Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Liechtensteinische Landesbank AGXSWX:LLBN 60 3-Year Book Growth Rate is 5.50% as of Dec. 2025, which is 156% above its 10-year median of 2.15. GuruFocus rates XSWX:LLBN with a GF Score™ of 60/100 and a GF Value™ of CHF79.82 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,496 Banks companies, Liechtensteinische Landesbank AG ranks worse than 70.86% on this metric.
During the past 12 months, Liechtensteinische Landesbank AG's average Book Value per Share Growth Rate was 6.60% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 5.50% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 3.10% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 2.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Liechtensteinische Landesbank AG was 22.90% per year. The lowest was -1.10% per year. And the median was 2.15% per year.
Liechtensteinische Landesbank AG (XSWX:LLBN) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Liechtensteinische Landesbank AG 3-Year Book Growth Rate Related Terms
Liechtensteinische Landesbank AG 3-Year Book Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Liechtensteinische Landesbank AG's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liechtensteinische Landesbank AG 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Liechtensteinische Landesbank AG's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Liechtensteinische Landesbank AG's 3-Year Book Growth Rate falls into.
Liechtensteinische Landesbank AG 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 5.50% mean?
Liechtensteinische Landesbank AG (XSWX:LLBN) has a 3-Year Book Growth Rate of 5.50% as of Dec. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Liechtensteinische Landesbank AG and its competitors. This is 156% above median its historical median of 2.15. According to the industry distribution chart, Liechtensteinische Landesbank AG ranks #1060 out of 1496 companies in the Banks industry, placing it in the top 70.9%.
Is Liechtensteinische Landesbank AG's 3-Year Book Growth Rate too high?
Liechtensteinische Landesbank AG's current 3-Year Book Growth Rate of 5.50% is 156% above median its 10-year median of 2.15. The Banks industry median 3-Year Book Growth Rate is 8.70. Liechtensteinische Landesbank AG's value of 5.50% is 36.8% below this industry median. Based on the distribution chart, Liechtensteinische Landesbank AG ranks #1060 out of 1496 companies in the Banks industry, which is below the industry midpoint. Overall, Liechtensteinische Landesbank AG has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Liechtensteinische Landesbank AG's 3-Year Book Growth Rate compare to competitors?
According to the Banks industry distribution chart, Liechtensteinische Landesbank AG ranks #1060 out of 1496 companies for 3-Year Book Growth Rate. This places Liechtensteinische Landesbank AG in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.70. Liechtensteinische Landesbank AG's value of 5.50% is 36.8% below this benchmark. While the company's 10-year median is 2.15 vs. the industry median of 8.70, Liechtensteinische Landesbank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.70, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liechtensteinische Landesbank AG's current 3-Year Book Growth Rate of 5.50% is 36.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Liechtensteinische Landesbank AG and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liechtensteinische Landesbank AG's current 3-Year Book Growth Rate is 5.50%, which is 156% above median its own 10-year median of 2.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liechtensteinische Landesbank AG stock overvalued right now?
Based on GuruFocus' analysis, Liechtensteinische Landesbank AG (XSWX:LLBN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF79.82, compared to a current price of CHF113.80 — trading 42.6% above its estimated fair value. The current 3-Year Book Growth Rate is 5.50%, which is 156% above median its 10-year median of 2.15 and 36.8% below the Banks industry median of 8.70. Liechtensteinische Landesbank AG's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Liechtensteinische Landesbank AG (XSWX:LLBN), the current 3-Year Book Growth Rate is 5.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Liechtensteinische Landesbank AG (XSWX:LLBN) Overvalued in 2026?
Based on GuruFocus' analysis, Liechtensteinische Landesbank AG stock appears to be overvalued.
The current stock price of CHF113.80 is trading 42.6% above its estimated GF Value™ of CHF79.82.
GuruFocus considers Liechtensteinische Landesbank AG to be Significantly Overvalued.
Key valuation signals for XSWX:LLBN:
3-Year Book Growth Rate: 5.50% (156% above median its 10-year median of 2.15)
GF Value™: CHF79.82 vs. price of CHF113.80 (42.6% above fair value)
Industry Position: 36.8% below the Banks median (#1060 of 1496)
No single metric tells the full story. See the XSWX:LLBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Liechtensteinische Landesbank AG is a universal banking and financial services group. The bank business activities are divided into the following segments: Retail & Corporate Banking and International Wealth Management. The companies product and services portfolio includes various financial services, such as payment processing, lending, mortgage, individual pension fund solutions, wealth planning, taxation, asset management, and investment advisory, among others. The company generates a majority of its revenue from the Retail & Corporate Banking segment and more than half of its revenue is earned in Liechtenstein and the rest from Switzerland and Austria.
60GF Score
Get the complete analysis for XSWX:LLBN
3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSWX:LLBN has been successfully added to your 
