EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Credit Intelligence EBITDA Margin % Related Terms
Credit Intelligence EBITDA Margin % Historical Data
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The historical data trend for Credit Intelligence's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:CI1 vs CTAS, CPRT, GPN: EBITDA Margin % Comparison
For the Specialty Business Services subindustry, Credit Intelligence's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Intelligence EBITDA Margin % vs Business Services Industry
For the Business Services industry and Industrials sector, Credit Intelligence's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Credit Intelligence's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Intelligence (ASX:CI1) has a EBITDA Margin % of 12.61% as of Jun. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Credit Intelligence and its competitors. This is 37% above median its historical median of 9.19.
Is Credit Intelligence's EBITDA Margin % too high?
Credit Intelligence's current EBITDA Margin % of 12.61% is 37% above median its 10-year median of 9.19. The Business Services industry median EBITDA Margin % is 10.93. Credit Intelligence's value of 12.61% is 15.4% above this industry median. Overall, Credit Intelligence has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Credit Intelligence's EBITDA Margin % compare to CTAS and CPRT?
Credit Intelligence's EBITDA Margin % of 12.61% can be compared against companies in the Business Services industry. The industry median EBITDA Margin % is 10.93. Credit Intelligence's value of 12.61% is 15.4% above this benchmark. While the company's 10-year median is 9.19 vs. the industry median of 10.93, Credit Intelligence has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Business Services company?
The median EBITDA Margin % among Business Services companies is 10.93, based on 1,071 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Intelligence's current EBITDA Margin % of 12.61% is 15.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Credit Intelligence and its competitors. For the Business Services industry, the median EBITDA Margin % is 10.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Intelligence's current EBITDA Margin % is 12.61%, which is 37% above median its own 10-year median of 9.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Intelligence stock overvalued right now?
Credit Intelligence (ASX:CI1) has a current EBITDA Margin % of 12.61%. The stock's GF Value™ is A$0.17, compared to a current price of A$0.11 — trading 35.3% below its estimated fair value. The current EBITDA Margin % is 12.61%, which is 37% above median its 10-year median of 9.19 and 15.4% above the Business Services industry median of 10.93. Credit Intelligence's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Credit Intelligence (ASX:CI1), the current EBITDA Margin % is 12.61% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Intelligence (ASX:CI1) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Intelligence stock appears to be undervalued.
The current stock price of A$0.11 is trading 35.3% below its estimated GF Value™ of A$0.17.
Key valuation signals for ASX:CI1:
EBITDA Margin %: 12.61% (37% above median its 10-year median of 9.19)
GF Value™: A$0.17 vs. price of A$0.11 (35.3% below fair value)
Industry Position: 15.4% above the Business Services median
No single metric tells the full story. See the ASX:CI1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Intelligence Ltd provides financial services in Australia and Singapore. The Group has two reportable segments, namely BNPL finance service and credit financing. It derives the majority of the revenue from the credit financing segment.
43GF Score
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