Deutsche Pfandbriefbank AG (XSWX:PBB) 3-Year Book Growth Rate: -3.20% (As of Jun. 2026)

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XSWX:PBB Deutsche Pfandbriefbank AG XSWX:PBB
57 GF Score
Price CHF3.08
GF Value CHF3.50
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Deutsche Pfandbriefbank AG 3-Year Book Growth Rate?

Deutsche Pfandbriefbank AG XSWX:PBB 57 3-Year Book Growth Rate is -3.20% as of Jun. 2026. GuruFocus rates XSWX:PBB with a GF Score™ of 57/100 and a GF Value™ of CHF3.50 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,492 Banks companies, Deutsche Pfandbriefbank AG ranks worse than 95.04% on this metric.

Deutsche Pfandbriefbank AG's Book Value per Share for the quarter that ended in Jun. 2026 was CHF21.15.

During the past 12 months, Deutsche Pfandbriefbank AG's average Book Value per Share Growth Rate was -1.70% per year. During the past 3 years, the average Book Value per Share Growth Rate was -3.20% per year. During the past 5 years, the average Book Value per Share Growth Rate was -0.90% per year. During the past 10 years, the average Book Value per Share Growth Rate was 1.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Deutsche Pfandbriefbank AG was 89.30% per year. The lowest was -6.90% per year. And the median was 1.80% per year.


Deutsche Pfandbriefbank AG  (XSWX:PBB) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


Deutsche Pfandbriefbank AG 3-Year Book Growth Rate Related Terms


XSWX:PBB vs RKT, FNMA, PFSI: 3-Year Book Growth Rate Comparison

For the Mortgage Finance subindustry, Deutsche Pfandbriefbank AG's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Deutsche Pfandbriefbank AG 3-Year Book Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Deutsche Pfandbriefbank AG's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where Deutsche Pfandbriefbank AG's 3-Year Book Growth Rate falls into.


XSWX:PBB
57GF Score
Deutsche Pfandbriefbank AG XSWX:PBB
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Deutsche Pfandbriefbank AG 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of -3.20% mean?
Deutsche Pfandbriefbank AG (XSWX:PBB) has a 3-Year Book Growth Rate of -3.20% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Deutsche Pfandbriefbank AG and its competitors. According to the industry distribution chart, Deutsche Pfandbriefbank AG ranks #1418 out of 1492 companies in the Banks industry, placing it in the top 95%.
Is Deutsche Pfandbriefbank AG's 3-Year Book Growth Rate too high?
Deutsche Pfandbriefbank AG's current 3-Year Book Growth Rate is -3.20%. Based on the distribution chart, Deutsche Pfandbriefbank AG ranks #1418 out of 1492 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Deutsche Pfandbriefbank AG has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Deutsche Pfandbriefbank AG's 3-Year Book Growth Rate compare to RKT and FNMA?
According to the Banks industry distribution chart, Deutsche Pfandbriefbank AG ranks #1418 out of 1492 companies for 3-Year Book Growth Rate. This places Deutsche Pfandbriefbank AG in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Deutsche Pfandbriefbank AG and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Deutsche Pfandbriefbank AG's current 3-Year Book Growth Rate is -3.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Deutsche Pfandbriefbank AG stock overvalued right now?
Based on GuruFocus' analysis, Deutsche Pfandbriefbank AG (XSWX:PBB) is currently considered Modestly Undervalued. The stock's GF Value™ is CHF3.50, compared to a current price of CHF3.08 — trading 11.9% below its estimated fair value. The current 3-Year Book Growth Rate is -3.20%. Deutsche Pfandbriefbank AG's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Deutsche Pfandbriefbank AG (XSWX:PBB), the current 3-Year Book Growth Rate is -3.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Deutsche Pfandbriefbank AG (XSWX:PBB) Overvalued in 2026?

Based on GuruFocus' analysis, Deutsche Pfandbriefbank AG stock appears to be undervalued. The current stock price of CHF3.08 is trading 11.9% below its estimated GF Value™ of CHF3.50. GuruFocus considers Deutsche Pfandbriefbank AG to be Modestly Undervalued.

Key valuation signals for XSWX:PBB:

  • 3-Year Book Growth Rate: -3.20%
  • GF Value™: CHF3.50 vs. price of CHF3.08 (11.9% below fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the XSWX:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Deutsche Pfandbriefbank AG Business Description

Address Parkring 28, Garching, DEU, 85748
Deutsche Pfandbriefbank AG is a specialist bank focused on financing commercial real estate and public investments. It operates through the Real Estate Finance (REF) segment, which provides financing to professional real estate investors and developers, the Non-Core (NC) segment, which includes financing for public infrastructure and public sector lending, and the Consolidation & Adjustments (C&A) segment. In the REF segment, the bank mainly serves national and international real estate companies, institutional investors, real estate funds, and, particularly in Germany, medium-sized and regional clients, with borrowers typically structured as special purpose vehicles. The majority of the bank's revenue is derived from the Real Estate Finance segment.
57GF Score

Get the complete analysis for XSWX:PBB

3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF3.08
Price
CHF3.50
GF Value