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Deutsche Pfandbriefbank AG (XSWX:PBB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Deutsche Pfandbriefbank AG Equity-to-Asset Related Terms
Deutsche Pfandbriefbank AG Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:PBB vs RKT, FNMA, PFSI: Equity-to-Asset Comparison
For the Mortgage Finance subindustry, Deutsche Pfandbriefbank AG's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Deutsche Pfandbriefbank AG Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Deutsche Pfandbriefbank AG's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Deutsche Pfandbriefbank AG's Equity-to-Asset falls into.
Deutsche Pfandbriefbank AG Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Deutsche Pfandbriefbank AG's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Deutsche Pfandbriefbank AG (XSWX:PBB) has a Equity-to-Asset of 0.08 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Deutsche Pfandbriefbank AG and its competitors. This is 33% above median its historical median of 0.06. Over the past decade, Deutsche Pfandbriefbank AG's Equity-to-Asset has ranged from 0.04 to 0.08. According to the industry distribution chart, Deutsche Pfandbriefbank AG ranks #1017 out of 1525 companies in the Banks industry, placing it in the top 66.7%.
Is Deutsche Pfandbriefbank AG's Equity-to-Asset too high?
Deutsche Pfandbriefbank AG's current Equity-to-Asset of 0.08 is 33% above median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.08. The Banks industry median Equity-to-Asset is 0.10. Deutsche Pfandbriefbank AG's value of 0.08 is 20% below this industry median. Based on the distribution chart, Deutsche Pfandbriefbank AG ranks #1017 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Deutsche Pfandbriefbank AG has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Deutsche Pfandbriefbank AG's Equity-to-Asset compare to RKT and FNMA?
According to the Banks industry distribution chart, Deutsche Pfandbriefbank AG ranks #1017 out of 1525 companies for Equity-to-Asset. This places Deutsche Pfandbriefbank AG in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Deutsche Pfandbriefbank AG's value of 0.08 is 20% below this benchmark. Historically, Deutsche Pfandbriefbank AG's own Equity-to-Asset has ranged from 0.04 to 0.08 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.10, Deutsche Pfandbriefbank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Deutsche Pfandbriefbank AG's current Equity-to-Asset of 0.08 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Deutsche Pfandbriefbank AG and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Deutsche Pfandbriefbank AG's current Equity-to-Asset is 0.08, which is 33% above median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Deutsche Pfandbriefbank AG stock overvalued right now?
Deutsche Pfandbriefbank AG (XSWX:PBB) has a current Equity-to-Asset of 0.08. The stock's GF Value™ is CHF4.21, compared to a current price of CHF3.21 — trading 23.8% below its estimated fair value. The current Equity-to-Asset is 0.08, which is 33% above median its 10-year median of 0.06 and 20% below the Banks industry median of 0.10. Deutsche Pfandbriefbank AG's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Deutsche Pfandbriefbank AG (XSWX:PBB), the current Equity-to-Asset is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Deutsche Pfandbriefbank AG (XSWX:PBB) Overvalued in 2026?
Based on GuruFocus' analysis, Deutsche Pfandbriefbank AG stock appears to be undervalued.
The current stock price of CHF3.21 is trading 23.8% below its estimated GF Value™ of CHF4.21.
Key valuation signals for XSWX:PBB:
Equity-to-Asset: 0.08 (33% above median its 10-year median of 0.06)
GF Value™: CHF4.21 vs. price of CHF3.21 (23.8% below fair value)
Industry Position: 20% below the Banks median (#1017 of 1525)
No single metric tells the full story. See the XSWX:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Deutsche Pfandbriefbank AG is a specialist bank focused on financing commercial real estate and public investments. It operates through the Real Estate Finance (REF) segment, which provides financing to professional real estate investors and developers, the Non-Core (NC) segment, which includes financing for public infrastructure and public sector lending, and the Consolidation & Adjustments (C&A) segment. In the REF segment, the bank mainly serves national and international real estate companies, institutional investors, real estate funds, and, particularly in Germany, medium-sized and regional clients, with borrowers typically structured as special purpose vehicles. The majority of the bank's revenue is derived from the Real Estate Finance segment.
53GF Score
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