Credit Intelligence (ASX:CI1) 5-Year EBITDA Growth Rate: 0.00% (As of Jun. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:CI1 Credit Intelligence Ltd ASX:CI1
43 GF Score
Price A$0.11
GF Value A$0.17
! 6 Warning Signs
View Full Analysis

What is Credit Intelligence 5-Year EBITDA Growth Rate?

Credit Intelligence ASX:CI1 43 5-Year EBITDA Growth Rate is 0.00% as of Jun. 2025. GuruFocus rates ASX:CI1 with a GF Score™ of 43/100 and a GF Value™ of A$0.17. The stock has 6 warning signs investors should review.

Credit Intelligence's EBITDA per Share for the six months ended in Jun. 2025 was A$-0.01.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Credit Intelligence was 89.20% per year. The lowest was -35.00% per year. And the median was 18.75% per year.


Credit Intelligence  (ASX:CI1) 5-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

5-Year EBITDA Growth Rate gives an overview of the company's growth in operating profitability and is an important factor used in calculating Peter Lynch Fair Value.


Credit Intelligence 5-Year EBITDA Growth Rate Related Terms


ASX:CI1 vs CTAS, CPRT, GPN: 5-Year EBITDA Growth Rate Comparison

For the Specialty Business Services subindustry, Credit Intelligence's 5-Year EBITDA Growth Rate, along with its competitors' market caps and 5-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Intelligence 5-Year EBITDA Growth Rate vs Business Services Industry

For the Business Services industry and Industrials sector, Credit Intelligence's 5-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Credit Intelligence's 5-Year EBITDA Growth Rate falls into.


ASX:CI1
43GF Score
Credit Intelligence Ltd ASX:CI1
5-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Intelligence 5-Year EBITDA Growth Rate Calculation

This is the 5-year average growth rate of EBITDA per Share. The growth rate is calculated with least square regression.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 5-Year EBITDA Growth Rate of 0.00% mean?
Credit Intelligence (ASX:CI1) has a 5-Year EBITDA Growth Rate of 0.00% as of Jun. 2025. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Credit Intelligence and its competitors.
Is Credit Intelligence's 5-Year EBITDA Growth Rate too high?
Credit Intelligence's current 5-Year EBITDA Growth Rate is 0.00%. Overall, Credit Intelligence has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Credit Intelligence's 5-Year EBITDA Growth Rate compare to CTAS and CPRT?
Credit Intelligence's 5-Year EBITDA Growth Rate of 0.00% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year EBITDA Growth Rate for a Business Services company?
A good 5-Year EBITDA Growth Rate depends on the Business Services industry context. However, 5-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year EBITDA Growth Rate mean?
A high 5-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Credit Intelligence and its competitors. Credit Intelligence's current 5-Year EBITDA Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Intelligence stock overvalued right now?
Credit Intelligence (ASX:CI1) has a current 5-Year EBITDA Growth Rate of 0.00%. The stock's GF Value™ is A$0.17, compared to a current price of A$0.11 — trading 35.3% below its estimated fair value. The current 5-Year EBITDA Growth Rate is 0.00%. Credit Intelligence's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year EBITDA Growth Rate calculated?
5-Year EBITDA Growth Rate is calculated from a company's financial statements. For Credit Intelligence (ASX:CI1), the current 5-Year EBITDA Growth Rate is 0.00% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Intelligence (ASX:CI1) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Intelligence stock appears to be undervalued. The current stock price of A$0.11 is trading 35.3% below its estimated GF Value™ of A$0.17.

Key valuation signals for ASX:CI1:

  • 5-Year EBITDA Growth Rate: 0.00%
  • GF Value™: A$0.17 vs. price of A$0.11 (35.3% below fair value)
  • GF Score™: 43/100 with 6 warning signs

No single metric tells the full story. See the ASX:CI1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Intelligence Business Description

Address 24-26 Kent Street, Millers Point, Sydney, ACT, AUS, 6000
Credit Intelligence Ltd provides financial services in Australia and Singapore. The Group has two reportable segments, namely BNPL finance service and credit financing. It derives the majority of the revenue from the credit financing segment.
43GF Score

Get the complete analysis for ASX:CI1

5-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.11
Price
A$0.17
GF Value