Paragon Banking Group (CHIX:PAGL) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


CHIX:PAGL Paragon Banking Group PLC CHIX:PAGL
77 GF Score
Price £7.65
GF Value £8.98
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Paragon Banking Group ROC (Joel Greenblatt) %?

Paragon Banking Group CHIX:PAGL -2.67% 77 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates CHIX:PAGL with a GF Score™ of 77/100 and a GF Value™ of £8.98 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 46 Banks companies, Paragon Banking Group ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

CHIX:PAGL
77GF Score
Paragon Banking Group PLC CHIX:PAGL
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a ROC (Joel Greenblatt) % of % mean?
Paragon Banking Group (CHIX:PAGL) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Paragon Banking Group and its competitors. According to the industry distribution chart, Paragon Banking Group ranks #999999 out of 46 companies in the Banks industry.
Is Paragon Banking Group's ROC (Joel Greenblatt) % too high?
Paragon Banking Group's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Paragon Banking Group ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Paragon Banking Group has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paragon Banking Group's ROC (Joel Greenblatt) % compare to RKT and FNMA?
According to the Banks industry distribution chart, Paragon Banking Group ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Paragon Banking Group in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.63, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Paragon Banking Group and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paragon Banking Group's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Paragon Banking Group (CHIX:PAGL) is currently considered Modestly Undervalued. The stock's GF Value™ is £8.98, compared to a current price of £7.65 — trading 14.9% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Paragon Banking Group's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Paragon Banking Group (CHIX:PAGL), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paragon Banking Group (CHIX:PAGL) Overvalued in 2026?

Based on GuruFocus' analysis, Paragon Banking Group stock appears to be undervalued. The current stock price of £7.65 is trading 14.9% below its estimated GF Value™ of £8.98. GuruFocus considers Paragon Banking Group to be Modestly Undervalued.

Key valuation signals for CHIX:PAGL:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: £8.98 vs. price of £7.65 (14.9% below fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the CHIX:PAGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paragon Banking Group Business Description

Other Exchanges PAG:UK46P1:Germany
Address 51 Homer Road, Solihull, West Midlands, GBR, B91 3QJ
Paragon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates two core businesses: Mortgage Lending and Commercial Lending. The Mortgage Lending includes the Group's buy-to-let and owner-occupied first and second charge lending and related activities. Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending, and other offerings targeted towards SME customers.
77GF Score

Get the complete analysis for CHIX:PAGL

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£7.65
Price
£8.98
GF Value