Liechtensteinische Landesbank AG (XSWX:LLBN) Cyclically Adjusted PB Ratio: 1.39 (As of Jul. 06, 2026) — 60% Above Median


XSWX:LLBN Liechtensteinische Landesbank AG XSWX:LLBN
57 GF Score
Price CHF107.80
GF Value CHF79.87
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Liechtensteinische Landesbank AG Cyclically Adjusted PB Ratio?

Liechtensteinische Landesbank AG XSWX:LLBN 57 Cyclically Adjusted PB Ratio is 1.39 as of Jul. 06, 2026, which is 60% above its 10-year median of 0.87. GuruFocus rates XSWX:LLBN with a GF Score™ of 57/100 and a GF Value™ of CHF79.87 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,300 Banks companies, Liechtensteinische Landesbank AG ranks worse than 57.15% on this metric.

As of today (2026-07-06), Liechtensteinische Landesbank AG's current share price is CHF107.80. Liechtensteinische Landesbank AG's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 was CHF77.80. Liechtensteinische Landesbank AG's Cyclically Adjusted PB Ratio for today is 1.39.

The historical rank and industry rank for Liechtensteinische Landesbank AG's Cyclically Adjusted PB Ratio or its related term are showing as below:

XSWX:LLBN' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.61   Med: 0.87   Max: 1.39
Current: 1.39

During the past 13 years, Liechtensteinische Landesbank AG's highest Cyclically Adjusted PB Ratio was 1.39. The lowest was 0.61. And the median was 0.87.

XSWX:LLBN's Cyclically Adjusted PB Ratio is ranked worse than
57.15% of 1300 companies
in the Banks industry
Industry Median: 1.255 vs XSWX:LLBN: 1.39

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Liechtensteinische Landesbank AG's adjusted book value per share data of for the fiscal year that ended in Dec25 was CHF77.565. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is CHF77.80 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Liechtensteinische Landesbank AG  (XSWX:LLBN) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Liechtensteinische Landesbank AG Cyclically Adjusted PB Ratio Related Terms


Liechtensteinische Landesbank AG Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Liechtensteinische Landesbank AG's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liechtensteinische Landesbank AG Cyclically Adjusted PB Ratio Chart

Liechtensteinische Landesbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.77 0.77 0.89 0.93 1.08

Liechtensteinische Landesbank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.89 0.00 0.93 0.00 1.08

Liechtensteinische Landesbank AG Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Liechtensteinische Landesbank AG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liechtensteinische Landesbank AG Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Liechtensteinische Landesbank AG's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Liechtensteinische Landesbank AG's Cyclically Adjusted PB Ratio falls into.


XSWX:LLBN
57GF Score
Liechtensteinische Landesbank AG XSWX:LLBN
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Liechtensteinische Landesbank AG Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Liechtensteinische Landesbank AG's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=107.80/77.80
=1.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liechtensteinische Landesbank AG's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Liechtensteinische Landesbank AG's adjusted Book Value per Share data for the fiscal year that ended in Dec25 was:

Adj_Book=Book Value per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=77.565/324.0540*324.0540
=77.565

Current CPI (Dec25) = 324.0540.

Liechtensteinische Landesbank AG Annual Data

Book Value per Share CPI Adj_Book
201612 58.813 241.432 78.940
201712 61.180 246.524 80.421
201812 61.493 251.233 79.317
201912 63.389 256.974 79.936
202012 65.665 260.474 81.693
202112 68.617 278.802 79.754
202212 66.052 296.797 72.118
202312 69.616 306.746 73.544
202412 72.740 315.605 74.687
202512 77.565 324.054 77.565

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.39 mean?
Liechtensteinische Landesbank AG (XSWX:LLBN) has a Cyclically Adjusted PB Ratio of 1.39 as of Jul. 06, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Liechtensteinische Landesbank AG and its competitors. This is 60% above median its historical median of 0.87. Over the past decade, Liechtensteinische Landesbank AG's Cyclically Adjusted PB Ratio has ranged from 0.61 to 1.39. According to the industry distribution chart, Liechtensteinische Landesbank AG ranks #743 out of 1300 companies in the Banks industry, placing it in the top 57.2%.
Is Liechtensteinische Landesbank AG's Cyclically Adjusted PB Ratio too high?
Liechtensteinische Landesbank AG's current Cyclically Adjusted PB Ratio of 1.39 is 60% above median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 1.39. The Banks industry median Cyclically Adjusted PB Ratio is 1.26. Liechtensteinische Landesbank AG's value of 1.39 is 10.8% above this industry median. Based on the distribution chart, Liechtensteinische Landesbank AG ranks #743 out of 1300 companies in the Banks industry, which is below the industry midpoint. Overall, Liechtensteinische Landesbank AG has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Liechtensteinische Landesbank AG's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Liechtensteinische Landesbank AG ranks #743 out of 1300 companies for Cyclically Adjusted PB Ratio. This places Liechtensteinische Landesbank AG in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.26. Liechtensteinische Landesbank AG's value of 1.39 is 10.8% above this benchmark. Historically, Liechtensteinische Landesbank AG's own Cyclically Adjusted PB Ratio has ranged from 0.61 to 1.39 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 1.26, Liechtensteinische Landesbank AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.26, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liechtensteinische Landesbank AG's current Cyclically Adjusted PB Ratio of 1.39 is 10.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Liechtensteinische Landesbank AG and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liechtensteinische Landesbank AG's current Cyclically Adjusted PB Ratio is 1.39, which is 60% above median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liechtensteinische Landesbank AG stock overvalued right now?
Based on GuruFocus' analysis, Liechtensteinische Landesbank AG (XSWX:LLBN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF79.87, compared to a current price of CHF107.80 — trading 35% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.39, which is 60% above median its 10-year median of 0.87 and 10.8% above the Banks industry median of 1.26. Liechtensteinische Landesbank AG's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Liechtensteinische Landesbank AG (XSWX:LLBN), the current Cyclically Adjusted PB Ratio is 1.39 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liechtensteinische Landesbank AG (XSWX:LLBN) Overvalued in 2026?

Based on GuruFocus' analysis, Liechtensteinische Landesbank AG stock appears to be overvalued. The current stock price of CHF107.80 is trading 35% above its estimated GF Value™ of CHF79.87. GuruFocus considers Liechtensteinische Landesbank AG to be Significantly Overvalued.

Key valuation signals for XSWX:LLBN:

  • Cyclically Adjusted PB Ratio: 1.39 (60% above median its 10-year median of 0.87)
  • GF Value™: CHF79.87 vs. price of CHF107.80 (35% above fair value)
  • GF Score™: 57/100 with 7 warning signs
  • Industry Position: 10.8% above the Banks median (#743 of 1300)

No single metric tells the full story. See the XSWX:LLBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liechtensteinische Landesbank AG Business Description

Other Exchanges LLBNz:UK0RP8:UKLLS1:Germany
Address Stadtle 44, P.O. Box 384, Vaduz, LIE, 9490
Liechtensteinische Landesbank AG is a universal banking and financial services group. The bank business activities are divided into the following segments: Retail & Corporate Banking and International Wealth Management. The companies product and services portfolio includes various financial services, such as payment processing, lending, mortgage, individual pension fund solutions, wealth planning, taxation, asset management, and investment advisory, among others. The company generates a majority of its revenue from the Retail & Corporate Banking segment and more than half of its revenue is earned in Liechtenstein and the rest from Switzerland and Austria.
57GF Score

Get the complete analysis for XSWX:LLBN

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF107.80
Price
CHF79.87
GF Value