WBHC (Wilson Bank Holding Co) FCF Margin %: 38.42% (As of Mar. 2026) — 16% Above Median


WBHC Wilson Bank Holding Co WBHC
67 GF Score
Price $550.00
GF Value $194.48
! 5 Warning Signs
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What is Wilson Bank Holding Co FCF Margin %?

Wilson Bank Holding Co WBHC 67 FCF Margin % is 38.42% as of Mar. 2026, which is 16% above its 10-year median of 33.06. GuruFocus rates WBHC with a GF Score™ of 67/100 and a GF Value™ of $194.48. The stock has 5 warning signs investors should review.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Wilson Bank Holding Co's Free Cash Flow for the three months ended in Mar. 2026 was $24.4 Mil. Wilson Bank Holding Co's Revenue for the three months ended in Mar. 2026 was $63.4 Mil. Therefore, Wilson Bank Holding Co's FCF Margin % for the quarter that ended in Mar. 2026 was 38.42%.

As of today, Wilson Bank Holding Co's current FCF Yield % is 1.32%.

The historical rank and industry rank for Wilson Bank Holding Co's FCF Margin % or its related term are showing as below:

WBHC' s FCF Margin % Range Over the Past 10 Years
Min: 22.63   Med: 33.06   Max: 48.71
Current: 37.44


During the past 13 years, the highest FCF Margin % of Wilson Bank Holding Co was 48.71%. The lowest was 22.63%. And the median was 33.06%.

WBHC's FCF Margin % is not ranked
in the Banks industry.
Industry Median: 26.55 vs WBHC: 37.44


Wilson Bank Holding Co FCF Margin % Related Terms


Wilson Bank Holding Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for Wilson Bank Holding Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wilson Bank Holding Co FCF Margin % Chart

Wilson Bank Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.76 40.49 48.71 31.35 38.00

Wilson Bank Holding Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.01 32.54 49.40 30.19 38.42

WBHC vs VLY, PB, CBSH: FCF Margin % Comparison

For the Banks - Regional subindustry, Wilson Bank Holding Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wilson Bank Holding Co FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Wilson Bank Holding Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Wilson Bank Holding Co's FCF Margin % falls into.


WBHC
67GF Score
Wilson Bank Holding Co WBHC
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Wilson Bank Holding Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Wilson Bank Holding Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=86.254/226.981
=38.00 %

Wilson Bank Holding Co's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=24.372/63.441
=38.42 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 38.42% mean?
Wilson Bank Holding Co (WBHC) has a FCF Margin % of 38.42% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Wilson Bank Holding Co and its competitors. This is 16% above median its historical median of 33.06. Over the past decade, Wilson Bank Holding Co's FCF Margin % has ranged from 22.63 to 48.71.
Is Wilson Bank Holding Co's FCF Margin % too high?
Wilson Bank Holding Co's current FCF Margin % of 38.42% is 16% above median its 10-year median of 33.06. Over the past 10 years, this metric has ranged from a low of 22.63 to a high of 48.71. The Banks industry median FCF Margin % is 26.55. Wilson Bank Holding Co's value of 38.42% is 44.7% above this industry median. Overall, Wilson Bank Holding Co has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Wilson Bank Holding Co's FCF Margin % compare to VLY and PB?
Wilson Bank Holding Co's FCF Margin % of 38.42% can be compared against companies in the Banks industry. The industry median FCF Margin % is 26.55. Wilson Bank Holding Co's value of 38.42% is 44.7% above this benchmark. Historically, Wilson Bank Holding Co's own FCF Margin % has ranged from 22.63 to 48.71 over the past decade. While the company's 10-year median is 33.06 vs. the industry median of 26.55, Wilson Bank Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wilson Bank Holding Co's current FCF Margin % of 38.42% is 44.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Wilson Bank Holding Co and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wilson Bank Holding Co's current FCF Margin % is 38.42%, which is 16% above median its own 10-year median of 33.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wilson Bank Holding Co stock overvalued right now?
Wilson Bank Holding Co (WBHC) has a current FCF Margin % of 38.42%. The stock's GF Value™ is $194.48, compared to a current price of $550.00 — trading 182.8% above its estimated fair value. The current FCF Margin % is 38.42%, which is 16% above median its 10-year median of 33.06 and 44.7% above the Banks industry median of 26.55. Wilson Bank Holding Co's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Wilson Bank Holding Co (WBHC), the current FCF Margin % is 38.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wilson Bank Holding Co (WBHC) Overvalued in 2026?

Based on GuruFocus' analysis, Wilson Bank Holding Co stock appears to be overvalued. The current stock price of $550.00 is trading 182.8% above its estimated GF Value™ of $194.48.

Key valuation signals for WBHC:

  • FCF Margin %: 38.42% (16% above median its 10-year median of 33.06)
  • GF Value™: $194.48 vs. price of $550.00 (182.8% above fair value)
  • GF Score™: 67/100 with 5 warning signs
  • Industry Position: 44.7% above the Banks median

No single metric tells the full story. See the WBHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wilson Bank Holding Co Business Description

Address 623 West Main Street, Lebanon, TN, USA, 37087
Wilson Bank Holding Co is a Tennessee-based bank holding company. Its banking operations offer a full range of lending products, including commercial, real estate, and consumer loans to individuals, businesses, and professional entities. The company operates in Wilson, DeKalb, Trousdale, Smith, Rutherford, Putnam, Davidson, Williamson, and Sumner counties in Tennessee. It earns its revenue from interest and deposit income. The operations of the company have one operating segment, banking.
67GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$550.00
Price
$194.48
GF Value