Deutsche Pfandbriefbank AG (XSWX:PBB) Intrinsic Value: Projected FCF: CHF-24.00 (As of Sep. 03, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:PBB Deutsche Pfandbriefbank AG XSWX:PBB
52 GF Score
Price CHF3.08
GF Value CHF3.49
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Deutsche Pfandbriefbank AG Intrinsic Value: Projected FCF?

Deutsche Pfandbriefbank AG XSWX:PBB 52 Intrinsic Value: Projected FCF is CHF-24.00 as of Sep. 03, 2026. GuruFocus rates XSWX:PBB with a GF Score™ of 52/100 and a GF Value™ of CHF3.49 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,294 Banks companies, Deutsche Pfandbriefbank AG ranks worse than 77279.68% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-09-03), Deutsche Pfandbriefbank AG's Intrinsic Value: Projected FCF is CHF-24.00. The stock price of Deutsche Pfandbriefbank AG is CHF3.082. Therefore, Deutsche Pfandbriefbank AG's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Deutsche Pfandbriefbank AG's Intrinsic Value: Projected FCF or its related term are showing as below:

XSWX:PBB's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.6
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Deutsche Pfandbriefbank AG  (XSWX:PBB) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Deutsche Pfandbriefbank AG's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=3.082/-22.650293536712
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Deutsche Pfandbriefbank AG Intrinsic Value: Projected FCF Related Terms


Deutsche Pfandbriefbank AG Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for Deutsche Pfandbriefbank AG's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Deutsche Pfandbriefbank AG Intrinsic Value: Projected FCF Chart

Deutsche Pfandbriefbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -33.55 -87.34 0.00 0.00 0.00

Deutsche Pfandbriefbank AG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XSWX:PBB vs RKT, FNMA, PFSI: Intrinsic Value: Projected FCF Comparison

For the Mortgage Finance subindustry, Deutsche Pfandbriefbank AG's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Deutsche Pfandbriefbank AG Price-to-Projected-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Deutsche Pfandbriefbank AG's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Deutsche Pfandbriefbank AG's Price-to-Projected-FCF falls into.


XSWX:PBB
52GF Score
Deutsche Pfandbriefbank AG XSWX:PBB
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Deutsche Pfandbriefbank AG Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Deutsche Pfandbriefbank AG's Free Cash Flow(6 year avg) = CHF-563.33.

Deutsche Pfandbriefbank AG's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Dec25)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*-563.32657142857+2896.461*0.8)/134.475
=-22.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of CHF-24.00 mean?
Deutsche Pfandbriefbank AG (XSWX:PBB) has a Intrinsic Value: Projected FCF of CHF-24.00 as of Sep. 03, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Deutsche Pfandbriefbank AG and its competitors. According to the industry distribution chart, Deutsche Pfandbriefbank AG ranks #999999 out of 1294 companies in the Banks industry.
Is Deutsche Pfandbriefbank AG's Intrinsic Value: Projected FCF too high?
Deutsche Pfandbriefbank AG's current Intrinsic Value: Projected FCF is CHF-24.00. Based on the distribution chart, Deutsche Pfandbriefbank AG ranks #999999 out of 1294 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Deutsche Pfandbriefbank AG has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Deutsche Pfandbriefbank AG's Intrinsic Value: Projected FCF compare to RKT and FNMA?
According to the Banks industry distribution chart, Deutsche Pfandbriefbank AG ranks #999999 out of 1294 companies for Intrinsic Value: Projected FCF. This places Deutsche Pfandbriefbank AG in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,294 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Deutsche Pfandbriefbank AG and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Deutsche Pfandbriefbank AG's current Intrinsic Value: Projected FCF is CHF-24.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Deutsche Pfandbriefbank AG stock overvalued right now?
Based on GuruFocus' analysis, Deutsche Pfandbriefbank AG (XSWX:PBB) is currently considered Modestly Undervalued. The stock's GF Value™ is CHF3.49, compared to a current price of CHF3.08 — trading 11.7% below its estimated fair value. The current Intrinsic Value: Projected FCF is CHF-24.00. Deutsche Pfandbriefbank AG's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Deutsche Pfandbriefbank AG (XSWX:PBB), the current Intrinsic Value: Projected FCF is CHF-24.00 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Deutsche Pfandbriefbank AG (XSWX:PBB) Overvalued in 2026?

Based on GuruFocus' analysis, Deutsche Pfandbriefbank AG stock appears to be undervalued. The current stock price of CHF3.08 is trading 11.7% below its estimated GF Value™ of CHF3.49. GuruFocus considers Deutsche Pfandbriefbank AG to be Modestly Undervalued.

Key valuation signals for XSWX:PBB:

  • Intrinsic Value: Projected FCF: CHF-24.00
  • GF Value™: CHF3.49 vs. price of CHF3.08 (11.7% below fair value)
  • GF Score™: 52/100 with 3 warning signs

No single metric tells the full story. See the XSWX:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Deutsche Pfandbriefbank AG Business Description

Address Parkring 28, Garching, DEU, 85748
Deutsche Pfandbriefbank AG is a specialist bank focused on financing commercial real estate and public investments. It operates through the Real Estate Finance (REF) segment, which provides financing to professional real estate investors and developers, the Non-Core (NC) segment, which includes financing for public infrastructure and public sector lending, and the Consolidation & Adjustments (C&A) segment. In the REF segment, the bank mainly serves national and international real estate companies, institutional investors, real estate funds, and, particularly in Germany, medium-sized and regional clients, with borrowers typically structured as special purpose vehicles. The majority of the bank's revenue is derived from the Real Estate Finance segment.
52GF Score

Get the complete analysis for XSWX:PBB

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF3.08
Price
CHF3.49
GF Value