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EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Credit Intelligence's enterprise value is A$7.94 Mil.
Credit Intelligence's EBITDA for the trailing twelve months (TTM) ended in Jun. 2025 was A$-1.90 Mil. Therefore, Credit Intelligence's EV-to-EBITDA for today is -4.18.
The historical rank and industry rank for Credit Intelligence's EV-to-EBITDA or its related term are showing as below:
ASX:CI1'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -6.21 Med: 5.38 Max: 41.74
Current: -4.18
During the past 13 years, the highest EV-to-EBITDA of Credit Intelligence was 41.74. The lowest was -6.21. And the median was 5.38.
ASX:CI1's EV-to-EBITDA is not ranked
in the Business Services industry.
Industry Median: 7.705
vs ASX:CI1: -4.18
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Credit Intelligence's PE Ratio (TTM) for today is calculated as:
Credit Intelligence's share price for today is A$0.11.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Credit Intelligence's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2025 was A$-0.051.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Credit Intelligence's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:CI1 vs CTAS, CPRT, GPN: EV-to-EBITDA Comparison
For the Specialty Business Services subindustry, Credit Intelligence's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Intelligence EV-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, Credit Intelligence's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Credit Intelligence's EV-to-EBITDA falls into.
Credit Intelligence's current Enterprise Value is A$7.94 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Credit Intelligence's EBITDA for the trailing twelve months (TTM) ended in Jun. 2025 was A$-1.90 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Intelligence (ASX:CI1) has a EV-to-EBITDA of -4.18 as of Jul. 30, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Credit Intelligence.
Is Credit Intelligence's EV-to-EBITDA too high?
Credit Intelligence's current EV-to-EBITDA is -4.18. Overall, Credit Intelligence has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Credit Intelligence's EV-to-EBITDA compare to CTAS and CPRT?
Credit Intelligence's EV-to-EBITDA of -4.18 can be compared against companies in the Business Services industry. The industry median EV-to-EBITDA is 7.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Business Services company?
The median EV-to-EBITDA among Business Services companies is 7.71, based on 902 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Credit Intelligence. For the Business Services industry, the median EV-to-EBITDA is 7.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Intelligence's current EV-to-EBITDA is -4.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Intelligence stock overvalued right now?
Credit Intelligence (ASX:CI1) has a current EV-to-EBITDA of -4.18. The stock's GF Value™ is A$0.17, compared to a current price of A$0.11 — trading 35.3% below its estimated fair value. The current EV-to-EBITDA is -4.18. Credit Intelligence's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Credit Intelligence (ASX:CI1), the current EV-to-EBITDA is -4.18 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Intelligence (ASX:CI1) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Intelligence stock appears to be undervalued.
The current stock price of A$0.11 is trading 35.3% below its estimated GF Value™ of A$0.17.
Key valuation signals for ASX:CI1:
EV-to-EBITDA: -4.18
GF Value™: A$0.17 vs. price of A$0.11 (35.3% below fair value)
No single metric tells the full story. See the ASX:CI1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Intelligence Ltd provides financial services in Australia and Singapore. The Group has two reportable segments, namely BNPL finance service and credit financing. It derives the majority of the revenue from the credit financing segment.
43GF Score
Get the complete analysis for ASX:CI1
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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