The historical rank and industry rank for Wilson Bank Holding Co's ROE % or its related term are showing as below:
WBHC'
s ROE % Range Over the Past 10 Years
Min: 9.18 Med: 11.98 Max: 14.74
Current: 14.74
During the past 13 years, Wilson Bank Holding Co's highest ROE % was 14.74%. The lowest was 9.18%. And the median was 11.98%.
WBHC's ROE % is not ranked
in the Banks industry.
Industry Median: 10.22
vs WBHC: 14.74
Wilson Bank Holding Co (OTCPK:WBHC) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Wilson Bank Holding Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wilson Bank Holding Co ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Wilson Bank Holding Co's ROE % distribution charts can be found below:
* The bar in red indicates where Wilson Bank Holding Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Wilson Bank Holding Co (WBHC) has a ROE % of 15.14% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Wilson Bank Holding Co and its competitors. This is 26% above median its historical median of 11.98. Over the past decade, Wilson Bank Holding Co's ROE % has ranged from 9.18 to 14.74.
Is Wilson Bank Holding Co's ROE % too high?
Wilson Bank Holding Co's current ROE % of 15.14% is 26% above median its 10-year median of 11.98. Over the past 10 years, this metric has ranged from a low of 9.18 to a high of 14.74. The Banks industry median ROE % is 10.22. Wilson Bank Holding Co's value of 15.14% is 48.1% above this industry median. Overall, Wilson Bank Holding Co has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Wilson Bank Holding Co's ROE % compare to VLY and PB?
Wilson Bank Holding Co's ROE % of 15.14% can be compared against companies in the Banks industry. The industry median ROE % is 10.22. Wilson Bank Holding Co's value of 15.14% is 48.1% above this benchmark. Historically, Wilson Bank Holding Co's own ROE % has ranged from 9.18 to 14.74 over the past decade. While the company's 10-year median is 11.98 vs. the industry median of 10.22, Wilson Bank Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wilson Bank Holding Co's current ROE % of 15.14% is 48.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Wilson Bank Holding Co and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wilson Bank Holding Co's current ROE % is 15.14%, which is 26% above median its own 10-year median of 11.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wilson Bank Holding Co stock overvalued right now?
Wilson Bank Holding Co (WBHC) has a current ROE % of 15.14%. The stock's GF Value™ is $194.48, compared to a current price of $550.00 — trading 182.8% above its estimated fair value. The current ROE % is 15.14%, which is 26% above median its 10-year median of 11.98 and 48.1% above the Banks industry median of 10.22. Wilson Bank Holding Co's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Wilson Bank Holding Co (WBHC), the current ROE % is 15.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wilson Bank Holding Co (WBHC) Overvalued in 2026?
Based on GuruFocus' analysis, Wilson Bank Holding Co stock appears to be overvalued.
The current stock price of $550.00 is trading 182.8% above its estimated GF Value™ of $194.48.
Key valuation signals for WBHC:
ROE %: 15.14% (26% above median its 10-year median of 11.98)
GF Value™: $194.48 vs. price of $550.00 (182.8% above fair value)
No single metric tells the full story. See the WBHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wilson Bank Holding Co is a Tennessee-based bank holding company. Its banking operations offer a full range of lending products, including commercial, real estate, and consumer loans to individuals, businesses, and professional entities. The company operates in Wilson, DeKalb, Trousdale, Smith, Rutherford, Putnam, Davidson, Williamson, and Sumner counties in Tennessee. It earns its revenue from interest and deposit income. The operations of the company have one operating segment, banking.
67GF Score
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