Paragon Banking Group (CHIX:PAGL) OCF Yield %: -55.56 (As of Jun. 28, 2026)


CHIX:PAGL Paragon Banking Group PLC CHIX:PAGL
77 GF Score
Price £7.83
GF Value £9.06
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Paragon Banking Group OCF Yield %?

Paragon Banking Group CHIX:PAGL -0.92% 77 OCF Yield % is -55.56 as of Jun. 28, 2026. GuruFocus rates CHIX:PAGL with a GF Score™ of 77/100 and a GF Value™ of £9.06 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,502 Banks companies, Paragon Banking Group ranks worse than 94.54% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Paragon Banking Group's Trailing 12-Month Cash Flow from Operations is £-800.3 Mil, and Market Cap is £1,440.5 Mil. Therefore, Paragon Banking Group's OCF Yield % for today is -55.56%.

The historical rank and industry rank for Paragon Banking Group's OCF Yield % or its related term are showing as below:

CHIX:PAGl' s OCF Yield % Range Over the Past 10 Years
Min: -55.56   Med: 87.15   Max: 203.94
Current: -55.56


During the past 13 years, the highest OCF Yield % of Paragon Banking Group was 203.94%. The lowest was -55.56%. And the median was 87.15%.

CHIX:PAGl's OCF Yield % is ranked worse than
94.54% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs CHIX:PAGl: -55.56

Paragon Banking Group's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Paragon Banking Group OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Paragon Banking Group OCF Yield % Related Terms


Paragon Banking Group OCF Yield % Historical Data

* Premium members only.

The historical data trend for Paragon Banking Group's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paragon Banking Group OCF Yield % Chart

Paragon Banking Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 60.88 125.86 204.26 140.44 -22.84

Paragon Banking Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 155.12 139.50 -90.22 33.62 -162.42

CHIX:PAGL vs RKT, FNMA, PFSI: OCF Yield % Comparison

For the Mortgage Finance subindustry, Paragon Banking Group's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paragon Banking Group OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Paragon Banking Group's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Paragon Banking Group's OCF Yield % falls into.


CHIX:PAGL
77GF Score
Paragon Banking Group PLC CHIX:PAGL
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Paragon Banking Group OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Paragon Banking Group's OCF Yield % for the fiscal year that ended in Sep. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-377.4 / 1652.5708925
=-22.84%

Paragon Banking Group's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-1078.1 * 2 / 1327.5472
=-162.42%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -55.56 mean?
Paragon Banking Group (CHIX:PAGL) has a OCF Yield % of -55.56 as of Jun. 28, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Paragon Banking Group and its competitors. According to the industry distribution chart, Paragon Banking Group ranks #1420 out of 1502 companies in the Banks industry, placing it in the top 94.5%.
Is Paragon Banking Group's OCF Yield % too high?
Paragon Banking Group's current OCF Yield % is -55.56. Based on the distribution chart, Paragon Banking Group ranks #1420 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Paragon Banking Group has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paragon Banking Group's OCF Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, Paragon Banking Group ranks #1420 out of 1502 companies for OCF Yield %. This places Paragon Banking Group in the lower half of its industry. The industry median OCF Yield % is 9.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Paragon Banking Group and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paragon Banking Group's current OCF Yield % is -55.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Paragon Banking Group (CHIX:PAGL) is currently considered Modestly Undervalued. The stock's GF Value™ is £9.06, compared to a current price of £7.83 — trading 13.6% below its estimated fair value. The current OCF Yield % is -55.56. Paragon Banking Group's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Paragon Banking Group (CHIX:PAGL), the current OCF Yield % is -55.56 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paragon Banking Group (CHIX:PAGL) Overvalued in 2026?

Based on GuruFocus' analysis, Paragon Banking Group stock appears to be undervalued. The current stock price of £7.83 is trading 13.6% below its estimated GF Value™ of £9.06. GuruFocus considers Paragon Banking Group to be Modestly Undervalued.

Key valuation signals for CHIX:PAGL:

  • OCF Yield %: -55.56
  • GF Value™: £9.06 vs. price of £7.83 (13.6% below fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the CHIX:PAGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paragon Banking Group Business Description

Other Exchanges PAG:UK46P1:Germany
Address 51 Homer Road, Solihull, West Midlands, GBR, B91 3QJ
Paragon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates two core businesses: Mortgage Lending and Commercial Lending. The Mortgage Lending includes the Group's buy-to-let and owner-occupied first and second charge lending and related activities. Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending, and other offerings targeted towards SME customers.
77GF Score

Get the complete analysis for CHIX:PAGL

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£7.83
Price
£9.06
GF Value