Deutsche Pfandbriefbank AG (XSWX:PBB) Financial Strength: 0 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:PBB Deutsche Pfandbriefbank AG XSWX:PBB
53 GF Score
Price CHF3.21
GF Value CHF4.21
! 3 Warning Signs
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What is Deutsche Pfandbriefbank AG Financial Strength?

Deutsche Pfandbriefbank AG has the Financial Strength Rank of 0.

Warning Sign:

Deutsche Pfandbriefbank AG displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Deutsche Pfandbriefbank AG's interest coverage with the available data. Deutsche Pfandbriefbank AG's debt to revenue ratio for the quarter that ended in Mar. 2026 was 57.29. Altman Z-Score does not apply to banks and insurance companies.

Deutsche Pfandbriefbank AG  (XSWX:PBB) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Deutsche Pfandbriefbank AG has the Financial Strength Rank of 0.

Deutsche Pfandbriefbank AG Financial Strength Related Terms

XSWX:PBB
53GF Score
Deutsche Pfandbriefbank AG XSWX:PBB
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Deutsche Pfandbriefbank AG Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Deutsche Pfandbriefbank AG's Interest Expense for the months ended in Mar. 2026 was CHF0.0 Mil. Its Operating Income for the months ended in Mar. 2026 was CHF0.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was CHF16,060.0 Mil.

Deutsche Pfandbriefbank AG's Interest Coverage for the quarter that ended in Mar. 2026 is

GuruFocus does not calculate Deutsche Pfandbriefbank AG's interest coverage with the available data.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Deutsche Pfandbriefbank AG's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 16060.01) / 280.332
=57.29

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Deutsche Pfandbriefbank AG (XSWX:PBB) Overvalued in 2026?

Based on GuruFocus' analysis, Deutsche Pfandbriefbank AG stock appears to be undervalued. The current stock price of CHF3.21 is trading 23.8% below its estimated GF Value™ of CHF4.21.

Key valuation signals for XSWX:PBB:

  • Financial Strength: 0
  • GF Value™: CHF4.21 vs. price of CHF3.21 (23.8% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the XSWX:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Deutsche Pfandbriefbank AG Business Description

Address Parkring 28, Garching, DEU, 85748
Deutsche Pfandbriefbank AG is a specialist bank focused on financing commercial real estate and public investments. It operates through the Real Estate Finance (REF) segment, which provides financing to professional real estate investors and developers, the Non-Core (NC) segment, which includes financing for public infrastructure and public sector lending, and the Consolidation & Adjustments (C&A) segment. In the REF segment, the bank mainly serves national and international real estate companies, institutional investors, real estate funds, and, particularly in Germany, medium-sized and regional clients, with borrowers typically structured as special purpose vehicles. The majority of the bank's revenue is derived from the Real Estate Finance segment.
53GF Score

Get the complete analysis for XSWX:PBB

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF3.21
Price
CHF4.21
GF Value