Paragon Banking Group (CHIX:PAGL) Dividend Payout Ratio: 0.60 (As of Mar. 2026) — 62% Above Median


CHIX:PAGL Paragon Banking Group PLC CHIX:PAGL
77 GF Score
Price £7.83
GF Value £9.06
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Paragon Banking Group Dividend Payout Ratio?

Paragon Banking Group CHIX:PAGL -0.92% 77 Dividend Payout Ratio is 0.60 as of Mar. 2026, which is 62% above its 10-year median of 0.37. GuruFocus rates CHIX:PAGL with a GF Score™ of 77/100 and a GF Value™ of £9.06 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,172 Banks companies, Paragon Banking Group ranks worse than 76.02% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Paragon Banking Group's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.60.

The historical rank and industry rank for Paragon Banking Group's Dividend Payout Ratio or its related term are showing as below:

CHIX:PAGl' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.23   Med: 0.37   Max: 0.49
Current: 0.49

During the past 13 years, the highest Dividend Payout Ratio of Paragon Banking Group was 0.49. The lowest was 0.23. And the median was 0.37.

CHIX:PAGl's Dividend Payout Ratio is ranked worse than
76.02% of 1172 companies
in the Banks industry
Industry Median: 0.32 vs CHIX:PAGl: 0.49

As of today (2026-06-28), the Dividend Yield % of Paragon Banking Group is 5.61%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Paragon Banking Group was 8.13%. The lowest was 2.47%. And the median was 4.10%.

Paragon Banking Group's Dividends per Share for the months ended in Mar. 2026 was £0.30.

During the past 12 months, Paragon Banking Group's average Dividends Per Share Growth Rate was 8.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 13.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 22.70% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 15.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Paragon Banking Group was 56.00% per year. The lowest was -77.90% per year. And the median was 19.20% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Paragon Banking Group (CHIX:PAGl) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Paragon Banking Group Dividend Payout Ratio Related Terms

Paragon Banking Group Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Paragon Banking Group's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paragon Banking Group Dividend Payout Ratio Chart

Paragon Banking Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.34 0.23 0.45 0.47 0.46

Paragon Banking Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.72 0.27 0.56 0.34 0.60

CHIX:PAGL vs RKT, FNMA, PFSI: Dividend Payout Ratio Comparison

For the Mortgage Finance subindustry, Paragon Banking Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Paragon Banking Group Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Paragon Banking Group's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Paragon Banking Group's Dividend Payout Ratio falls into.


CHIX:PAGL
77GF Score
Paragon Banking Group PLC CHIX:PAGL
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Paragon Banking Group Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Paragon Banking Group's Dividend Payout Ratio for the fiscal year that ended in Sep. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Sep. 2025 )/ EPS without NRI (A: Sep. 2025 )
=0.408/ 0.879
=0.46

Paragon Banking Group's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.303/ 0.503
=0.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.60 mean?
Paragon Banking Group (CHIX:PAGL) has a Dividend Payout Ratio of 0.60 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Paragon Banking Group and its competitors. This is 62% above median its historical median of 0.37. Over the past decade, Paragon Banking Group's Dividend Payout Ratio has ranged from 0.23 to 0.49. According to the industry distribution chart, Paragon Banking Group ranks #891 out of 1172 companies in the Banks industry, placing it in the top 76%.
Is Paragon Banking Group's Dividend Payout Ratio too high?
Paragon Banking Group's current Dividend Payout Ratio of 0.60 is 62% above median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.49. The Banks industry median Dividend Payout Ratio is 0.32. Paragon Banking Group's value of 0.60 is 87.5% above this industry median. Based on the distribution chart, Paragon Banking Group ranks #891 out of 1172 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Paragon Banking Group has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paragon Banking Group's Dividend Payout Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Paragon Banking Group ranks #891 out of 1172 companies for Dividend Payout Ratio. This places Paragon Banking Group in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Paragon Banking Group's value of 0.60 is 87.5% above this benchmark. Historically, Paragon Banking Group's own Dividend Payout Ratio has ranged from 0.23 to 0.49 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 0.32, Paragon Banking Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paragon Banking Group's current Dividend Payout Ratio of 0.60 is 87.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Paragon Banking Group and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paragon Banking Group's current Dividend Payout Ratio is 0.60, which is 62% above median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Paragon Banking Group (CHIX:PAGL) is currently considered Modestly Undervalued. The stock's GF Value™ is £9.06, compared to a current price of £7.83 — trading 13.6% below its estimated fair value. The current Dividend Payout Ratio is 0.60, which is 62% above median its 10-year median of 0.37 and 87.5% above the Banks industry median of 0.32. Paragon Banking Group's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Paragon Banking Group (CHIX:PAGL), the current Dividend Payout Ratio is 0.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paragon Banking Group (CHIX:PAGL) Overvalued in 2026?

Based on GuruFocus' analysis, Paragon Banking Group stock appears to be undervalued. The current stock price of £7.83 is trading 13.6% below its estimated GF Value™ of £9.06. GuruFocus considers Paragon Banking Group to be Modestly Undervalued.

Key valuation signals for CHIX:PAGL:

  • Dividend Payout Ratio: 0.60 (62% above median its 10-year median of 0.37)
  • GF Value™: £9.06 vs. price of £7.83 (13.6% below fair value)
  • GF Score™: 77/100 with 2 warning signs
  • Industry Position: 87.5% above the Banks median (#891 of 1172)

No single metric tells the full story. See the CHIX:PAGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paragon Banking Group Business Description

Other Exchanges PAG:UK46P1:Germany
Address 51 Homer Road, Solihull, West Midlands, GBR, B91 3QJ
Paragon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates two core businesses: Mortgage Lending and Commercial Lending. The Mortgage Lending includes the Group's buy-to-let and owner-occupied first and second charge lending and related activities. Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending, and other offerings targeted towards SME customers.
77GF Score

Get the complete analysis for CHIX:PAGL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£7.83
Price
£9.06
GF Value