The historical rank and industry rank for Credit Intelligence's Net Margin % or its related term are showing as below:
ASX:CI1'
s Net Margin % Range Over the Past 10 Years
Min: -1529.83 Med: -5.06 Max: 18.67
Current: -1529.83
ASX:CI1's Net Margin % is not ranked
in the Business Services industry.
Industry Median: 3.83
vs ASX:CI1: -1529.83
Credit Intelligence (ASX:CI1) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Credit Intelligence Net Margin % Related Terms
Credit Intelligence Net Margin % Historical Data
* Premium members only.
The historical data trend for Credit Intelligence's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:CI1 vs CTAS, CPRT, GPN: Net Margin % Comparison
For the Specialty Business Services subindustry, Credit Intelligence's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Intelligence Net Margin % vs Business Services Industry
For the Business Services industry and Industrials sector, Credit Intelligence's Net Margin % distribution charts can be found below:
* The bar in red indicates where Credit Intelligence's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Intelligence (ASX:CI1) has a Net Margin % of 16.66% as of Jun. 2025. Net margin is the ratio of total net income to net sales. View historical data on Credit Intelligence and its competitors.
Is Credit Intelligence's Net Margin % too high?
Credit Intelligence's current Net Margin % is 16.66%. The Business Services industry median Net Margin % is 3.83. Credit Intelligence's value of 16.66% is 335% above this industry median. Overall, Credit Intelligence has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Credit Intelligence's Net Margin % compare to CTAS and CPRT?
Credit Intelligence's Net Margin % of 16.66% can be compared against companies in the Business Services industry. The industry median Net Margin % is 3.83. Credit Intelligence's value of 16.66% is 335% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Business Services company?
The median Net Margin % among Business Services companies is 3.83, based on 1,074 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Intelligence's current Net Margin % of 16.66% is 335% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Credit Intelligence and its competitors. For the Business Services industry, the median Net Margin % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Intelligence's current Net Margin % is 16.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Intelligence stock overvalued right now?
Credit Intelligence (ASX:CI1) has a current Net Margin % of 16.66%. The stock's GF Value™ is A$0.17, compared to a current price of A$0.11 — trading 35.3% below its estimated fair value. The current Net Margin % is 16.66% and 335% above the Business Services industry median of 3.83. Credit Intelligence's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Credit Intelligence (ASX:CI1), the current Net Margin % is 16.66% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Intelligence (ASX:CI1) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Intelligence stock appears to be undervalued.
The current stock price of A$0.11 is trading 35.3% below its estimated GF Value™ of A$0.17.
Key valuation signals for ASX:CI1:
Net Margin %: 16.66%
GF Value™: A$0.17 vs. price of A$0.11 (35.3% below fair value)
Industry Position: 335% above the Business Services median
No single metric tells the full story. See the ASX:CI1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Intelligence Ltd provides financial services in Australia and Singapore. The Group has two reportable segments, namely BNPL finance service and credit financing. It derives the majority of the revenue from the credit financing segment.
43GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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