Liechtensteinische Landesbank AG (XSWX:LLBN) Retained Earnings: CHF2,292.7 Mil (As of Dec. 2025)


XSWX:LLBN Liechtensteinische Landesbank AG XSWX:LLBN
59 GF Score
Price CHF107.80
GF Value CHF79.88
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Liechtensteinische Landesbank AG Retained Earnings?

Liechtensteinische Landesbank AG XSWX:LLBN +1.70% 59 Retained Earnings is CHF2,292.7 Mil as of Dec. 2025. GuruFocus rates XSWX:LLBN with a GF Score™ of 59/100 and a GF Value™ of CHF79.88 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Liechtensteinische Landesbank AG's retained earnings for the quarter that ended in Dec. 2025 was CHF2,292.7 Mil.

Liechtensteinische Landesbank AG's quarterly retained earnings increased from Dec. 2024 (CHF2,206.6 Mil) to Jun. 2025 (CHF2,236.4 Mil) and increased from Jun. 2025 (CHF2,236.4 Mil) to Dec. 2025 (CHF2,292.7 Mil).

Liechtensteinische Landesbank AG's annual retained earnings increased from Dec. 2023 (CHF2,140.4 Mil) to Dec. 2024 (CHF2,206.6 Mil) and increased from Dec. 2024 (CHF2,206.6 Mil) to Dec. 2025 (CHF2,292.7 Mil).


Liechtensteinische Landesbank AG  (XSWX:LLBN) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Liechtensteinische Landesbank AG Retained Earnings Historical Data

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The historical data trend for Liechtensteinische Landesbank AG's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liechtensteinische Landesbank AG Retained Earnings Chart

Liechtensteinische Landesbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,959.52 2,056.62 2,140.36 2,206.58 2,292.66

Liechtensteinische Landesbank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,140.36 2,149.22 2,206.58 2,236.40 2,292.66
XSWX:LLBN
59GF Score
Liechtensteinische Landesbank AG XSWX:LLBN
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Liechtensteinische Landesbank AG Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of CHF2,292.7 Mil mean?
Liechtensteinische Landesbank AG (XSWX:LLBN) has a Retained Earnings of CHF2,292.7 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Liechtensteinische Landesbank AG and its competitors.
Is Liechtensteinische Landesbank AG's Retained Earnings too high?
Liechtensteinische Landesbank AG's current Retained Earnings is CHF2,292.7 Mil. Overall, Liechtensteinische Landesbank AG has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Liechtensteinische Landesbank AG's Retained Earnings compare to competitors?
Liechtensteinische Landesbank AG's Retained Earnings of CHF2,292.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Liechtensteinische Landesbank AG and its competitors. Liechtensteinische Landesbank AG's current Retained Earnings is CHF2,292.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liechtensteinische Landesbank AG stock overvalued right now?
Based on GuruFocus' analysis, Liechtensteinische Landesbank AG (XSWX:LLBN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF79.88, compared to a current price of CHF107.80 — trading 35% above its estimated fair value. The current Retained Earnings is CHF2,292.7 Mil. Liechtensteinische Landesbank AG's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Liechtensteinische Landesbank AG (XSWX:LLBN), the current Retained Earnings is CHF2,292.7 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liechtensteinische Landesbank AG (XSWX:LLBN) Overvalued in 2026?

Based on GuruFocus' analysis, Liechtensteinische Landesbank AG stock appears to be overvalued. The current stock price of CHF107.80 is trading 35% above its estimated GF Value™ of CHF79.88. GuruFocus considers Liechtensteinische Landesbank AG to be Significantly Overvalued.

Key valuation signals for XSWX:LLBN:

  • Retained Earnings: CHF2,292.7 Mil
  • GF Value™: CHF79.88 vs. price of CHF107.80 (35% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the XSWX:LLBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liechtensteinische Landesbank AG Business Description

Other Exchanges LLBNz:UK0RP8:UKLLS1:Germany
Address Stadtle 44, P.O. Box 384, Vaduz, LIE, 9490
Liechtensteinische Landesbank AG is a universal banking and financial services group. The bank business activities are divided into the following segments: Retail & Corporate Banking and International Wealth Management. The companies product and services portfolio includes various financial services, such as payment processing, lending, mortgage, individual pension fund solutions, wealth planning, taxation, asset management, and investment advisory, among others. The company generates a majority of its revenue from the Retail & Corporate Banking segment and more than half of its revenue is earned in Liechtenstein and the rest from Switzerland and Austria.
59GF Score

Get the complete analysis for XSWX:LLBN

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF107.80
Price
CHF79.88
GF Value