Military Commercial Joint Stock Bank (STC:MBB) Cyclically Adjusted PS Ratio: 4.24 (As of Aug. 14, 2026) — Near Median

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STC:MBB Military Commercial Joint Stock Bank STC:MBB
83 GF Score
Price ₫20,000.00
GF Value ₫22,008.69
Valuation Fairly Valued
! 3 Warning Signs
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What is Military Commercial Joint Stock Bank Cyclically Adjusted PS Ratio?

Military Commercial Joint Stock Bank STC:MBB -0.74% 83 Cyclically Adjusted PS Ratio is 4.24 as of Aug. 14, 2026, which is 4% above its 10-year median of 4.06. GuruFocus rates STC:MBB with a GF Score™ of 83/100 and a GF Value™ of ₫22,008.69 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,305 Banks companies, Military Commercial Joint Stock Bank ranks worse than 67.51% on this metric.

As of today (2026-08-14), Military Commercial Joint Stock Bank's current share price is ₫20000.00. Military Commercial Joint Stock Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₫4,715.98. Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio for today is 4.24.

The historical rank and industry rank for Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

STC:MBB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.89   Med: 4.06   Max: 6.2
Current: 4.27

During the past years, Military Commercial Joint Stock Bank's highest Cyclically Adjusted PS Ratio was 6.20. The lowest was 2.89. And the median was 4.06.

STC:MBB's Cyclically Adjusted PS Ratio is ranked worse than
67.51% of 1305 companies
in the Banks industry
Industry Median: 3.41 vs STC:MBB: 4.27

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Military Commercial Joint Stock Bank's adjusted revenue per share data for the three months ended in Jun. 2026 was ₫2,135.483. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₫4,715.98 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Military Commercial Joint Stock Bank  (STC:MBB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Military Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Related Terms


Military Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Military Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Chart

Military Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.22 3.10 3.34 3.86 5.18

Military Commercial Joint Stock Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.34 5.58 5.18 5.13 4.65

Military Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Military Commercial Joint Stock Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio falls into.


STC:MBB
83GF Score
Military Commercial Joint Stock Bank STC:MBB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Military Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=20000.00/4715.98
=4.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Military Commercial Joint Stock Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Military Commercial Joint Stock Bank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2135.483/333.9520*333.9520
=2,135.483

Current CPI (Jun. 2026) = 333.9520.

Military Commercial Joint Stock Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 294.753 241.428 407.713
201612 195.985 241.432 271.089
201703 338.690 243.801 463.928
201706 402.411 244.955 548.615
201709 441.132 246.819 596.862
201712 388.989 246.524 526.941
201803 467.587 249.554 625.723
201806 548.976 251.989 727.538
201809 549.941 252.439 727.518
201812 654.675 251.233 870.228
201903 650.078 254.202 854.025
201906 721.323 256.143 940.441
201909 743.316 256.759 966.789
201912 769.477 256.974 999.978
202003 694.859 258.115 899.016
202006 728.873 257.797 944.187
202009 746.812 260.280 958.196
202012 834.593 260.474 1,070.026
202103 886.427 264.877 1,117.591
202106 980.486 271.696 1,205.153
202109 955.829 274.310 1,163.651
202112 1,041.154 278.802 1,247.105
202203 1,239.416 287.504 1,439.651
202206 1,232.872 296.311 1,389.486
202209 1,206.985 296.808 1,358.033
202212 1,261.391 296.797 1,419.300
202303 1,272.270 301.836 1,407.642
202306 1,270.111 305.109 1,390.179
202309 1,325.516 307.789 1,438.189
202312 1,290.932 306.746 1,405.428
202403 1,289.778 312.332 1,379.058
202406 1,552.285 314.175 1,650.000
202409 1,376.406 315.301 1,457.825
202412 1,788.089 315.605 1,892.036
202503 1,543.149 319.799 1,611.442
202506 1,861.731 322.561 1,927.477
202509 1,683.717 324.800 1,731.160
202512 2,108.110 324.054 2,172.501
202603 1,802.230 330.213 1,822.637
202606 2,135.483 333.952 2,135.483

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.24 mean?
Military Commercial Joint Stock Bank (STC:MBB) has a Cyclically Adjusted PS Ratio of 4.24 as of Aug. 14, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Military Commercial Joint Stock Bank and its competitors. This is near median its historical median of 4.06. Over the past decade, Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio has ranged from 2.89 to 6.20. According to the industry distribution chart, Military Commercial Joint Stock Bank ranks #881 out of 1305 companies in the Banks industry, placing it in the top 67.5%.
Is Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio too high?
Military Commercial Joint Stock Bank's current Cyclically Adjusted PS Ratio of 4.24 is near median its 10-year median of 4.06. Over the past 10 years, this metric has ranged from a low of 2.89 to a high of 6.20. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. Military Commercial Joint Stock Bank's value of 4.24 is 24.3% above this industry median. Based on the distribution chart, Military Commercial Joint Stock Bank ranks #881 out of 1305 companies in the Banks industry, which is below the industry midpoint. Overall, Military Commercial Joint Stock Bank has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Military Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Military Commercial Joint Stock Bank ranks #881 out of 1305 companies for Cyclically Adjusted PS Ratio. This places Military Commercial Joint Stock Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. Military Commercial Joint Stock Bank's value of 4.24 is 24.3% above this benchmark. Historically, Military Commercial Joint Stock Bank's own Cyclically Adjusted PS Ratio has ranged from 2.89 to 6.20 over the past decade. While the company's 10-year median is 4.06 vs. the industry median of 3.41, Military Commercial Joint Stock Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,305 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Military Commercial Joint Stock Bank's current Cyclically Adjusted PS Ratio of 4.24 is 24.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Military Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Military Commercial Joint Stock Bank's current Cyclically Adjusted PS Ratio is 4.24, which is near median its own 10-year median of 4.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Military Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Military Commercial Joint Stock Bank (STC:MBB) is currently considered Fairly Valued. The stock's GF Value™ is ₫22,008.69, compared to a current price of ₫20,000.00 — trading 9.1% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.24, which is near median its 10-year median of 4.06 and 24.3% above the Banks industry median of 3.41. Military Commercial Joint Stock Bank's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Military Commercial Joint Stock Bank (STC:MBB), the current Cyclically Adjusted PS Ratio is 4.24 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Military Commercial Joint Stock Bank (STC:MBB) Overvalued in 2026?

Based on GuruFocus' analysis, Military Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫20,000.00 is trading 9.1% below its estimated GF Value™ of ₫22,008.69. GuruFocus considers Military Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:MBB:

  • Cyclically Adjusted PS Ratio: 4.24 (near median its 10-year median of 4.06)
  • GF Value™: ₫22,008.69 vs. price of ₫20,000.00 (9.1% below fair value)
  • GF Score™: 83/100 with 3 warning signs
  • Industry Position: 24.3% above the Banks median (#881 of 1305)

No single metric tells the full story. See the STC:MBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Military Commercial Joint Stock Bank Business Description

Address No. 18 Le Van Luong Street, 25th Floor, MB Building, Trung Hoa Ward, Cau Giay District, Hanoi, VNM
Military Commercial Joint Stock Bank provides personal and corporate banking services in Vietnam. The company is engaged in mobilizing and receiving short. medium and long-term deposit funds from organizations and individuals; lending on a short, medium and long-term; conducting settlement and cash services and other banking services as approved by the SBV; making capital contributions. Its operating segment includes Banking and Finance; Securities - Fund Management; Insurance and Debt collection - Asset management. The company generates maximum revenue from Banking and Finance segment.
83GF Score

Get the complete analysis for STC:MBB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫20,000.00
Price
₫22,008.69
GF Value