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Deutsche Pfandbriefbank AGXSWX:PBB 52 Cash-to-Debt is 0.09 as of Jun. 2026, which is at its 10-year median of 0.09. GuruFocus rates XSWX:PBB with a GF Score™ of 52/100 and a GF Value™ of CHF3.49 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,486 Banks companies, Deutsche Pfandbriefbank AG ranks worse than 93.88% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Deutsche Pfandbriefbank AG's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.09.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Deutsche Pfandbriefbank AGcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Deutsche Pfandbriefbank AG's Cash-to-Debt or its related term are showing as below:
XSWX:PBB'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01 Med: 0.09 Max: 0.32
Current: 0.09
During the past 13 years, Deutsche Pfandbriefbank AG's highest Cash to Debt Ratio was 0.32. The lowest was 0.01. And the median was 0.09.
XSWX:PBB's Cash-to-Debt is ranked worse than 93.88% of 1486
companies
in the Banks industry
Industry Median: 1.41
vs XSWX:PBB: 0.09
Deutsche Pfandbriefbank AG (XSWX:PBB) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Deutsche Pfandbriefbank AG Cash-to-Debt Related Terms
Deutsche Pfandbriefbank AG Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XSWX:PBB vs RKT, FNMA, PFSI: Cash-to-Debt Comparison
For the Mortgage Finance subindustry, Deutsche Pfandbriefbank AG's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Deutsche Pfandbriefbank AG Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Deutsche Pfandbriefbank AG's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Deutsche Pfandbriefbank AG's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Deutsche Pfandbriefbank AG (XSWX:PBB) has a Cash-to-Debt of 0.09 as of Jun. 2026. This is near median its historical median of 0.09. Over the past decade, Deutsche Pfandbriefbank AG's Cash-to-Debt has ranged from 0.01 to 0.32. According to the industry distribution chart, Deutsche Pfandbriefbank AG ranks #1395 out of 1486 companies in the Banks industry, placing it in the top 93.9%.
Is Deutsche Pfandbriefbank AG's Cash-to-Debt too high?
Deutsche Pfandbriefbank AG's current Cash-to-Debt of 0.09 is near median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.32. The Banks industry median Cash-to-Debt is 1.41. Deutsche Pfandbriefbank AG's value of 0.09 is 93.6% below this industry median. Based on the distribution chart, Deutsche Pfandbriefbank AG ranks #1395 out of 1486 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Deutsche Pfandbriefbank AG has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Deutsche Pfandbriefbank AG's Cash-to-Debt compare to RKT and FNMA?
According to the Banks industry distribution chart, Deutsche Pfandbriefbank AG ranks #1395 out of 1486 companies for Cash-to-Debt. This places Deutsche Pfandbriefbank AG in the lower half of its industry. The industry median Cash-to-Debt is 1.41. Deutsche Pfandbriefbank AG's value of 0.09 is 93.6% below this benchmark. Historically, Deutsche Pfandbriefbank AG's own Cash-to-Debt has ranged from 0.01 to 0.32 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 1.41, Deutsche Pfandbriefbank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.41, based on 1,486 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Deutsche Pfandbriefbank AG's current Cash-to-Debt of 0.09 is 93.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Deutsche Pfandbriefbank AG's current Cash-to-Debt is 0.09, which is near median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Deutsche Pfandbriefbank AG stock overvalued right now?
Based on GuruFocus' analysis, Deutsche Pfandbriefbank AG (XSWX:PBB) is currently considered Modestly Undervalued. The stock's GF Value™ is CHF3.49, compared to a current price of CHF3.08 — trading 11.7% below its estimated fair value. The current Cash-to-Debt is 0.09, which is near median its 10-year median of 0.09 and 93.6% below the Banks industry median of 1.41. Deutsche Pfandbriefbank AG's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Deutsche Pfandbriefbank AG (XSWX:PBB), the current Cash-to-Debt is 0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Deutsche Pfandbriefbank AG (XSWX:PBB) Overvalued in 2026?
Based on GuruFocus' analysis, Deutsche Pfandbriefbank AG stock appears to be undervalued.
The current stock price of CHF3.08 is trading 11.7% below its estimated GF Value™ of CHF3.49.
GuruFocus considers Deutsche Pfandbriefbank AG to be Modestly Undervalued.
Key valuation signals for XSWX:PBB:
Cash-to-Debt: 0.09 (near median its 10-year median of 0.09)
GF Value™: CHF3.49 vs. price of CHF3.08 (11.7% below fair value)
Industry Position: 93.6% below the Banks median (#1395 of 1486)
No single metric tells the full story. See the XSWX:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Deutsche Pfandbriefbank AG is a specialist bank focused on financing commercial real estate and public investments. It operates through the Real Estate Finance (REF) segment, which provides financing to professional real estate investors and developers, the Non-Core (NC) segment, which includes financing for public infrastructure and public sector lending, and the Consolidation & Adjustments (C&A) segment. In the REF segment, the bank mainly serves national and international real estate companies, institutional investors, real estate funds, and, particularly in Germany, medium-sized and regional clients, with borrowers typically structured as special purpose vehicles. The majority of the bank's revenue is derived from the Real Estate Finance segment.
52GF Score
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