Fairly Valued. The stock's GF Value™ is ₫24,894.38, compared to a current price of ₫25,300.00 — trading 1.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.86, which is 20% above median its 10-year median of 4.05 and 46.4% above the Banks industry median of 3.32. Military Commercial Joint Stock Bank's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Military Commercial Joint Stock Bank (STC:MBB), the current Cyclically Adjusted PS Ratio is 4.86 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Military Commercial Joint Stock Bank (STC:MBB) Overvalued in 2026?

Based on GuruFocus' analysis, Military Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫25,300.00 is trading 1.6% above its estimated GF Value™ of ₫24,894.38. GuruFocus considers Military Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:MBB:

  • Cyclically Adjusted PS Ratio: 4.86 (20% above median its 10-year median of 4.05)
  • GF Value™: ₫24,894.38 vs. price of ₫25,300.00 (1.6% above fair value)
  • GF Score™: 82/100 with 3 warning signs
  • Industry Position: 46.4% above the Banks median (#1002 of 1301)

No single metric tells the full story. See the STC:MBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Military Commercial Joint Stock Bank Business Description

Address No. 18 Le Van Luong Street, 25th Floor, MB Building, Trung Hoa Ward, Cau Giay District, Hanoi, VNM
Military Commercial Joint Stock Bank provides personal and corporate banking services in Vietnam. The company is engaged in mobilizing and receiving short. medium and long-term deposit funds from organizations and individuals; lending on a short, medium and long-term; conducting settlement and cash services and other banking services as approved by the SBV; making capital contributions. Its operating segment includes Banking and Finance; Securities - Fund Management; Insurance and Debt collection - Asset management. The company generates maximum revenue from Banking and Finance segment.
82GF Score

Get the complete analysis for STC:MBB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫25,300.00
Price
₫24,894.38
GF Value