Credit Intelligence (ASX:CI1) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 15, 2026)

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ASX:CI1 Credit Intelligence Ltd ASX:CI1
43 GF Score
Price A$0.11
GF Value A$0.17
! 6 Warning Signs
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What is Credit Intelligence 5-Year Yield-on-Cost %?

Credit Intelligence ASX:CI1 43 5-Year Yield-on-Cost % is 0.00 as of Jul. 15, 2026. GuruFocus rates ASX:CI1 with a GF Score™ of 43/100 and a GF Value™ of A$0.17. The stock has 6 warning signs investors should review.

Credit Intelligence's yield on cost for the quarter that ended in Jun. 2025 was 0.00.


The historical rank and industry rank for Credit Intelligence's 5-Year Yield-on-Cost % or its related term are showing as below:


During the past 13 years, Credit Intelligence's highest Yield on Cost was 10.53. The lowest was 0.85. And the median was 3.85.


ASX:CI1's 5-Year Yield-on-Cost % is not ranked *
in the Business Services industry.
Industry Median: 4.03
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Credit Intelligence  (ASX:CI1) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.

Credit Intelligence 5-Year Yield-on-Cost % Related Terms

ASX:CI1 vs CTAS, CPRT, GPN: 5-Year Yield-on-Cost % Comparison

For the Specialty Business Services subindustry, Credit Intelligence's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credit Intelligence 5-Year Yield-on-Cost % vs Business Services Industry

For the Business Services industry and Industrials sector, Credit Intelligence's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Credit Intelligence's 5-Year Yield-on-Cost % falls into.


ASX:CI1
43GF Score
Credit Intelligence Ltd ASX:CI1
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Intelligence 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Credit Intelligence is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Credit Intelligence (ASX:CI1) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 15, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Credit Intelligence and its competitors. Over the past decade, Credit Intelligence's 5-Year Yield-on-Cost % has ranged from 0.85 to 10.53.
Is Credit Intelligence's 5-Year Yield-on-Cost % too high?
Credit Intelligence's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 10.53. Overall, Credit Intelligence has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Credit Intelligence's 5-Year Yield-on-Cost % compare to CTAS and CPRT?
Credit Intelligence's 5-Year Yield-on-Cost % of 0.00 can be compared against companies in the Business Services industry. The industry median 5-Year Yield-on-Cost % is 4.03. Historically, Credit Intelligence's own 5-Year Yield-on-Cost % has ranged from 0.85 to 10.53 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Business Services company?
The median 5-Year Yield-on-Cost % among Business Services companies is 4.03, based on 597 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Credit Intelligence and its competitors. For the Business Services industry, the median 5-Year Yield-on-Cost % is 4.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Intelligence's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Intelligence stock overvalued right now?
Credit Intelligence (ASX:CI1) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is A$0.17, compared to a current price of A$0.11 — trading 35.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Credit Intelligence's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Credit Intelligence (ASX:CI1), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Intelligence (ASX:CI1) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Intelligence stock appears to be undervalued. The current stock price of A$0.11 is trading 35.3% below its estimated GF Value™ of A$0.17.

Key valuation signals for ASX:CI1:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: A$0.17 vs. price of A$0.11 (35.3% below fair value)
  • GF Score™: 43/100 with 6 warning signs

No single metric tells the full story. See the ASX:CI1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Intelligence Business Description

Address 24-26 Kent Street, Millers Point, Sydney, ACT, AUS, 6000
Credit Intelligence Ltd provides financial services in Australia and Singapore. The Group has two reportable segments, namely BNPL finance service and credit financing. It derives the majority of the revenue from the credit financing segment.
43GF Score

Get the complete analysis for ASX:CI1

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.11
Price
A$0.17
GF Value