Liechtensteinische Landesbank AG (XSWX:LLBN) Debt-to-Equity: 1.55 (As of Dec. 2025) — 67% Above Median


XSWX:LLBN Liechtensteinische Landesbank AG XSWX:LLBN
59 GF Score
Price CHF114.40
GF Value CHF79.87
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Liechtensteinische Landesbank AG Debt-to-Equity?

Liechtensteinische Landesbank AG XSWX:LLBN +0.88% 59 Debt-to-Equity is 1.55 as of Dec. 2025, which is 67% above its 10-year median of 0.93. GuruFocus rates XSWX:LLBN with a GF Score™ of 59/100 and a GF Value™ of CHF79.87 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,421 Banks companies, Liechtensteinische Landesbank AG ranks worse than 78.89% on this metric.

Liechtensteinische Landesbank AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF0.0 Mil. Liechtensteinische Landesbank AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF3,650.5 Mil. Liechtensteinische Landesbank AG's Total Stockholders Equity for the quarter that ended in Dec. 2025 was CHF2,355.8 Mil. Liechtensteinische Landesbank AG's debt to equity for the quarter that ended in Dec. 2025 was 1.55.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Liechtensteinische Landesbank AG's Debt-to-Equity or its related term are showing as below:

XSWX:LLBN' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.66   Med: 0.93   Max: 1.55
Current: 1.55

During the past 13 years, the highest Debt-to-Equity Ratio of Liechtensteinische Landesbank AG was 1.55. The lowest was 0.66. And the median was 0.93.

XSWX:LLBN's Debt-to-Equity is ranked worse than
78.89% of 1421 companies
in the Banks industry
Industry Median: 0.56 vs XSWX:LLBN: 1.55

Liechtensteinische Landesbank AG  (XSWX:LLBN) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Liechtensteinische Landesbank AG Debt-to-Equity Related Terms


Liechtensteinische Landesbank AG Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Liechtensteinische Landesbank AG's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liechtensteinische Landesbank AG Debt-to-Equity Chart

Liechtensteinische Landesbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.95 1.10 1.23 1.38 1.55

Liechtensteinische Landesbank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.23 1.26 1.38 1.48 1.55

Liechtensteinische Landesbank AG Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, Liechtensteinische Landesbank AG's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liechtensteinische Landesbank AG Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Liechtensteinische Landesbank AG's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Liechtensteinische Landesbank AG's Debt-to-Equity falls into.


XSWX:LLBN
59GF Score
Liechtensteinische Landesbank AG XSWX:LLBN
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Liechtensteinische Landesbank AG Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Liechtensteinische Landesbank AG's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Liechtensteinische Landesbank AG's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.55 mean?
Liechtensteinische Landesbank AG (XSWX:LLBN) has a Debt-to-Equity of 1.55 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Liechtensteinische Landesbank AG and its competitors. This is 67% above median its historical median of 0.93. Over the past decade, Liechtensteinische Landesbank AG's Debt-to-Equity has ranged from 0.66 to 1.55. According to the industry distribution chart, Liechtensteinische Landesbank AG ranks #1121 out of 1421 companies in the Banks industry, placing it in the top 78.9%.
Is Liechtensteinische Landesbank AG's Debt-to-Equity too high?
Liechtensteinische Landesbank AG's current Debt-to-Equity of 1.55 is 67% above median its 10-year median of 0.93. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 1.55. The Banks industry median Debt-to-Equity is 0.56. Liechtensteinische Landesbank AG's value of 1.55 is 176.8% above this industry median. Based on the distribution chart, Liechtensteinische Landesbank AG ranks #1121 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Liechtensteinische Landesbank AG has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Liechtensteinische Landesbank AG's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Liechtensteinische Landesbank AG ranks #1121 out of 1421 companies for Debt-to-Equity. This places Liechtensteinische Landesbank AG in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Liechtensteinische Landesbank AG's value of 1.55 is 176.8% above this benchmark. Historically, Liechtensteinische Landesbank AG's own Debt-to-Equity has ranged from 0.66 to 1.55 over the past decade. While the company's 10-year median is 0.93 vs. the industry median of 0.56, Liechtensteinische Landesbank AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liechtensteinische Landesbank AG's current Debt-to-Equity of 1.55 is 176.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Liechtensteinische Landesbank AG and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liechtensteinische Landesbank AG's current Debt-to-Equity is 1.55, which is 67% above median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liechtensteinische Landesbank AG stock overvalued right now?
Based on GuruFocus' analysis, Liechtensteinische Landesbank AG (XSWX:LLBN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF79.87, compared to a current price of CHF114.40 — trading 43.2% above its estimated fair value. The current Debt-to-Equity is 1.55, which is 67% above median its 10-year median of 0.93 and 176.8% above the Banks industry median of 0.56. Liechtensteinische Landesbank AG's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Liechtensteinische Landesbank AG (XSWX:LLBN), the current Debt-to-Equity is 1.55 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liechtensteinische Landesbank AG (XSWX:LLBN) Overvalued in 2026?

Based on GuruFocus' analysis, Liechtensteinische Landesbank AG stock appears to be overvalued. The current stock price of CHF114.40 is trading 43.2% above its estimated GF Value™ of CHF79.87. GuruFocus considers Liechtensteinische Landesbank AG to be Significantly Overvalued.

Key valuation signals for XSWX:LLBN:

  • Debt-to-Equity: 1.55 (67% above median its 10-year median of 0.93)
  • GF Value™: CHF79.87 vs. price of CHF114.40 (43.2% above fair value)
  • GF Score™: 59/100 with 7 warning signs
  • Industry Position: 176.8% above the Banks median (#1121 of 1421)

No single metric tells the full story. See the XSWX:LLBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liechtensteinische Landesbank AG Business Description

Other Exchanges LLBNz:UK0RP8:UKLLS1:Germany
Address Stadtle 44, P.O. Box 384, Vaduz, LIE, 9490
Liechtensteinische Landesbank AG is a universal banking and financial services group. The bank business activities are divided into the following segments: Retail & Corporate Banking and International Wealth Management. The companies product and services portfolio includes various financial services, such as payment processing, lending, mortgage, individual pension fund solutions, wealth planning, taxation, asset management, and investment advisory, among others. The company generates a majority of its revenue from the Retail & Corporate Banking segment and more than half of its revenue is earned in Liechtenstein and the rest from Switzerland and Austria.
59GF Score

Get the complete analysis for XSWX:LLBN

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF114.40
Price
CHF79.87
GF Value