Paragon Banking Group (CHIX:PAGL) Book Value per Share: £8.39 (As of Mar. 2026)

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CHIX:PAGL Paragon Banking Group PLC CHIX:PAGL
79 GF Score
Price £7.95
GF Value £8.98
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Paragon Banking Group Book Value per Share?

Paragon Banking Group CHIX:PAGL -0.25% 79 Book Value per Share is £8.39 as of Mar. 2026. GuruFocus rates CHIX:PAGL with a GF Score™ of 79/100 and a GF Value™ of £8.98 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Paragon Banking Group's book value per share for the quarter that ended in Mar. 2026 was £8.39.

During the past 12 months, Paragon Banking Group's average Book Value Per Share Growth Rate was 17.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 7.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 11.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 9.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Paragon Banking Group was 24.30% per year. The lowest was -193.60% per year. And the median was 7.10% per year.

Paragon Banking Group's current price is £7.945. Its book value per share for the quarter that ended in Mar. 2026 was £8.39. Hence, today's PB Ratio of Paragon Banking Group is 1.07.

During the past 13 years, the highest P/B Ratio of Paragon Banking Group was 1.44. The lowest was 0.59. And the median was 1.08.

Good Sign:

Paragon Banking Group PLC stock PB Ratio (=0.95) is close to 2-year low of 0.95.


Paragon Banking Group  (CHIX:PAGl) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Paragon Banking Group Book Value per Share Related Terms


Paragon Banking Group Book Value per Share Historical Data

* Premium members only.

The historical data trend for Paragon Banking Group's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paragon Banking Group Book Value per Share Chart

Paragon Banking Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.73 6.06 6.57 6.95 7.45

Paragon Banking Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.62 6.95 7.14 7.45 8.39

CHIX:PAGL vs RKT, FNMA, PFSI: Book Value per Share Comparison

For the Mortgage Finance subindustry, Paragon Banking Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paragon Banking Group PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Paragon Banking Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where Paragon Banking Group's PB Ratio falls into.


CHIX:PAGL
79GF Score
Paragon Banking Group PLC CHIX:PAGL
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Paragon Banking Group Book Value per Share Calculation

Paragon Banking Group's Book Value Per Share for the fiscal year that ended in Sep. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(1,420.2-0.0)/190.6
=7.45

Paragon Banking Group's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(1,552.4-0.0)/185.0
=8.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of £8.39 mean?
Paragon Banking Group (CHIX:PAGL) has a Book Value per Share of £8.39 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Paragon Banking Group and its competitors.
Is Paragon Banking Group's Book Value per Share too high?
Paragon Banking Group's current Book Value per Share is £8.39. Overall, Paragon Banking Group has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paragon Banking Group's Book Value per Share compare to RKT and FNMA?
Paragon Banking Group's Book Value per Share of £8.39 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Paragon Banking Group and its competitors. Paragon Banking Group's current Book Value per Share is £8.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Paragon Banking Group (CHIX:PAGL) is currently considered Modestly Undervalued. The stock's GF Value™ is £8.98, compared to a current price of £7.95 — trading 11.5% below its estimated fair value. The current Book Value per Share is £8.39. Paragon Banking Group's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Paragon Banking Group (CHIX:PAGL), the current Book Value per Share is £8.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paragon Banking Group (CHIX:PAGL) Overvalued in 2026?

Based on GuruFocus' analysis, Paragon Banking Group stock appears to be undervalued. The current stock price of £7.95 is trading 11.5% below its estimated GF Value™ of £8.98. GuruFocus considers Paragon Banking Group to be Modestly Undervalued.

Key valuation signals for CHIX:PAGL:

  • Book Value per Share: £8.39
  • GF Value™: £8.98 vs. price of £7.95 (11.5% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the CHIX:PAGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paragon Banking Group Business Description

Other Exchanges PAG:UK46P1:Germany
Address 51 Homer Road, Solihull, West Midlands, GBR, B91 3QJ
Paragon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates two core businesses: Mortgage Lending and Commercial Lending. The Mortgage Lending includes the Group's buy-to-let and owner-occupied first and second charge lending and related activities. Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending, and other offerings targeted towards SME customers.
79GF Score

Get the complete analysis for CHIX:PAGL

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£7.95
Price
£8.98
GF Value