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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Credit Intelligence's book value per share for the quarter that ended in Jun. 2025 was A$0.03.
During the past 12 months, Credit Intelligence's average Book Value Per Share Growth Rate was -72.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -54.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -29.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Credit Intelligence was 80.80% per year. The lowest was -68.20% per year. And the median was -13.25% per year.
During the past 13 years, the highest P/B Ratio of Credit Intelligence was 6.70. The lowest was 0.34. And the median was 1.08.
Warning Sign:
Credit Intelligence Ltd stock PB Ratio (=3.93) is close to 5-year high of 3.93.
Credit Intelligence (ASX:CI1) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Credit Intelligence Book Value per Share Related Terms
Credit Intelligence Book Value per Share Historical Data
* Premium members only.
The historical data trend for Credit Intelligence's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:CI1 vs CTAS, CPRT, GPN: Book Value per Share Comparison
For the Specialty Business Services subindustry, Credit Intelligence's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Intelligence PB Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, Credit Intelligence's PB Ratio distribution charts can be found below:
* The bar in red indicates where Credit Intelligence's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Intelligence (ASX:CI1) has a Book Value per Share of A$0.03 as of Jun. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Credit Intelligence and its competitors.
Is Credit Intelligence's Book Value per Share too high?
Credit Intelligence's current Book Value per Share is A$0.03. Overall, Credit Intelligence has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Credit Intelligence's Book Value per Share compare to CTAS and CPRT?
Credit Intelligence's Book Value per Share of A$0.03 can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Business Services company?
A good Book Value per Share depends on the Business Services industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Credit Intelligence and its competitors. Credit Intelligence's current Book Value per Share is A$0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Intelligence stock overvalued right now?
Credit Intelligence (ASX:CI1) has a current Book Value per Share of A$0.03. The stock's GF Value™ is A$0.17, compared to a current price of A$0.11 — trading 35.3% below its estimated fair value. The current Book Value per Share is A$0.03. Credit Intelligence's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Credit Intelligence (ASX:CI1), the current Book Value per Share is A$0.03 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Intelligence (ASX:CI1) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Intelligence stock appears to be undervalued.
The current stock price of A$0.11 is trading 35.3% below its estimated GF Value™ of A$0.17.
Key valuation signals for ASX:CI1:
Book Value per Share: A$0.03
GF Value™: A$0.17 vs. price of A$0.11 (35.3% below fair value)
No single metric tells the full story. See the ASX:CI1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Intelligence Ltd provides financial services in Australia and Singapore. The Group has two reportable segments, namely BNPL finance service and credit financing. It derives the majority of the revenue from the credit financing segment.
43GF Score
Get the complete analysis for ASX:CI1
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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