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During the past 12 months, PT Bank Raya Indonesia Tbk's average Book Value Per Share Growth Rate was -14.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -3.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -4.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -0.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Bank Raya Indonesia Tbk was 23.70% per year. The lowest was -18.90% per year. And the median was 5.40% per year.
During the past 13 years, the highest P/B Ratio of PT Bank Raya Indonesia Tbk was 18.36. The lowest was 0.42. And the median was 2.15.
Good Sign:
PT Bank Raya Indonesia Tbk stock PB Ratio (=1.23) is close to 5-year low of 1.15.
PT Bank Raya Indonesia Tbk (ISX:AGRO) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
PT Bank Raya Indonesia Tbk Book Value per Share Related Terms
PT Bank Raya Indonesia Tbk Book Value per Share Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Raya Indonesia Tbk Book Value per Share Chart
PT Bank Raya Indonesia Tbk Book Value per Share Competitor Comparison
For the Banks - Regional subindustry, PT Bank Raya Indonesia Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Raya Indonesia Tbk PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Raya Indonesia Tbk's PB Ratio distribution charts can be found below:
* The bar in red indicates where PT Bank Raya Indonesia Tbk's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Book Value per Share of Rp119.52 mean?
PT Bank Raya Indonesia Tbk (ISX:AGRO) has a Book Value per Share of Rp119.52 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on PT Bank Raya Indonesia Tbk and its competitors.
Is PT Bank Raya Indonesia Tbk's Book Value per Share too high?
PT Bank Raya Indonesia Tbk's current Book Value per Share is Rp119.52. Overall, PT Bank Raya Indonesia Tbk has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Raya Indonesia Tbk's Book Value per Share compare to competitors?
PT Bank Raya Indonesia Tbk's Book Value per Share of Rp119.52 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on PT Bank Raya Indonesia Tbk and its competitors. PT Bank Raya Indonesia Tbk's current Book Value per Share is Rp119.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Raya Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Raya Indonesia Tbk (ISX:AGRO) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp207.85, compared to a current price of Rp144.00 — trading 30.7% below its estimated fair value. The current Book Value per Share is Rp119.52. PT Bank Raya Indonesia Tbk's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For PT Bank Raya Indonesia Tbk (ISX:AGRO), the current Book Value per Share is Rp119.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Raya Indonesia Tbk (ISX:AGRO) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Raya Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp144.00 is trading 30.7% below its estimated GF Value™ of Rp207.85.
GuruFocus considers PT Bank Raya Indonesia Tbk to be Significantly Undervalued.
Key valuation signals for ISX:AGRO:
Book Value per Share: Rp119.52
GF Value™: Rp207.85 vs. price of Rp144.00 (30.7% below fair value)
No single metric tells the full story. See the ISX:AGRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Raya Indonesia Tbk is an Indonesian banking corporation. The company provides services of savings deposits, demand deposits, time deposits, cash management, lending services, and other credit facilities. Its operating segments are Consumer, Retail, Middle, and Others. The bank generates its revenues in the form of interest income.
59GF Score
Get the complete analysis for ISX:AGRO
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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