Liechtensteinische Landesbank AG (XSWX:LLBN) LT-Debt-to-Total-Asset: 0.13 (As of Dec. 2025)

What is Liechtensteinische Landesbank AG LT-Debt-to-Total-Asset?

Liechtensteinische Landesbank AG XSWX:LLBN +0.77% 57 LT-Debt-to-Total-Asset is 0.13 as of Dec. 2025. GuruFocus rates XSWX:LLBN with a GF Score™ of 57/100 and a GF Value™ of CHF79.89 (Significantly Overvalued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Liechtensteinische Landesbank AG's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.13.

Liechtensteinische Landesbank AG's long-term debt to total assets ratio increased from Dec. 2024 (0.11) to Dec. 2025 (0.13). It may suggest that Liechtensteinische Landesbank AG is progressively becoming more dependent on debt to grow their business.

Liechtensteinische Landesbank AG (XSWX:LLBN) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Liechtensteinische Landesbank AG LT-Debt-to-Total-Asset Related Terms

Liechtensteinische Landesbank AG LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Liechtensteinische Landesbank AG's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liechtensteinische Landesbank AG LT-Debt-to-Total-Asset Chart

Liechtensteinische Landesbank AG Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.08

0.09

0.10

0.11

0.13

Liechtensteinische Landesbank AG Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.10	0.11	0.11	0.12	0.13

57GF Score

Liechtensteinische Landesbank AG XSWX:LLBN

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Liechtensteinische Landesbank AG LT-Debt-to-Total-Asset Calculation

Liechtensteinische Landesbank AG's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	3650.512	/	28318.216
	=	0.13

Liechtensteinische Landesbank AG's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	3650.512	/	28318.216
	=	0.13

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.13 mean?

Liechtensteinische Landesbank AG (XSWX:LLBN) has a LT-Debt-to-Total-Asset of 0.13 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Liechtensteinische Landesbank AG and its competitors.

Is Liechtensteinische Landesbank AG's LT-Debt-to-Total-Asset too high?

Liechtensteinische Landesbank AG's current LT-Debt-to-Total-Asset is 0.13. Overall, Liechtensteinische Landesbank AG has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Liechtensteinische Landesbank AG's LT-Debt-to-Total-Asset compare to competitors?

Liechtensteinische Landesbank AG's LT-Debt-to-Total-Asset of 0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Liechtensteinische Landesbank AG and its competitors. Liechtensteinische Landesbank AG's current LT-Debt-to-Total-Asset is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Liechtensteinische Landesbank AG stock overvalued right now?

Based on GuruFocus' analysis, Liechtensteinische Landesbank AG (XSWX:LLBN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF79.89, compared to a current price of CHF105.00 — trading 31.4% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.13. Liechtensteinische Landesbank AG's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Liechtensteinische Landesbank AG (XSWX:LLBN), the current LT-Debt-to-Total-Asset is 0.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liechtensteinische Landesbank AG (XSWX:LLBN) Overvalued in 2026?

Based on GuruFocus' analysis, Liechtensteinische Landesbank AG stock appears to be overvalued. The current stock price of CHF105.00 is trading 31.4% above its estimated GF Value™ of CHF79.89. GuruFocus considers Liechtensteinische Landesbank AG to be Significantly Overvalued.

Key valuation signals for XSWX:LLBN:

LT-Debt-to-Total-Asset: 0.13
GF Value™: CHF79.89 vs. price of CHF105.00 (31.4% above fair value)
GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the XSWX:LLBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Liechtensteinische Landesbank AG Business Description

Industry Financial Services Banks

Comparable Companies XSWX:ZUGER XSWX:CMBN XSWX:VATN XSWX:WKBN XSWX:BEKN XSWX:BCGE XSWX:SGKN XSWX:GRKP XSWX:TKBP XSWX:LUKN SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Other Exchanges LLBNz:UK 0RP8:UK LLS1:Germany

Address Stadtle 44, P.O. Box 384, Vaduz, LIE, 9490

Website https://www.llb.li

Liechtensteinische Landesbank AG is a universal banking and financial services group. The bank business activities are divided into the following segments: Retail & Corporate Banking and International Wealth Management. The companies product and services portfolio includes various financial services, such as payment processing, lending, mortgage, individual pension fund solutions, wealth planning, taxation, asset management, and investment advisory, among others. The company generates a majority of its revenue from the Retail & Corporate Banking segment and more than half of its revenue is earned in Liechtenstein and the rest from Switzerland and Austria.

57GF Score

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CHF105.00

Price

CHF79.89

GF Value

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