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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Paragon Banking Group's current 3-Year Share Buyback Ratio was 6.60%.
The historical rank and industry rank for Paragon Banking Group's 3-Year Share Buyback Ratio or its related term are showing as below:
CHIX:PAGl'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -180.9 Med: -0.2 Max: 39.3
Current: 6.6
During the past 13 years, Paragon Banking Group's highest 3-Year Share Buyback Ratio was 39.30%. The lowest was -180.90%. And the median was -0.20%.
CHIX:PAGl's 3-Year Share Buyback Ratio is ranked better than 98.27% of 1042
companies
in the Banks industry
Industry Median: -0.2
vs CHIX:PAGl: 6.60
Paragon Banking Group (CHIX:PAGl) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Paragon Banking Group 3-Year Share Buyback Ratio Related Terms
CHIX:PAGL vs RKT, FNMA, PFSI: 3-Year Share Buyback Ratio Comparison
For the Mortgage Finance subindustry, Paragon Banking Group's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paragon Banking Group 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Paragon Banking Group's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Paragon Banking Group's 3-Year Share Buyback Ratio falls into.
Paragon Banking Group 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 6.60 mean?
Paragon Banking Group (CHIX:PAGL) has a 3-Year Share Buyback Ratio of 6.60 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Paragon Banking Group and its competitors. According to the industry distribution chart, Paragon Banking Group ranks #18 out of 1042 companies in the Banks industry, placing it in the top 1.7%.
Is Paragon Banking Group's 3-Year Share Buyback Ratio too high?
Paragon Banking Group's current 3-Year Share Buyback Ratio is 6.60. Based on the distribution chart, Paragon Banking Group ranks #18 out of 1042 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Paragon Banking Group has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Paragon Banking Group's 3-Year Share Buyback Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Paragon Banking Group ranks #18 out of 1042 companies for 3-Year Share Buyback Ratio. This places Paragon Banking Group in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Paragon Banking Group and its competitors. Paragon Banking Group's current 3-Year Share Buyback Ratio is 6.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Paragon Banking Group (CHIX:PAGL) is currently considered Fairly Valued. The stock's GF Value™ is £8.98, compared to a current price of £8.27 — trading 7.9% below its estimated fair value. The current 3-Year Share Buyback Ratio is 6.60. Paragon Banking Group's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Paragon Banking Group (CHIX:PAGL), the current 3-Year Share Buyback Ratio is 6.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paragon Banking Group (CHIX:PAGL) Overvalued in 2026?
Based on GuruFocus' analysis, Paragon Banking Group stock appears to be undervalued.
The current stock price of £8.27 is trading 7.9% below its estimated GF Value™ of £8.98.
GuruFocus considers Paragon Banking Group to be Fairly Valued.
Key valuation signals for CHIX:PAGL:
3-Year Share Buyback Ratio: 6.60
GF Value™: £8.98 vs. price of £8.27 (7.9% below fair value)
No single metric tells the full story. See the CHIX:PAGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Paragon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates two core businesses: Mortgage Lending and Commercial Lending. The Mortgage Lending includes the Group's buy-to-let and owner-occupied first and second charge lending and related activities. Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending, and other offerings targeted towards SME customers.
78GF Score
Get the complete analysis for CHIX:PAGL
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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