Paragon Banking Group (CHIX:PAGL) Shiller PE Ratio: (As of Sep. 22, 2026)

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CHIX:PAGL Paragon Banking Group PLC CHIX:PAGL
79 GF Score
Price £7.89
GF Value £8.59
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Paragon Banking Group Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Paragon Banking Group  (CHIX:PAGl) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Paragon Banking Group Shiller PE Ratio Related Terms


Paragon Banking Group Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Paragon Banking Group's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paragon Banking Group Shiller PE Ratio Chart

Paragon Banking Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.84 7.06 7.89 11.23 11.47

Paragon Banking Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.46 11.13 10.03 11.37 9.00

CHIX:PAGL vs RKT, FNMA, PFSI: Shiller PE Ratio Comparison

For the Mortgage Finance subindustry, Paragon Banking Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paragon Banking Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Paragon Banking Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Paragon Banking Group's Shiller PE Ratio falls into.


CHIX:PAGL
79GF Score
Paragon Banking Group PLC CHIX:PAGL
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Paragon Banking Group Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Paragon Banking Group's E10 for the fiscal year that ended in Sep25 is calculated as:

For example, Paragon Banking Group's adjusted earnings per share data for the fiscal year that ended in Sep25 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Sep25 (Change)*Current CPI (Sep25)
=0.8786/138.9000*138.9000
=0.879

Current CPI (Sep25) = 138.9000.

Paragon Banking Group Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.397 101.500 0.543
201709 0.419 104.300 0.558
201809 0.542 106.600 0.706
201909 0.482 108.400 0.618
202009 0.357 109.200 0.453
202109 0.630 112.400 0.778
202209 1.259 122.300 1.430
202309 0.663 130.100 0.708
202409 0.852 133.500 0.886
202509 0.879 138.900 0.879

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Paragon Banking Group (CHIX:PAGL) Overvalued in 2026?

Based on GuruFocus' analysis, Paragon Banking Group stock appears to be undervalued. The current stock price of £7.89 is trading 8.1% below its estimated GF Value™ of £8.59. GuruFocus considers Paragon Banking Group to be Modestly Undervalued.

Key valuation signals for CHIX:PAGL:

  • Shiller PE Ratio:
  • GF Value™: £8.59 vs. price of £7.89 (8.1% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the CHIX:PAGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paragon Banking Group Business Description

Other Exchanges PAG:UK46P1:Germany
Address 51 Homer Road, Solihull, West Midlands, GBR, B91 3QJ
Paragon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates two core businesses: Mortgage Lending and Commercial Lending. The Mortgage Lending includes the Group's buy-to-let and owner-occupied first and second charge lending and related activities. Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending, and other offerings targeted towards SME customers.
79GF Score

Get the complete analysis for CHIX:PAGL

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£7.89
Price
£8.59
GF Value