WBHC (Wilson Bank Holding Co) 3-Year Book Growth Rate: 15.10% (As of Jun. 2026) — 177% Above Median

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WBHC Wilson Bank Holding Co WBHC
67 GF Score
Price $550.00
GF Value $194.48
! 5 Warning Signs
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What is Wilson Bank Holding Co 3-Year Book Growth Rate?

Wilson Bank Holding Co WBHC 67 3-Year Book Growth Rate is 15.10% as of Jun. 2026, which is 177% above its 10-year median of 5.45. GuruFocus rates WBHC with a GF Score™ of 67/100 and a GF Value™ of $194.48. The stock has 5 warning signs investors should review.

Wilson Bank Holding Co's Book Value per Share for the quarter that ended in Jun. 2026 was $49.87.

During the past 12 months, Wilson Bank Holding Co's average Book Value per Share Growth Rate was 12.70% per year. During the past 3 years, the average Book Value per Share Growth Rate was 15.10% per year. During the past 5 years, the average Book Value per Share Growth Rate was 6.00% per year. During the past 10 years, the average Book Value per Share Growth Rate was 5.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Wilson Bank Holding Co was 18.80% per year. The lowest was -2.00% per year. And the median was 5.45% per year.


Wilson Bank Holding Co  (OTCPK:WBHC) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


Wilson Bank Holding Co 3-Year Book Growth Rate Related Terms


WBHC vs VLY, PB, CBSH: 3-Year Book Growth Rate Comparison

For the Banks - Regional subindustry, Wilson Bank Holding Co's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wilson Bank Holding Co 3-Year Book Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Wilson Bank Holding Co's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where Wilson Bank Holding Co's 3-Year Book Growth Rate falls into.


WBHC
67GF Score
Wilson Bank Holding Co WBHC
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Wilson Bank Holding Co 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of 15.10% mean?
Wilson Bank Holding Co (WBHC) has a 3-Year Book Growth Rate of 15.10% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Wilson Bank Holding Co and its competitors. This is 177% above median its historical median of 5.45.
Is Wilson Bank Holding Co's 3-Year Book Growth Rate too high?
Wilson Bank Holding Co's current 3-Year Book Growth Rate of 15.10% is 177% above median its 10-year median of 5.45. The Banks industry median 3-Year Book Growth Rate is 8.80. Wilson Bank Holding Co's value of 15.10% is 71.6% above this industry median. Overall, Wilson Bank Holding Co has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Wilson Bank Holding Co's 3-Year Book Growth Rate compare to VLY and PB?
Wilson Bank Holding Co's 3-Year Book Growth Rate of 15.10% can be compared against companies in the Banks industry. The industry median 3-Year Book Growth Rate is 8.80. Wilson Bank Holding Co's value of 15.10% is 71.6% above this benchmark. While the company's 10-year median is 5.45 vs. the industry median of 8.80, Wilson Bank Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,486 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wilson Bank Holding Co's current 3-Year Book Growth Rate of 15.10% is 71.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Wilson Bank Holding Co and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wilson Bank Holding Co's current 3-Year Book Growth Rate is 15.10%, which is 177% above median its own 10-year median of 5.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wilson Bank Holding Co stock overvalued right now?
Wilson Bank Holding Co (WBHC) has a current 3-Year Book Growth Rate of 15.10%. The stock's GF Value™ is $194.48, compared to a current price of $550.00 — trading 182.8% above its estimated fair value. The current 3-Year Book Growth Rate is 15.10%, which is 177% above median its 10-year median of 5.45 and 71.6% above the Banks industry median of 8.80. Wilson Bank Holding Co's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Wilson Bank Holding Co (WBHC), the current 3-Year Book Growth Rate is 15.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wilson Bank Holding Co (WBHC) Overvalued in 2026?

Based on GuruFocus' analysis, Wilson Bank Holding Co stock appears to be overvalued. The current stock price of $550.00 is trading 182.8% above its estimated GF Value™ of $194.48.

Key valuation signals for WBHC:

  • 3-Year Book Growth Rate: 15.10% (177% above median its 10-year median of 5.45)
  • GF Value™: $194.48 vs. price of $550.00 (182.8% above fair value)
  • GF Score™: 67/100 with 5 warning signs
  • Industry Position: 71.6% above the Banks median

No single metric tells the full story. See the WBHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wilson Bank Holding Co Business Description

Address 623 West Main Street, Lebanon, TN, USA, 37087
Wilson Bank Holding Co is a Tennessee-based bank holding company. Its banking operations offer a full range of lending products, including commercial, real estate, and consumer loans to individuals, businesses, and professional entities. The company operates in Wilson, DeKalb, Trousdale, Smith, Rutherford, Putnam, Davidson, Williamson, and Sumner counties in Tennessee. It earns its revenue from interest and deposit income. The operations of the company have one operating segment, banking.
67GF Score

Get the complete analysis for WBHC

3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$550.00
Price
$194.48
GF Value