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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Liechtensteinische Landesbank AG's cash to debt ratio for the quarter that ended in Dec. 2025 was 2.15.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Liechtensteinische Landesbank AGcould pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Liechtensteinische Landesbank AG's Cash-to-Debt or its related term are showing as below:
XSWX:LLBN'
s Cash-to-Debt Range Over the Past 10 Years
Min: 2.15 Med: 4.06 Max: 5.92
Current: 2.15
During the past 13 years, Liechtensteinische Landesbank AG's highest Cash to Debt Ratio was 5.92. The lowest was 2.15. And the median was 4.06.
XSWX:LLBN's Cash-to-Debt is ranked better than 61.24% of 1486
companies
in the Banks industry
Industry Median: 1.37
vs XSWX:LLBN: 2.15
Liechtensteinische Landesbank AG (XSWX:LLBN) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Liechtensteinische Landesbank AG Cash-to-Debt Related Terms
Liechtensteinische Landesbank AG Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Liechtensteinische Landesbank AG Cash-to-Debt Chart
Liechtensteinische Landesbank AG Cash-to-Debt Competitor Comparison
For the Banks - Regional subindustry, Liechtensteinische Landesbank AG's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liechtensteinische Landesbank AG Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Liechtensteinische Landesbank AG's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Liechtensteinische Landesbank AG's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Liechtensteinische Landesbank AG (XSWX:LLBN) has a Cash-to-Debt of 2.15 as of Dec. 2025. This is 47% below median its historical median of 4.06. Over the past decade, Liechtensteinische Landesbank AG's Cash-to-Debt has ranged from 2.15 to 5.92. According to the industry distribution chart, Liechtensteinische Landesbank AG ranks #576 out of 1486 companies in the Banks industry, placing it in the top 38.8%.
Is Liechtensteinische Landesbank AG's Cash-to-Debt too high?
Liechtensteinische Landesbank AG's current Cash-to-Debt of 2.15 is 47% below median its 10-year median of 4.06. Over the past 10 years, this metric has ranged from a low of 2.15 to a high of 5.92. The Banks industry median Cash-to-Debt is 1.37. Liechtensteinische Landesbank AG's value of 2.15 is 56.9% above this industry median. Based on the distribution chart, Liechtensteinische Landesbank AG ranks #576 out of 1486 companies in the Banks industry, which is above the industry midpoint. Overall, Liechtensteinische Landesbank AG has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Liechtensteinische Landesbank AG's Cash-to-Debt compare to competitors?
According to the Banks industry distribution chart, Liechtensteinische Landesbank AG ranks #576 out of 1486 companies for Cash-to-Debt. This puts Liechtensteinische Landesbank AG in the upper half of its industry. The industry median Cash-to-Debt is 1.37. Liechtensteinische Landesbank AG's value of 2.15 is 56.9% above this benchmark. Historically, Liechtensteinische Landesbank AG's own Cash-to-Debt has ranged from 2.15 to 5.92 over the past decade. While the company's 10-year median is 4.06 vs. the industry median of 1.37, Liechtensteinische Landesbank AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.37, based on 1,486 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liechtensteinische Landesbank AG's current Cash-to-Debt of 2.15 is 56.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liechtensteinische Landesbank AG's current Cash-to-Debt is 2.15, which is 47% below median its own 10-year median of 4.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liechtensteinische Landesbank AG stock overvalued right now?
Based on GuruFocus' analysis, Liechtensteinische Landesbank AG (XSWX:LLBN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF83.53, compared to a current price of CHF111.80 — trading 33.8% above its estimated fair value. The current Cash-to-Debt is 2.15, which is 47% below median its 10-year median of 4.06 and 56.9% above the Banks industry median of 1.37. Liechtensteinische Landesbank AG's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Liechtensteinische Landesbank AG (XSWX:LLBN), the current Cash-to-Debt is 2.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Liechtensteinische Landesbank AG (XSWX:LLBN) Overvalued in 2026?
Based on GuruFocus' analysis, Liechtensteinische Landesbank AG stock appears to be overvalued.
The current stock price of CHF111.80 is trading 33.8% above its estimated GF Value™ of CHF83.53.
GuruFocus considers Liechtensteinische Landesbank AG to be Significantly Overvalued.
Key valuation signals for XSWX:LLBN:
Cash-to-Debt: 2.15 (47% below median its 10-year median of 4.06)
GF Value™: CHF83.53 vs. price of CHF111.80 (33.8% above fair value)
Industry Position: 56.9% above the Banks median (#576 of 1486)
No single metric tells the full story. See the XSWX:LLBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Liechtensteinische Landesbank AG is a universal banking and financial services group. The bank business activities are divided into the following segments: Retail & Corporate Banking and International Wealth Management. The companies product and services portfolio includes various financial services, such as payment processing, lending, mortgage, individual pension fund solutions, wealth planning, taxation, asset management, and investment advisory, among others. The company generates a majority of its revenue from the Retail & Corporate Banking segment and more than half of its revenue is earned in Liechtenstein and the rest from Switzerland and Austria.
60GF Score
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