Deutsche Pfandbriefbank AG (XSWX:PBB) Pretax Margin %: 7.79% (As of Mar. 2026) — 81% Below Median


XSWX:PBB Deutsche Pfandbriefbank AG XSWX:PBB
53 GF Score
Price CHF3.09
GF Value CHF4.01
! 3 Warning Signs
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What is Deutsche Pfandbriefbank AG Pretax Margin %?

Deutsche Pfandbriefbank AG XSWX:PBB 53 Pretax Margin % is 7.79% as of Mar. 2026, which is 81% below its 10-year median of 40.53. GuruFocus rates XSWX:PBB with a GF Score™ of 53/100 and a GF Value™ of CHF4.01. The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Deutsche Pfandbriefbank AG ranks worse than 99.08% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Deutsche Pfandbriefbank AG's Pre-Tax Income for the three months ended in Mar. 2026 was CHF5.5 Mil. Deutsche Pfandbriefbank AG's Revenue for the three months ended in Mar. 2026 was CHF70.1 Mil. Therefore, Deutsche Pfandbriefbank AG's pretax margin for the quarter that ended in Mar. 2026 was 7.79%.

The historical rank and industry rank for Deutsche Pfandbriefbank AG's Pretax Margin % or its related term are showing as below:

XSWX:PBB' s Pretax Margin % Range Over the Past 10 Years
Min: -72.15   Med: 40.53   Max: 51.45
Current: -72.15


XSWX:PBB's Pretax Margin % is ranked worse than
99.08% of 1527 companies
in the Banks industry
Industry Median: 34.88 vs XSWX:PBB: -72.15

Deutsche Pfandbriefbank AG  (XSWX:PBB) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Deutsche Pfandbriefbank AG Pretax Margin % Related Terms


Deutsche Pfandbriefbank AG Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Deutsche Pfandbriefbank AG's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Deutsche Pfandbriefbank AG Pretax Margin % Chart

Deutsche Pfandbriefbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 40.95 40.11 14.93 19.12 -59.81

Deutsche Pfandbriefbank AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.73 -279.80 15.73 -13.39 7.79

XSWX:PBB vs RKT, FNMA, PFSI: Pretax Margin % Comparison

For the Mortgage Finance subindustry, Deutsche Pfandbriefbank AG's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Deutsche Pfandbriefbank AG Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Deutsche Pfandbriefbank AG's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Deutsche Pfandbriefbank AG's Pretax Margin % falls into.


XSWX:PBB
53GF Score
Deutsche Pfandbriefbank AG XSWX:PBB
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Deutsche Pfandbriefbank AG Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Deutsche Pfandbriefbank AG's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-233.285/390.052
=-59.81 %

Deutsche Pfandbriefbank AG's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=5.461/70.083
=7.79 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 7.79% mean?
Deutsche Pfandbriefbank AG (XSWX:PBB) has a Pretax Margin % of 7.79% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Deutsche Pfandbriefbank AG and its competitors. This is 81% below median its historical median of 40.53. According to the industry distribution chart, Deutsche Pfandbriefbank AG ranks #1513 out of 1527 companies in the Banks industry, placing it in the top 99.1%.
Is Deutsche Pfandbriefbank AG's Pretax Margin % too high?
Deutsche Pfandbriefbank AG's current Pretax Margin % of 7.79% is 81% below median its 10-year median of 40.53. The Banks industry median Pretax Margin % is 34.88. Deutsche Pfandbriefbank AG's value of 7.79% is 77.7% below this industry median. Based on the distribution chart, Deutsche Pfandbriefbank AG ranks #1513 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Deutsche Pfandbriefbank AG has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Deutsche Pfandbriefbank AG's Pretax Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Deutsche Pfandbriefbank AG ranks #1513 out of 1527 companies for Pretax Margin %. This places Deutsche Pfandbriefbank AG in the lower half of its industry. The industry median Pretax Margin % is 34.88. Deutsche Pfandbriefbank AG's value of 7.79% is 77.7% below this benchmark. While the company's 10-year median is 40.53 vs. the industry median of 34.88, Deutsche Pfandbriefbank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Deutsche Pfandbriefbank AG's current Pretax Margin % of 7.79% is 77.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Deutsche Pfandbriefbank AG and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Deutsche Pfandbriefbank AG's current Pretax Margin % is 7.79%, which is 81% below median its own 10-year median of 40.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Deutsche Pfandbriefbank AG stock overvalued right now?
Deutsche Pfandbriefbank AG (XSWX:PBB) has a current Pretax Margin % of 7.79%. The stock's GF Value™ is CHF4.01, compared to a current price of CHF3.09 — trading 22.9% below its estimated fair value. The current Pretax Margin % is 7.79%, which is 81% below median its 10-year median of 40.53 and 77.7% below the Banks industry median of 34.88. Deutsche Pfandbriefbank AG's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Deutsche Pfandbriefbank AG (XSWX:PBB), the current Pretax Margin % is 7.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Deutsche Pfandbriefbank AG (XSWX:PBB) Overvalued in 2026?

Based on GuruFocus' analysis, Deutsche Pfandbriefbank AG stock appears to be undervalued. The current stock price of CHF3.09 is trading 22.9% below its estimated GF Value™ of CHF4.01.

Key valuation signals for XSWX:PBB:

  • Pretax Margin %: 7.79% (81% below median its 10-year median of 40.53)
  • GF Value™: CHF4.01 vs. price of CHF3.09 (22.9% below fair value)
  • GF Score™: 53/100 with 3 warning signs
  • Industry Position: 77.7% below the Banks median (#1513 of 1527)

No single metric tells the full story. See the XSWX:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Deutsche Pfandbriefbank AG Business Description

Address Parkring 28, Garching, DEU, 85748
Deutsche Pfandbriefbank AG is a specialist bank focused on financing commercial real estate and public investments. It operates through the Real Estate Finance (REF) segment, which provides financing to professional real estate investors and developers, the Non-Core (NC) segment, which includes financing for public infrastructure and public sector lending, and the Consolidation & Adjustments (C&A) segment. In the REF segment, the bank mainly serves national and international real estate companies, institutional investors, real estate funds, and, particularly in Germany, medium-sized and regional clients, with borrowers typically structured as special purpose vehicles. The majority of the bank's revenue is derived from the Real Estate Finance segment.
53GF Score

Get the complete analysis for XSWX:PBB

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF3.09
Price
CHF4.01
GF Value