Military Commercial Joint Stock Bank (STC:MBB) Scaled Net Operating Assets: 0.16 (As of Mar. 2026)


STC:MBB Military Commercial Joint Stock Bank STC:MBB
82 GF Score
Price ₫24,750.00
GF Value ₫24,698.04
Valuation Fairly Valued
! 3 Warning Signs
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What is Military Commercial Joint Stock Bank Scaled Net Operating Assets?

Military Commercial Joint Stock Bank STC:MBB +0.20% 82 Scaled Net Operating Assets is 0.16 as of Mar. 2026. GuruFocus rates STC:MBB with a GF Score™ of 82/100 and a GF Value™ of ₫24,698.04 (Fairly Valued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Military Commercial Joint Stock Bank's operating assets for the quarter that ended in Mar. 2026 was ₫1,441,187,199 Mil. Military Commercial Joint Stock Bank's operating liabilities for the quarter that ended in Mar. 2026 was ₫1,176,690,937 Mil. Military Commercial Joint Stock Bank's Total Assets for the quarter that ended in Dec. 2025 was ₫1,615,763,927 Mil. Therefore, Military Commercial Joint Stock Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.16.

STC:MBB
82GF Score
Military Commercial Joint Stock Bank STC:MBB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Military Commercial Joint Stock Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Military Commercial Joint Stock Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(1376484687-1218210301)/1128801062
=0.14

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1615763927 - 239279240
=1376484687

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1473741402 - 255531101 - 0
=1218210301

Military Commercial Joint Stock Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1441187199-1176690937)/1615763927
=0.16

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1611222764 - 170035565
=1441187199

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1461477439 - 284786502 - 0
=1176690937

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.16 mean?
Military Commercial Joint Stock Bank (STC:MBB) has a Scaled Net Operating Assets of 0.16 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Military Commercial Joint Stock Bank and its competitors.
Is Military Commercial Joint Stock Bank's Scaled Net Operating Assets too high?
Military Commercial Joint Stock Bank's current Scaled Net Operating Assets is 0.16. Overall, Military Commercial Joint Stock Bank has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Military Commercial Joint Stock Bank's Scaled Net Operating Assets compare to competitors?
Military Commercial Joint Stock Bank's Scaled Net Operating Assets of 0.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Military Commercial Joint Stock Bank and its competitors. Military Commercial Joint Stock Bank's current Scaled Net Operating Assets is 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Military Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Military Commercial Joint Stock Bank (STC:MBB) is currently considered Fairly Valued. The stock's GF Value™ is ₫24,698.04, compared to a current price of ₫24,750.00 — trading 0.2% above its estimated fair value. The current Scaled Net Operating Assets is 0.16. Military Commercial Joint Stock Bank's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Military Commercial Joint Stock Bank (STC:MBB), the current Scaled Net Operating Assets is 0.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Military Commercial Joint Stock Bank (STC:MBB) Overvalued in 2026?

Based on GuruFocus' analysis, Military Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫24,750.00 is trading 0.2% above its estimated GF Value™ of ₫24,698.04. GuruFocus considers Military Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:MBB:

  • Scaled Net Operating Assets: 0.16
  • GF Value™: ₫24,698.04 vs. price of ₫24,750.00 (0.2% above fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the STC:MBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Military Commercial Joint Stock Bank Business Description

Address No. 18 Le Van Luong Street, 25th Floor, MB Building, Trung Hoa Ward, Cau Giay District, Hanoi, VNM
Military Commercial Joint Stock Bank provides personal and corporate banking services in Vietnam. The company is engaged in mobilizing and receiving short. medium and long-term deposit funds from organizations and individuals; lending on a short, medium and long-term; conducting settlement and cash services and other banking services as approved by the SBV; making capital contributions. Its operating segment includes Banking and Finance; Securities - Fund Management; Insurance and Debt collection - Asset management. The company generates maximum revenue from Banking and Finance segment.
82GF Score

Get the complete analysis for STC:MBB

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫24,750.00
Price
₫24,698.04
GF Value