Deutsche Pfandbriefbank AG (XSWX:PBB) Debt-to-Asset : 0.45 (As of Mar. 2026)

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XSWX:PBB Deutsche Pfandbriefbank AG XSWX:PBB
53 GF Score
Price CHF3.25
GF Value CHF4.29
! 3 Warning Signs
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What is Deutsche Pfandbriefbank AG Debt-to-Asset?

Deutsche Pfandbriefbank AG XSWX:PBB +1.95% 53 Debt-to-Asset is 0.45 as of Mar. 2026. GuruFocus rates XSWX:PBB with a GF Score™ of 53/100 and a GF Value™ of CHF4.29. The stock has 3 warning signs investors should review.

Deutsche Pfandbriefbank AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was CHF0.0 Mil. Deutsche Pfandbriefbank AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was CHF16,060.0 Mil. Deutsche Pfandbriefbank AG's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was CHF36,098.4 Mil. Deutsche Pfandbriefbank AG's debt to asset for the quarter that ended in Mar. 2026 was 0.44.


Deutsche Pfandbriefbank AG  (XSWX:PBB) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Deutsche Pfandbriefbank AG Debt-to-Asset Related Terms


Deutsche Pfandbriefbank AG Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Deutsche Pfandbriefbank AG's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Deutsche Pfandbriefbank AG Debt-to-Asset Chart

Deutsche Pfandbriefbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 0.44 0.44 0.44 0.46

Deutsche Pfandbriefbank AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.42 0.46 0.45 0.46 0.45

XSWX:PBB vs RKT, FNMA, PFSI: Debt-to-Asset Comparison

For the Mortgage Finance subindustry, Deutsche Pfandbriefbank AG's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Deutsche Pfandbriefbank AG Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Deutsche Pfandbriefbank AG's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Deutsche Pfandbriefbank AG's Debt-to-Asset falls into.


XSWX:PBB
53GF Score
Deutsche Pfandbriefbank AG XSWX:PBB
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Deutsche Pfandbriefbank AG Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Deutsche Pfandbriefbank AG's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 17166.01) / 37214.483
=0.46

Deutsche Pfandbriefbank AG's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 16060.01) / 36098.388
=0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.45 mean?
Deutsche Pfandbriefbank AG (XSWX:PBB) has a Debt-to-Asset of 0.45 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Deutsche Pfandbriefbank AG and its competitors.
Is Deutsche Pfandbriefbank AG's Debt-to-Asset too high?
Deutsche Pfandbriefbank AG's current Debt-to-Asset is 0.45. Overall, Deutsche Pfandbriefbank AG has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Deutsche Pfandbriefbank AG's Debt-to-Asset compare to RKT and FNMA?
Deutsche Pfandbriefbank AG's Debt-to-Asset of 0.45 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Deutsche Pfandbriefbank AG and its competitors. Deutsche Pfandbriefbank AG's current Debt-to-Asset is 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Deutsche Pfandbriefbank AG stock overvalued right now?
Deutsche Pfandbriefbank AG (XSWX:PBB) has a current Debt-to-Asset of 0.45. The stock's GF Value™ is CHF4.29, compared to a current price of CHF3.25 — trading 24.3% below its estimated fair value. The current Debt-to-Asset is 0.45. Deutsche Pfandbriefbank AG's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Deutsche Pfandbriefbank AG (XSWX:PBB), the current Debt-to-Asset is 0.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Deutsche Pfandbriefbank AG (XSWX:PBB) Overvalued in 2026?

Based on GuruFocus' analysis, Deutsche Pfandbriefbank AG stock appears to be undervalued. The current stock price of CHF3.25 is trading 24.3% below its estimated GF Value™ of CHF4.29.

Key valuation signals for XSWX:PBB:

  • Debt-to-Asset: 0.45
  • GF Value™: CHF4.29 vs. price of CHF3.25 (24.3% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the XSWX:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Deutsche Pfandbriefbank AG Business Description

Address Parkring 28, Garching, DEU, 85748
Deutsche Pfandbriefbank AG is a specialist bank focused on financing commercial real estate and public investments. It operates through the Real Estate Finance (REF) segment, which provides financing to professional real estate investors and developers, the Non-Core (NC) segment, which includes financing for public infrastructure and public sector lending, and the Consolidation & Adjustments (C&A) segment. In the REF segment, the bank mainly serves national and international real estate companies, institutional investors, real estate funds, and, particularly in Germany, medium-sized and regional clients, with borrowers typically structured as special purpose vehicles. The majority of the bank's revenue is derived from the Real Estate Finance segment.
53GF Score

Get the complete analysis for XSWX:PBB

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF3.25
Price
CHF4.29
GF Value