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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Wilson Bank Holding Co's Total Liabilities for the quarter that ended in Mar. 2026 was $5,396.7 Mil. Wilson Bank Holding Co's Total Assets for the quarter that ended in Mar. 2026 was $5,991.3 Mil.
Therefore, Wilson Bank Holding Co's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.90.
Wilson Bank Holding Co (OTCPK:WBHC) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Wilson Bank Holding Co Liabilities-to-Assets Related Terms
Wilson Bank Holding Co Liabilities-to-Assets Historical Data
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The historical data trend for Wilson Bank Holding Co's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wilson Bank Holding Co Liabilities-to-Assets Chart
WBHC vs VLY, PB, CBSH: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, Wilson Bank Holding Co's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wilson Bank Holding Co Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Wilson Bank Holding Co's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Wilson Bank Holding Co's Liabilities-to-Assets falls into.
Wilson Bank Holding Co Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Wilson Bank Holding Co's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wilson Bank Holding Co (WBHC) has a Liabilities-to-Assets of 0.90 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Wilson Bank Holding Co and its competitors.
Is Wilson Bank Holding Co's Liabilities-to-Assets too high?
Wilson Bank Holding Co's current Liabilities-to-Assets is 0.90. Overall, Wilson Bank Holding Co has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Wilson Bank Holding Co's Liabilities-to-Assets compare to VLY and PB?
Wilson Bank Holding Co's Liabilities-to-Assets of 0.90 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Wilson Bank Holding Co and its competitors. Wilson Bank Holding Co's current Liabilities-to-Assets is 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wilson Bank Holding Co stock overvalued right now?
Wilson Bank Holding Co (WBHC) has a current Liabilities-to-Assets of 0.90. The stock's GF Value™ is $194.48, compared to a current price of $550.00 — trading 182.8% above its estimated fair value. The current Liabilities-to-Assets is 0.90. Wilson Bank Holding Co's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Wilson Bank Holding Co (WBHC), the current Liabilities-to-Assets is 0.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wilson Bank Holding Co (WBHC) Overvalued in 2026?
Based on GuruFocus' analysis, Wilson Bank Holding Co stock appears to be overvalued.
The current stock price of $550.00 is trading 182.8% above its estimated GF Value™ of $194.48.
Key valuation signals for WBHC:
Liabilities-to-Assets: 0.90
GF Value™: $194.48 vs. price of $550.00 (182.8% above fair value)
No single metric tells the full story. See the WBHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wilson Bank Holding Co is a Tennessee-based bank holding company. Its banking operations offer a full range of lending products, including commercial, real estate, and consumer loans to individuals, businesses, and professional entities. The company operates in Wilson, DeKalb, Trousdale, Smith, Rutherford, Putnam, Davidson, Williamson, and Sumner counties in Tennessee. It earns its revenue from interest and deposit income. The operations of the company have one operating segment, banking.
67GF Score
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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