Credit Intelligence (ASX:CI1) FCF Yield %: 3.52 (As of Jun. 27, 2026) — 59% Below Median


ASX:CI1 Credit Intelligence Ltd ASX:CI1
43 GF Score
Price A$0.11
GF Value A$0.17
! 6 Warning Signs
View Full Analysis

What is Credit Intelligence FCF Yield %?

Credit Intelligence ASX:CI1 43 FCF Yield % is 3.52 as of Jun. 27, 2026, which is 59% below its 10-year median of 8.51. GuruFocus rates ASX:CI1 with a GF Score™ of 43/100 and a GF Value™ of A$0.17. The stock has 6 warning signs investors should review.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Credit Intelligence's Trailing 12-Month Free Cash Flow is A$0.34 Mil, and Market Cap is A$9.69 Mil. Therefore, Credit Intelligence's FCF Yield % for today is 3.52%.

The historical rank and industry rank for Credit Intelligence's FCF Yield % or its related term are showing as below:

ASX:CI1' s FCF Yield % Range Over the Past 10 Years
Min: -8.65   Med: 8.51   Max: 44.34
Current: 3.52


During the past 13 years, the highest FCF Yield % of Credit Intelligence was 44.34%. The lowest was -8.65%. And the median was 8.51%.

ASX:CI1's FCF Yield % is not ranked
in the Business Services industry.
Industry Median: 3.66 vs ASX:CI1: 3.52

Credit Intelligence's FCF Margin % for the quarter that ended in Jun. 2025 was -9.46%.


Credit Intelligence FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Credit Intelligence FCF Yield % Related Terms


Credit Intelligence FCF Yield % Historical Data

* Premium members only.

The historical data trend for Credit Intelligence's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Intelligence FCF Yield % Chart

Credit Intelligence Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.01 25.05 35.85 -8.56 3.53

Credit Intelligence Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 65.31 -13.01 1.22 0.66 6.38

ASX:CI1 vs CTAS, CPRT, GPN: FCF Yield % Comparison

For the Specialty Business Services subindustry, Credit Intelligence's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Intelligence FCF Yield % vs Business Services Industry

For the Business Services industry and Industrials sector, Credit Intelligence's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Credit Intelligence's FCF Yield % falls into.


ASX:CI1
43GF Score
Credit Intelligence Ltd ASX:CI1
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Intelligence FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Credit Intelligence's FCF Yield % for the fiscal year that ended in Jun. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=0.342 / 9.68495
=3.53%

Credit Intelligence's annualized FCF Yield % for the quarter that ended in Jun. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0.309 * 2 / 9.68495
=6.38%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 3.52 mean?
Credit Intelligence (ASX:CI1) has a FCF Yield % of 3.52 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Credit Intelligence and its competitors. This is 59% below median its historical median of 8.51.
Is Credit Intelligence's FCF Yield % too high?
Credit Intelligence's current FCF Yield % of 3.52 is 59% below median its 10-year median of 8.51. The Business Services industry median FCF Yield % is 3.66. Credit Intelligence's value of 3.52 is 3.8% below this industry median. Overall, Credit Intelligence has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Credit Intelligence's FCF Yield % compare to CTAS and CPRT?
Credit Intelligence's FCF Yield % of 3.52 can be compared against companies in the Business Services industry. The industry median FCF Yield % is 3.66. Credit Intelligence's value of 3.52 is 3.8% below this benchmark. While the company's 10-year median is 8.51 vs. the industry median of 3.66, Credit Intelligence has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Business Services company?
The median FCF Yield % among Business Services companies is 3.66, based on 1,087 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Intelligence's current FCF Yield % of 3.52 is 3.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Credit Intelligence and its competitors. For the Business Services industry, the median FCF Yield % is 3.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Intelligence's current FCF Yield % is 3.52, which is 59% below median its own 10-year median of 8.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Intelligence stock overvalued right now?
Credit Intelligence (ASX:CI1) has a current FCF Yield % of 3.52. The stock's GF Value™ is A$0.17, compared to a current price of A$0.11 — trading 35.3% below its estimated fair value. The current FCF Yield % is 3.52, which is 59% below median its 10-year median of 8.51 and 3.8% below the Business Services industry median of 3.66. Credit Intelligence's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Credit Intelligence (ASX:CI1), the current FCF Yield % is 3.52 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Intelligence (ASX:CI1) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Intelligence stock appears to be undervalued. The current stock price of A$0.11 is trading 35.3% below its estimated GF Value™ of A$0.17.

Key valuation signals for ASX:CI1:

  • FCF Yield %: 3.52 (59% below median its 10-year median of 8.51)
  • GF Value™: A$0.17 vs. price of A$0.11 (35.3% below fair value)
  • GF Score™: 43/100 with 6 warning signs
  • Industry Position: 3.8% below the Business Services median

No single metric tells the full story. See the ASX:CI1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Intelligence Business Description

Address 24-26 Kent Street, Millers Point, Sydney, ACT, AUS, 6000
Credit Intelligence Ltd provides financial services in Australia and Singapore. The Group has two reportable segments, namely BNPL finance service and credit financing. It derives the majority of the revenue from the credit financing segment.
43GF Score

Get the complete analysis for ASX:CI1

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.11
Price
A$0.17
GF Value