Paragon Banking GroupCHIX:PAGL -1.85%77 PEG Ratio is 0.76 as of Jun. 30, 2026, which is 32% below its 10-year median of 1.11. GuruFocus rates CHIX:PAGL with a GF Score™ of 77/100 and a GF Value™ of £9.06 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,231 Banks companies, Paragon Banking Group ranks better than 77.82% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Paragon Banking Group's PEG Ratio or its related term are showing as below:
CHIX:PAGl'
s PEG Ratio Range Over the Past 10 Years
Min: 0.38 Med: 1.11 Max: 2.29
Current: 0.75
During the past 13 years, Paragon Banking Group's highest PEG Ratio was 2.29. The lowest was 0.38. And the median was 1.11.
CHIX:PAGl's PEG Ratio is ranked better than 77.82% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs CHIX:PAGl: 0.75
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Paragon Banking Group (CHIX:PAGl) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:PAGL vs RKT, FNMA, PFSI: PEG Ratio Comparison
For the Mortgage Finance subindustry, Paragon Banking Group's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paragon Banking Group PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Paragon Banking Group's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Paragon Banking Group's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Paragon Banking Group (CHIX:PAGL) has a PEG Ratio of 0.76 as of Jun. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Paragon Banking Group and its competitors. This is 32% below median its historical median of 1.11. Over the past decade, Paragon Banking Group's PEG Ratio has ranged from 0.38 to 2.29. According to the industry distribution chart, Paragon Banking Group ranks #273 out of 1231 companies in the Banks industry, placing it in the top 22.2%.
Is Paragon Banking Group's PEG Ratio too high?
Paragon Banking Group's current PEG Ratio of 0.76 is 32% below median its 10-year median of 1.11. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 2.29. The Banks industry median PEG Ratio is 1.52. Paragon Banking Group's value of 0.76 is 50% below this industry median. Based on the distribution chart, Paragon Banking Group ranks #273 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Paragon Banking Group has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paragon Banking Group's PEG Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Paragon Banking Group ranks #273 out of 1231 companies for PEG Ratio. This places Paragon Banking Group in the top 22% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. Paragon Banking Group's value of 0.76 is 50% below this benchmark. Historically, Paragon Banking Group's own PEG Ratio has ranged from 0.38 to 2.29 over the past decade. While the company's 10-year median is 1.11 vs. the industry median of 1.52, Paragon Banking Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paragon Banking Group's current PEG Ratio of 0.76 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Paragon Banking Group and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paragon Banking Group's current PEG Ratio is 0.76, which is 32% below median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Paragon Banking Group (CHIX:PAGL) is currently considered Modestly Undervalued. The stock's GF Value™ is £9.06, compared to a current price of £7.69 — trading 15.2% below its estimated fair value. The current PEG Ratio is 0.76, which is 32% below median its 10-year median of 1.11 and 50% below the Banks industry median of 1.52. Paragon Banking Group's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Paragon Banking Group (CHIX:PAGL), the current PEG Ratio is 0.76 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paragon Banking Group (CHIX:PAGL) Overvalued in 2026?
Based on GuruFocus' analysis, Paragon Banking Group stock appears to be undervalued.
The current stock price of £7.69 is trading 15.2% below its estimated GF Value™ of £9.06.
GuruFocus considers Paragon Banking Group to be Modestly Undervalued.
Key valuation signals for CHIX:PAGL:
PEG Ratio: 0.76 (32% below median its 10-year median of 1.11)
GF Value™: £9.06 vs. price of £7.69 (15.2% below fair value)
Industry Position: 50% below the Banks median (#273 of 1231)
No single metric tells the full story. See the CHIX:PAGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Paragon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates two core businesses: Mortgage Lending and Commercial Lending. The Mortgage Lending includes the Group's buy-to-let and owner-occupied first and second charge lending and related activities. Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending, and other offerings targeted towards SME customers.
77GF Score
Get the complete analysis for CHIX:PAGL
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