WBHC (Wilson Bank Holding Co) Cyclically Adjusted PS Ratio: 35.19 (As of Jul. 07, 2026) — 1330% Above Median


WBHC Wilson Bank Holding Co WBHC
67 GF Score
Price $550.00
GF Value $194.48
! 5 Warning Signs
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What is Wilson Bank Holding Co Cyclically Adjusted PS Ratio?

Wilson Bank Holding Co WBHC 67 Cyclically Adjusted PS Ratio is 35.19 as of Jul. 07, 2026, which is 1330% above its 10-year median of 2.46. GuruFocus rates WBHC with a GF Scoreâ„¢ of 67/100 and a GF Valueâ„¢ of $194.48. The stock has 5 warning signs investors should review.

As of today (2026-07-07), Wilson Bank Holding Co's current share price is $550.00. Wilson Bank Holding Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $15.63. Wilson Bank Holding Co's Cyclically Adjusted PS Ratio for today is 35.19.

The historical rank and industry rank for Wilson Bank Holding Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

WBHC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.05   Med: 2.46   Max: 36.35
Current: 35.2

During the past years, Wilson Bank Holding Co's highest Cyclically Adjusted PS Ratio was 36.35. The lowest was 2.05. And the median was 2.46.

WBHC's Cyclically Adjusted PS Ratio is not ranked
in the Banks industry.
Industry Median: 3.35 vs WBHC: 35.20

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Wilson Bank Holding Co's adjusted revenue per share data for the three months ended in Mar. 2026 was $5.160. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $15.63 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Wilson Bank Holding Co  (OTCPK:WBHC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Wilson Bank Holding Co Cyclically Adjusted PS Ratio Related Terms


Wilson Bank Holding Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Wilson Bank Holding Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wilson Bank Holding Co Cyclically Adjusted PS Ratio Chart

Wilson Bank Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.05 2.69 2.58 12.43 11.56

Wilson Bank Holding Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.13 10.18 11.68 11.56 35.20

WBHC vs VLY, PB, CBSH: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Wilson Bank Holding Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wilson Bank Holding Co Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Wilson Bank Holding Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Wilson Bank Holding Co's Cyclically Adjusted PS Ratio falls into.


WBHC
67GF Score
Wilson Bank Holding Co WBHC
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Wilson Bank Holding Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Wilson Bank Holding Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=550.00/15.63
=35.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wilson Bank Holding Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Wilson Bank Holding Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=5.16/330.2130*330.2130
=5.160

Current CPI (Mar. 2026) = 330.2130.

Wilson Bank Holding Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.404 241.018 3.294
201609 2.477 241.428 3.388
201612 2.189 241.432 2.994
201703 2.355 243.801 3.190
201706 2.554 244.955 3.443
201709 2.449 246.819 3.276
201712 2.475 246.524 3.315
201803 2.525 249.554 3.341
201806 2.641 251.989 3.461
201809 2.673 252.439 3.497
201812 2.721 251.233 3.576
201903 2.664 254.202 3.461
201906 2.804 256.143 3.615
201909 2.880 256.759 3.704
201912 2.845 256.974 3.656
202003 2.816 258.115 3.603
202006 3.173 257.797 4.064
202009 3.211 260.280 4.074
202012 3.089 260.474 3.916
202103 3.238 264.877 4.037
202106 3.270 271.696 3.974
202109 3.484 274.310 4.194
202112 3.541 278.802 4.194
202203 3.490 287.504 4.008
202206 3.714 296.311 4.139
202209 3.884 296.808 4.321
202212 3.670 296.797 4.083
202303 3.670 301.836 4.015
202306 3.581 305.109 3.876
202309 3.543 307.789 3.801
202312 3.573 306.746 3.846
202403 3.648 312.332 3.857
202406 3.993 314.175 4.197
202409 3.995 315.301 4.184
202412 4.121 315.605 4.312
202503 4.390 319.799 4.533
202506 4.810 322.561 4.924
202509 4.573 324.800 4.649
202512 5.000 324.054 5.095
202603 5.160 330.213 5.160

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 35.19 mean?
Wilson Bank Holding Co (WBHC) has a Cyclically Adjusted PS Ratio of 35.19 as of Jul. 07, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Wilson Bank Holding Co and its competitors. This is 1330% above median its historical median of 2.46. Over the past decade, Wilson Bank Holding Co's Cyclically Adjusted PS Ratio has ranged from 2.05 to 36.35.
Is Wilson Bank Holding Co's Cyclically Adjusted PS Ratio too high?
Wilson Bank Holding Co's current Cyclically Adjusted PS Ratio of 35.19 is 1330% above median its 10-year median of 2.46. Over the past 10 years, this metric has ranged from a low of 2.05 to a high of 36.35. The Banks industry median Cyclically Adjusted PS Ratio is 3.35. Wilson Bank Holding Co's value of 35.19 is 950.4% above this industry median. Overall, Wilson Bank Holding Co has a GF Scoreâ„¢ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Wilson Bank Holding Co's Cyclically Adjusted PS Ratio compare to VLY and PB?
Wilson Bank Holding Co's Cyclically Adjusted PS Ratio of 35.19 can be compared against companies in the Banks industry. The industry median Cyclically Adjusted PS Ratio is 3.35. Wilson Bank Holding Co's value of 35.19 is 950.4% above this benchmark. Historically, Wilson Bank Holding Co's own Cyclically Adjusted PS Ratio has ranged from 2.05 to 36.35 over the past decade. While the company's 10-year median is 2.46 vs. the industry median of 3.35, Wilson Bank Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.35, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wilson Bank Holding Co's current Cyclically Adjusted PS Ratio of 35.19 is 950.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Wilson Bank Holding Co and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wilson Bank Holding Co's current Cyclically Adjusted PS Ratio is 35.19, which is 1330% above median its own 10-year median of 2.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wilson Bank Holding Co stock overvalued right now?
Wilson Bank Holding Co (WBHC) has a current Cyclically Adjusted PS Ratio of 35.19. The stock's GF Value™ is $194.48, compared to a current price of $550.00 — trading 182.8% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 35.19, which is 1330% above median its 10-year median of 2.46 and 950.4% above the Banks industry median of 3.35. Wilson Bank Holding Co's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Wilson Bank Holding Co (WBHC), the current Cyclically Adjusted PS Ratio is 35.19 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wilson Bank Holding Co (WBHC) Overvalued in 2026?

Based on GuruFocus' analysis, Wilson Bank Holding Co stock appears to be overvalued. The current stock price of $550.00 is trading 182.8% above its estimated GF Value™ of $194.48.

Key valuation signals for WBHC:

  • Cyclically Adjusted PS Ratio: 35.19 (1330% above median its 10-year median of 2.46)
  • GF Value™: $194.48 vs. price of $550.00 (182.8% above fair value)
  • GF Score™: 67/100 with 5 warning signs
  • Industry Position: 950.4% above the Banks median

No single metric tells the full story. See the WBHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wilson Bank Holding Co Business Description

Address 623 West Main Street, Lebanon, TN, USA, 37087
Wilson Bank Holding Co is a Tennessee-based bank holding company. Its banking operations offer a full range of lending products, including commercial, real estate, and consumer loans to individuals, businesses, and professional entities. The company operates in Wilson, DeKalb, Trousdale, Smith, Rutherford, Putnam, Davidson, Williamson, and Sumner counties in Tennessee. It earns its revenue from interest and deposit income. The operations of the company have one operating segment, banking.
67GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$550.00
Price
$194.48
GF Value