Credit Intelligence (ASX:CI1) Growth Rank: 3 (As of Aug. 14, 2026) — Near Median

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ASX:CI1 Credit Intelligence Ltd ASX:CI1
43 GF Score
Price A$0.11
GF Value A$0.17
! 6 Warning Signs
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What is Credit Intelligence Growth Rank?

Credit Intelligence ASX:CI1 43 Growth Rank is 3 as of Aug. 14, 2026, which is at its 10-year median of 3.00. GuruFocus rates ASX:CI1 with a GF Score™ of 43/100 and a GF Value™ of A$0.17. The stock has 6 warning signs investors should review.

Credit Intelligence has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Credit Intelligence Growth Rank Related Terms

ASX:CI1 vs CTAS, CPRT, GPN: Growth Rank Comparison

For the Specialty Business Services subindustry, Credit Intelligence's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credit Intelligence Growth Rank vs Business Services Industry

For the Business Services industry and Industrials sector, Credit Intelligence's Growth Rank distribution charts can be found below:

* The bar in red indicates where Credit Intelligence's Growth Rank falls into.


ASX:CI1
43GF Score
Credit Intelligence Ltd ASX:CI1
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
Credit Intelligence (ASX:CI1) has a Growth Rank of 3 as of Aug. 14, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Credit Intelligence and its competitors. This is near median its historical median of 3.00. Over the past decade, Credit Intelligence's Growth Rank has ranged from 3.00 to 6.00.
Is Credit Intelligence's Growth Rank too high?
Credit Intelligence's current Growth Rank of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 6.00. Overall, Credit Intelligence has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Credit Intelligence's Growth Rank compare to CTAS and CPRT?
Credit Intelligence's Growth Rank of 3 can be compared against companies in the Business Services industry. Historically, Credit Intelligence's own Growth Rank has ranged from 3.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Business Services company?
A good Growth Rank depends on the Business Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Credit Intelligence and its competitors. Credit Intelligence's current Growth Rank is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Intelligence stock overvalued right now?
Credit Intelligence (ASX:CI1) has a current Growth Rank of 3. The stock's GF Value™ is A$0.17, compared to a current price of A$0.11 — trading 35.3% below its estimated fair value. The current Growth Rank is 3, which is near median its 10-year median of 3.00. Credit Intelligence's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Credit Intelligence (ASX:CI1), the current Growth Rank is 3 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Intelligence (ASX:CI1) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Intelligence stock appears to be undervalued. The current stock price of A$0.11 is trading 35.3% below its estimated GF Value™ of A$0.17.

Key valuation signals for ASX:CI1:

  • Growth Rank: 3 (near median its 10-year median of 3.00)
  • GF Value™: A$0.17 vs. price of A$0.11 (35.3% below fair value)
  • GF Score™: 43/100 with 6 warning signs

No single metric tells the full story. See the ASX:CI1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Intelligence Business Description

Address 24-26 Kent Street, Millers Point, Sydney, ACT, AUS, 6000
Credit Intelligence Ltd provides financial services in Australia and Singapore. The Group has two reportable segments, namely BNPL finance service and credit financing. It derives the majority of the revenue from the credit financing segment.
43GF Score

Get the complete analysis for ASX:CI1

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.11
Price
A$0.17
GF Value