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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Wilson Bank Holding Co's Debt-to-Equity or its related term are showing as below:
During the past 13 years, the highest Debt-to-Equity Ratio of Wilson Bank Holding Co was 0.11. The lowest was 0.01. And the median was 0.07.
WBHC's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.56 * Ranked among companies with meaningful Debt-to-Equity only.
Wilson Bank Holding Co (OTCPK:WBHC) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Wilson Bank Holding Co Debt-to-Equity Related Terms
Wilson Bank Holding Co Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Wilson Bank Holding Co's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Wilson Bank Holding Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wilson Bank Holding Co Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Wilson Bank Holding Co's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Wilson Bank Holding Co's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wilson Bank Holding Co (WBHC) has a Debt-to-Equity of 0.00 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Wilson Bank Holding Co and its competitors. Over the past decade, Wilson Bank Holding Co's Debt-to-Equity has ranged from 0.01 to 0.11.
Is Wilson Bank Holding Co's Debt-to-Equity too high?
Wilson Bank Holding Co's current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.11. Overall, Wilson Bank Holding Co has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Wilson Bank Holding Co's Debt-to-Equity compare to VLY and PB?
Wilson Bank Holding Co's Debt-to-Equity of 0.00 can be compared against companies in the Banks industry. The industry median Debt-to-Equity is 0.56. Historically, Wilson Bank Holding Co's own Debt-to-Equity has ranged from 0.01 to 0.11 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Wilson Bank Holding Co and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wilson Bank Holding Co's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wilson Bank Holding Co stock overvalued right now?
Wilson Bank Holding Co (WBHC) has a current Debt-to-Equity of 0.00. The stock's GF Value™ is $194.48, compared to a current price of $550.00 — trading 182.8% above its estimated fair value. The current Debt-to-Equity is 0.00. Wilson Bank Holding Co's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Wilson Bank Holding Co (WBHC), the current Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wilson Bank Holding Co (WBHC) Overvalued in 2026?
Based on GuruFocus' analysis, Wilson Bank Holding Co stock appears to be overvalued.
The current stock price of $550.00 is trading 182.8% above its estimated GF Value™ of $194.48.
Key valuation signals for WBHC:
Debt-to-Equity: 0.00
GF Value™: $194.48 vs. price of $550.00 (182.8% above fair value)
No single metric tells the full story. See the WBHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wilson Bank Holding Co is a Tennessee-based bank holding company. Its banking operations offer a full range of lending products, including commercial, real estate, and consumer loans to individuals, businesses, and professional entities. The company operates in Wilson, DeKalb, Trousdale, Smith, Rutherford, Putnam, Davidson, Williamson, and Sumner counties in Tennessee. It earns its revenue from interest and deposit income. The operations of the company have one operating segment, banking.
67GF Score
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