Deutsche Pfandbriefbank AG (XSWX:PBB) Cyclically Adjusted PS Ratio: 0.78 (As of Jul. 08, 2026) — 36% Below Median


XSWX:PBB Deutsche Pfandbriefbank AG XSWX:PBB
53 GF Score
Price CHF3.08
GF Value CHF4.02
! 3 Warning Signs
View Full Analysis

What is Deutsche Pfandbriefbank AG Cyclically Adjusted PS Ratio?

Deutsche Pfandbriefbank AG XSWX:PBB 53 Cyclically Adjusted PS Ratio is 0.78 as of Jul. 08, 2026, which is 36% below its 10-year median of 1.22. GuruFocus rates XSWX:PBB with a GF Score™ of 53/100 and a GF Value™ of CHF4.02. The stock has 3 warning signs investors should review. Among 1,302 Banks companies, Deutsche Pfandbriefbank AG ranks better than 94.01% on this metric.

As of today (2026-07-08), Deutsche Pfandbriefbank AG's current share price is CHF3.076. Deutsche Pfandbriefbank AG's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was CHF3.93. Deutsche Pfandbriefbank AG's Cyclically Adjusted PS Ratio for today is 0.78.

The historical rank and industry rank for Deutsche Pfandbriefbank AG's Cyclically Adjusted PS Ratio or its related term are showing as below:

XSWX:PBB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.63   Med: 1.22   Max: 2.28
Current: 0.77

During the past years, Deutsche Pfandbriefbank AG's highest Cyclically Adjusted PS Ratio was 2.28. The lowest was 0.63. And the median was 1.22.

XSWX:PBB's Cyclically Adjusted PS Ratio is ranked better than
94.01% of 1302 companies
in the Banks industry
Industry Median: 3.32 vs XSWX:PBB: 0.77

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Deutsche Pfandbriefbank AG's adjusted revenue per share data for the three months ended in Mar. 2026 was CHF0.701. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is CHF3.93 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Deutsche Pfandbriefbank AG  (XSWX:PBB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Deutsche Pfandbriefbank AG Cyclically Adjusted PS Ratio Related Terms


Deutsche Pfandbriefbank AG Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Deutsche Pfandbriefbank AG's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Deutsche Pfandbriefbank AG Cyclically Adjusted PS Ratio Chart

Deutsche Pfandbriefbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.70 1.40 1.05 0.93

Deutsche Pfandbriefbank AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.17 1.17 1.10 0.93 0.66

XSWX:PBB vs RKT, FNMA, PFSI: Cyclically Adjusted PS Ratio Comparison

For the Mortgage Finance subindustry, Deutsche Pfandbriefbank AG's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Deutsche Pfandbriefbank AG Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Deutsche Pfandbriefbank AG's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Deutsche Pfandbriefbank AG's Cyclically Adjusted PS Ratio falls into.


XSWX:PBB
53GF Score
Deutsche Pfandbriefbank AG XSWX:PBB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Deutsche Pfandbriefbank AG Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Deutsche Pfandbriefbank AG's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=3.076/3.93
=0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Deutsche Pfandbriefbank AG's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Deutsche Pfandbriefbank AG's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.701/131.2583*131.2583
=0.701

Current CPI (Mar. 2026) = 131.2583.

Deutsche Pfandbriefbank AG Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.875 100.717 1.140
201609 1.655 101.017 2.150
201612 1.351 101.217 1.752
201703 0.837 101.417 1.083
201706 0.987 102.117 1.269
201709 0.921 102.717 1.177
201712 0.972 102.617 1.243
201803 1.008 102.917 1.286
201806 0.989 104.017 1.248
201809 1.095 104.718 1.373
201812 0.915 104.217 1.152
201903 1.017 104.217 1.281
201906 0.980 105.718 1.217
201909 1.079 106.018 1.336
201912 1.084 105.818 1.345
202003 0.867 105.718 1.076
202006 0.972 106.618 1.197
202009 0.693 105.818 0.860
202012 1.238 105.518 1.540
202103 1.191 107.518 1.454
202106 1.147 108.486 1.388
202109 0.914 109.435 1.096
202112 1.254 110.384 1.491
202203 1.144 113.968 1.318
202206 0.938 115.760 1.064
202209 0.903 118.818 0.998
202212 0.961 119.345 1.057
202303 0.872 122.402 0.935
202306 1.016 123.140 1.083
202309 1.088 124.195 1.150
202312 1.318 123.773 1.398
202403 1.042 125.038 1.094
202406 0.944 125.882 0.984
202409 1.028 126.198 1.069
202412 0.820 127.041 0.847
202503 0.814 127.779 0.836
202506 0.691 128.412 0.706
202509 0.618 129.255 0.628
202512 0.776 129.361 0.787
202603 0.701 131.258 0.701

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.78 mean?
Deutsche Pfandbriefbank AG (XSWX:PBB) has a Cyclically Adjusted PS Ratio of 0.78 as of Jul. 08, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Deutsche Pfandbriefbank AG and its competitors. This is 36% below median its historical median of 1.22. Over the past decade, Deutsche Pfandbriefbank AG's Cyclically Adjusted PS Ratio has ranged from 0.63 to 2.28. According to the industry distribution chart, Deutsche Pfandbriefbank AG ranks #78 out of 1302 companies in the Banks industry, placing it in the top 6%.
Is Deutsche Pfandbriefbank AG's Cyclically Adjusted PS Ratio too high?
Deutsche Pfandbriefbank AG's current Cyclically Adjusted PS Ratio of 0.78 is 36% below median its 10-year median of 1.22. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 2.28. The Banks industry median Cyclically Adjusted PS Ratio is 3.32. Deutsche Pfandbriefbank AG's value of 0.78 is 76.5% below this industry median. Based on the distribution chart, Deutsche Pfandbriefbank AG ranks #78 out of 1302 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Deutsche Pfandbriefbank AG has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Deutsche Pfandbriefbank AG's Cyclically Adjusted PS Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Deutsche Pfandbriefbank AG ranks #78 out of 1302 companies for Cyclically Adjusted PS Ratio. This places Deutsche Pfandbriefbank AG in the top 6% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.32. Deutsche Pfandbriefbank AG's value of 0.78 is 76.5% below this benchmark. Historically, Deutsche Pfandbriefbank AG's own Cyclically Adjusted PS Ratio has ranged from 0.63 to 2.28 over the past decade. While the company's 10-year median is 1.22 vs. the industry median of 3.32, Deutsche Pfandbriefbank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.32, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Deutsche Pfandbriefbank AG's current Cyclically Adjusted PS Ratio of 0.78 is 76.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Deutsche Pfandbriefbank AG and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Deutsche Pfandbriefbank AG's current Cyclically Adjusted PS Ratio is 0.78, which is 36% below median its own 10-year median of 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Deutsche Pfandbriefbank AG stock overvalued right now?
Deutsche Pfandbriefbank AG (XSWX:PBB) has a current Cyclically Adjusted PS Ratio of 0.78. The stock's GF Value™ is CHF4.02, compared to a current price of CHF3.08 — trading 23.5% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.78, which is 36% below median its 10-year median of 1.22 and 76.5% below the Banks industry median of 3.32. Deutsche Pfandbriefbank AG's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Deutsche Pfandbriefbank AG (XSWX:PBB), the current Cyclically Adjusted PS Ratio is 0.78 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Deutsche Pfandbriefbank AG (XSWX:PBB) Overvalued in 2026?

Based on GuruFocus' analysis, Deutsche Pfandbriefbank AG stock appears to be undervalued. The current stock price of CHF3.08 is trading 23.5% below its estimated GF Value™ of CHF4.02.

Key valuation signals for XSWX:PBB:

  • Cyclically Adjusted PS Ratio: 0.78 (36% below median its 10-year median of 1.22)
  • GF Value™: CHF4.02 vs. price of CHF3.08 (23.5% below fair value)
  • GF Score™: 53/100 with 3 warning signs
  • Industry Position: 76.5% below the Banks median (#78 of 1302)

No single metric tells the full story. See the XSWX:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Deutsche Pfandbriefbank AG Business Description

Address Parkring 28, Garching, DEU, 85748
Deutsche Pfandbriefbank AG is a specialist bank focused on financing commercial real estate and public investments. It operates through the Real Estate Finance (REF) segment, which provides financing to professional real estate investors and developers, the Non-Core (NC) segment, which includes financing for public infrastructure and public sector lending, and the Consolidation & Adjustments (C&A) segment. In the REF segment, the bank mainly serves national and international real estate companies, institutional investors, real estate funds, and, particularly in Germany, medium-sized and regional clients, with borrowers typically structured as special purpose vehicles. The majority of the bank's revenue is derived from the Real Estate Finance segment.
53GF Score

Get the complete analysis for XSWX:PBB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF3.08
Price
CHF4.02
GF Value