Paragon Banking Group (CHIX:PAGL) FCF Yield %: -55.78 (As of Jun. 27, 2026)


CHIX:PAGL Paragon Banking Group PLC CHIX:PAGL
77 GF Score
Price £7.83
GF Value £8.99
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Paragon Banking Group FCF Yield %?

Paragon Banking Group CHIX:PAGL -0.92% 77 FCF Yield % is -55.78 as of Jun. 27, 2026. GuruFocus rates CHIX:PAGL with a GF Score™ of 77/100 and a GF Value™ of £8.99 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,505 Banks companies, Paragon Banking Group ranks worse than 94.22% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Paragon Banking Group's Trailing 12-Month Free Cash Flow is £-803.7 Mil, and Market Cap is £1,440.5 Mil. Therefore, Paragon Banking Group's FCF Yield % for today is -55.78%.

The historical rank and industry rank for Paragon Banking Group's FCF Yield % or its related term are showing as below:

CHIX:PAGl' s FCF Yield % Range Over the Past 10 Years
Min: -56.77   Med: 86.91   Max: 203.64
Current: -55.78


During the past 13 years, the highest FCF Yield % of Paragon Banking Group was 203.64%. The lowest was -56.77%. And the median was 86.91%.

CHIX:PAGl's FCF Yield % is ranked worse than
94.22% of 1505 companies
in the Banks industry
Industry Median: 8.2 vs CHIX:PAGl: -55.78

Paragon Banking Group's FCF Margin % for the quarter that ended in Mar. 2026 was -423.50%.


Paragon Banking Group FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Paragon Banking Group FCF Yield % Related Terms


Paragon Banking Group FCF Yield % Historical Data

* Premium members only.

The historical data trend for Paragon Banking Group's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paragon Banking Group FCF Yield % Chart

Paragon Banking Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 60.58 125.54 203.96 140.10 -23.07

Paragon Banking Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 154.77 139.13 -90.48 33.38 -162.63

CHIX:PAGL vs RKT, FNMA, PFSI: FCF Yield % Comparison

For the Mortgage Finance subindustry, Paragon Banking Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paragon Banking Group FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Paragon Banking Group's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Paragon Banking Group's FCF Yield % falls into.


CHIX:PAGL
77GF Score
Paragon Banking Group PLC CHIX:PAGL
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Paragon Banking Group FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Paragon Banking Group's FCF Yield % for the fiscal year that ended in Sep. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-381.3 / 1652.5708925
=-23.07%

Paragon Banking Group's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-1079.5 * 2 / 1327.5472
=-162.63%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -55.78 mean?
Paragon Banking Group (CHIX:PAGL) has a FCF Yield % of -55.78 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Paragon Banking Group and its competitors. According to the industry distribution chart, Paragon Banking Group ranks #1418 out of 1505 companies in the Banks industry, placing it in the top 94.2%.
Is Paragon Banking Group's FCF Yield % too high?
Paragon Banking Group's current FCF Yield % is -55.78. Based on the distribution chart, Paragon Banking Group ranks #1418 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Paragon Banking Group has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paragon Banking Group's FCF Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, Paragon Banking Group ranks #1418 out of 1505 companies for FCF Yield %. This places Paragon Banking Group in the lower half of its industry. The industry median FCF Yield % is 8.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Paragon Banking Group and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paragon Banking Group's current FCF Yield % is -55.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Paragon Banking Group (CHIX:PAGL) is currently considered Modestly Undervalued. The stock's GF Value™ is £8.99, compared to a current price of £7.83 — trading 12.9% below its estimated fair value. The current FCF Yield % is -55.78. Paragon Banking Group's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Paragon Banking Group (CHIX:PAGL), the current FCF Yield % is -55.78 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paragon Banking Group (CHIX:PAGL) Overvalued in 2026?

Based on GuruFocus' analysis, Paragon Banking Group stock appears to be undervalued. The current stock price of £7.83 is trading 12.9% below its estimated GF Value™ of £8.99. GuruFocus considers Paragon Banking Group to be Modestly Undervalued.

Key valuation signals for CHIX:PAGL:

  • FCF Yield %: -55.78
  • GF Value™: £8.99 vs. price of £7.83 (12.9% below fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the CHIX:PAGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paragon Banking Group Business Description

Other Exchanges PAG:UK46P1:Germany
Address 51 Homer Road, Solihull, West Midlands, GBR, B91 3QJ
Paragon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates two core businesses: Mortgage Lending and Commercial Lending. The Mortgage Lending includes the Group's buy-to-let and owner-occupied first and second charge lending and related activities. Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending, and other offerings targeted towards SME customers.
77GF Score

Get the complete analysis for CHIX:PAGL

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£7.83
Price
£8.99
GF Value