Liechtensteinische Landesbank AG (XSWX:LLBN) Scaled Net Operating Assets: -0.07 (As of Dec. 2025)


XSWX:LLBN Liechtensteinische Landesbank AG XSWX:LLBN
58 GF Score
Price CHF104.20
GF Value CHF79.89
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Liechtensteinische Landesbank AG Scaled Net Operating Assets?

Liechtensteinische Landesbank AG XSWX:LLBN -0.19% 58 Scaled Net Operating Assets is -0.07 as of Dec. 2025. GuruFocus rates XSWX:LLBN with a GF Score™ of 58/100 and a GF Value™ of CHF79.89 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Liechtensteinische Landesbank AG's operating assets for the quarter that ended in Dec. 2025 was CHF20,455.7 Mil. Liechtensteinische Landesbank AG's operating liabilities for the quarter that ended in Dec. 2025 was CHF22,310.9 Mil. Liechtensteinische Landesbank AG's Total Assets for the quarter that ended in Jun. 2025 was CHF28,148.3 Mil. Therefore, Liechtensteinische Landesbank AG's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was -0.07.

XSWX:LLBN
58GF Score
Liechtensteinische Landesbank AG XSWX:LLBN
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Liechtensteinische Landesbank AG Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Liechtensteinische Landesbank AG's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(20455.661-22310.883)/27663.636
=-0.07

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=28318.216 - 7862.555
=20455.661

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=25961.395 - 3650.512 - 0
=22310.883

Liechtensteinische Landesbank AG's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(20455.661-22310.883)/28148.283
=-0.07

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=28318.216 - 7862.555
=20455.661

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=25961.395 - 3650.512 - 0
=22310.883

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.07 mean?
Liechtensteinische Landesbank AG (XSWX:LLBN) has a Scaled Net Operating Assets of -0.07 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Liechtensteinische Landesbank AG and its competitors.
Is Liechtensteinische Landesbank AG's Scaled Net Operating Assets too high?
Liechtensteinische Landesbank AG's current Scaled Net Operating Assets is -0.07. Overall, Liechtensteinische Landesbank AG has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Liechtensteinische Landesbank AG's Scaled Net Operating Assets compare to competitors?
Liechtensteinische Landesbank AG's Scaled Net Operating Assets of -0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Liechtensteinische Landesbank AG and its competitors. Liechtensteinische Landesbank AG's current Scaled Net Operating Assets is -0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liechtensteinische Landesbank AG stock overvalued right now?
Based on GuruFocus' analysis, Liechtensteinische Landesbank AG (XSWX:LLBN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF79.89, compared to a current price of CHF104.20 — trading 30.4% above its estimated fair value. The current Scaled Net Operating Assets is -0.07. Liechtensteinische Landesbank AG's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Liechtensteinische Landesbank AG (XSWX:LLBN), the current Scaled Net Operating Assets is -0.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liechtensteinische Landesbank AG (XSWX:LLBN) Overvalued in 2026?

Based on GuruFocus' analysis, Liechtensteinische Landesbank AG stock appears to be overvalued. The current stock price of CHF104.20 is trading 30.4% above its estimated GF Value™ of CHF79.89. GuruFocus considers Liechtensteinische Landesbank AG to be Modestly Overvalued.

Key valuation signals for XSWX:LLBN:

  • Scaled Net Operating Assets: -0.07
  • GF Value™: CHF79.89 vs. price of CHF104.20 (30.4% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the XSWX:LLBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Liechtensteinische Landesbank AG Business Description

Other Exchanges LLBNz:UK0RP8:UKLLS1:Germany
Address Stadtle 44, P.O. Box 384, Vaduz, LIE, 9490
Liechtensteinische Landesbank AG is a universal banking and financial services group. The bank business activities are divided into the following segments: Retail & Corporate Banking and International Wealth Management. The companies product and services portfolio includes various financial services, such as payment processing, lending, mortgage, individual pension fund solutions, wealth planning, taxation, asset management, and investment advisory, among others. The company generates a majority of its revenue from the Retail & Corporate Banking segment and more than half of its revenue is earned in Liechtenstein and the rest from Switzerland and Austria.
58GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF104.20
Price
CHF79.89
GF Value