Liechtensteinische Landesbank AG (XSWX:LLBN) Equity-to-Asset: 0.08 (As of Dec. 2025) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:LLBN Liechtensteinische Landesbank AG XSWX:LLBN
59 GF Score
Price CHF114.40
GF Value CHF79.85
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Liechtensteinische Landesbank AG Equity-to-Asset?

Liechtensteinische Landesbank AG XSWX:LLBN -1.04% 59 Equity-to-Asset is 0.08 as of Dec. 2025, which is at its 10-year median of 0.08. GuruFocus rates XSWX:LLBN with a GF Score™ of 59/100 and a GF Value™ of CHF79.85 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,524 Banks companies, Liechtensteinische Landesbank AG ranks worse than 66.08% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Liechtensteinische Landesbank AG's Total Stockholders Equity for the quarter that ended in Dec. 2025 was CHF2,355.8 Mil. Liechtensteinische Landesbank AG's Total Assets for the quarter that ended in Dec. 2025 was CHF28,318.2 Mil. Therefore, Liechtensteinische Landesbank AG's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.08.

The historical rank and industry rank for Liechtensteinische Landesbank AG's Equity-to-Asset or its related term are showing as below:

XSWX:LLBN' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08   Med: 0.08   Max: 0.09
Current: 0.08

During the past 13 years, the highest Equity to Asset Ratio of Liechtensteinische Landesbank AG was 0.09. The lowest was 0.08. And the median was 0.08.

XSWX:LLBN's Equity-to-Asset is ranked worse than
66.08% of 1524 companies
in the Banks industry
Industry Median: 0.1 vs XSWX:LLBN: 0.08

Liechtensteinische Landesbank AG  (XSWX:LLBN) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Liechtensteinische Landesbank AG Equity-to-Asset Related Terms


Liechtensteinische Landesbank AG Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Liechtensteinische Landesbank AG's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liechtensteinische Landesbank AG Equity-to-Asset Chart

Liechtensteinische Landesbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.08 0.08 0.08 0.08

Liechtensteinische Landesbank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.09 0.08 0.08 0.08

Liechtensteinische Landesbank AG Equity-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Liechtensteinische Landesbank AG's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liechtensteinische Landesbank AG Equity-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Liechtensteinische Landesbank AG's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Liechtensteinische Landesbank AG's Equity-to-Asset falls into.


XSWX:LLBN
59GF Score
Liechtensteinische Landesbank AG XSWX:LLBN
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Liechtensteinische Landesbank AG Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Liechtensteinische Landesbank AG's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=2355.816/28318.216
=0.08

Liechtensteinische Landesbank AG's Equity to Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Equity to Asset (Q: Dec. 2025 )=Total Stockholders Equity/Total Assets
=2355.816/28318.216
=0.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.08 mean?
Liechtensteinische Landesbank AG (XSWX:LLBN) has a Equity-to-Asset of 0.08 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Liechtensteinische Landesbank AG and its competitors. This is near median its historical median of 0.08. Over the past decade, Liechtensteinische Landesbank AG's Equity-to-Asset has ranged from 0.08 to 0.09. According to the industry distribution chart, Liechtensteinische Landesbank AG ranks #1007 out of 1524 companies in the Banks industry, placing it in the top 66.1%.
Is Liechtensteinische Landesbank AG's Equity-to-Asset too high?
Liechtensteinische Landesbank AG's current Equity-to-Asset of 0.08 is near median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.09. The Banks industry median Equity-to-Asset is 0.10. Liechtensteinische Landesbank AG's value of 0.08 is 20% below this industry median. Based on the distribution chart, Liechtensteinische Landesbank AG ranks #1007 out of 1524 companies in the Banks industry, which is below the industry midpoint. Overall, Liechtensteinische Landesbank AG has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Liechtensteinische Landesbank AG's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Liechtensteinische Landesbank AG ranks #1007 out of 1524 companies for Equity-to-Asset. This places Liechtensteinische Landesbank AG in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Liechtensteinische Landesbank AG's value of 0.08 is 20% below this benchmark. Historically, Liechtensteinische Landesbank AG's own Equity-to-Asset has ranged from 0.08 to 0.09 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.10, Liechtensteinische Landesbank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liechtensteinische Landesbank AG's current Equity-to-Asset of 0.08 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Liechtensteinische Landesbank AG and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liechtensteinische Landesbank AG's current Equity-to-Asset is 0.08, which is near median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liechtensteinische Landesbank AG stock overvalued right now?
Based on GuruFocus' analysis, Liechtensteinische Landesbank AG (XSWX:LLBN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF79.85, compared to a current price of CHF114.40 — trading 43.3% above its estimated fair value. The current Equity-to-Asset is 0.08, which is near median its 10-year median of 0.08 and 20% below the Banks industry median of 0.10. Liechtensteinische Landesbank AG's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Liechtensteinische Landesbank AG (XSWX:LLBN), the current Equity-to-Asset is 0.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liechtensteinische Landesbank AG (XSWX:LLBN) Overvalued in 2026?

Based on GuruFocus' analysis, Liechtensteinische Landesbank AG stock appears to be overvalued. The current stock price of CHF114.40 is trading 43.3% above its estimated GF Value™ of CHF79.85. GuruFocus considers Liechtensteinische Landesbank AG to be Significantly Overvalued.

Key valuation signals for XSWX:LLBN:

  • Equity-to-Asset: 0.08 (near median its 10-year median of 0.08)
  • GF Value™: CHF79.85 vs. price of CHF114.40 (43.3% above fair value)
  • GF Score™: 59/100 with 7 warning signs
  • Industry Position: 20% below the Banks median (#1007 of 1524)

No single metric tells the full story. See the XSWX:LLBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liechtensteinische Landesbank AG Business Description

Other Exchanges LLBNz:UK0RP8:UKLLS1:Germany
Address Stadtle 44, P.O. Box 384, Vaduz, LIE, 9490
Liechtensteinische Landesbank AG is a universal banking and financial services group. The bank business activities are divided into the following segments: Retail & Corporate Banking and International Wealth Management. The companies product and services portfolio includes various financial services, such as payment processing, lending, mortgage, individual pension fund solutions, wealth planning, taxation, asset management, and investment advisory, among others. The company generates a majority of its revenue from the Retail & Corporate Banking segment and more than half of its revenue is earned in Liechtenstein and the rest from Switzerland and Austria.
59GF Score

Get the complete analysis for XSWX:LLBN

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF114.40
Price
CHF79.85
GF Value