PT Bank Raya Indonesia Tbk (ISX:AGRO) LT-Debt-to-Total-Asset: 0.00 (As of Mar. 2026)

What is PT Bank Raya Indonesia Tbk LT-Debt-to-Total-Asset?

PT Bank Raya Indonesia Tbk ISX:AGRO +1.42% 58 LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus rates ISX:AGRO with a GF Score™ of 58/100 and a GF Value™ of Rp209.68 (Significantly Undervalued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. PT Bank Raya Indonesia Tbk's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.00.

PT Bank Raya Indonesia Tbk's long-term debt to total assets ratio declined from Mar. 2025 (0.00) to Mar. 2026 (0.00). It may suggest that PT Bank Raya Indonesia Tbk is progressively becoming less dependent on debt to grow their business.

PT Bank Raya Indonesia Tbk (ISX:AGRO) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

PT Bank Raya Indonesia Tbk LT-Debt-to-Total-Asset Related Terms

PT Bank Raya Indonesia Tbk LT-Debt-to-Total-Asset Historical Data

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The historical data trend for PT Bank Raya Indonesia Tbk's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Raya Indonesia Tbk LT-Debt-to-Total-Asset Chart

PT Bank Raya Indonesia Tbk Annual Data

Trend

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Dec25

LT-Debt-to-Total-Asset

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0.02

0.01

0.00

PT Bank Raya Indonesia Tbk Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.00	0.00	0.00	0.00	0.00

58GF Score

PT Bank Raya Indonesia Tbk ISX:AGRO

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PT Bank Raya Indonesia Tbk LT-Debt-to-Total-Asset Calculation

PT Bank Raya Indonesia Tbk's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	39948.853	/	13087107.913
	=	0.00

PT Bank Raya Indonesia Tbk's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	36406.925	/	12815547.66
	=	0.00

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.00 mean?

PT Bank Raya Indonesia Tbk (ISX:AGRO) has a LT-Debt-to-Total-Asset of 0.00 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PT Bank Raya Indonesia Tbk and its competitors.

Is PT Bank Raya Indonesia Tbk's LT-Debt-to-Total-Asset too high?

PT Bank Raya Indonesia Tbk's current LT-Debt-to-Total-Asset is 0.00. Overall, PT Bank Raya Indonesia Tbk has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does PT Bank Raya Indonesia Tbk's LT-Debt-to-Total-Asset compare to competitors?

PT Bank Raya Indonesia Tbk's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PT Bank Raya Indonesia Tbk and its competitors. PT Bank Raya Indonesia Tbk's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is PT Bank Raya Indonesia Tbk stock overvalued right now?

Based on GuruFocus' analysis, PT Bank Raya Indonesia Tbk (ISX:AGRO) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp209.68, compared to a current price of Rp143.00 — trading 31.8% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. PT Bank Raya Indonesia Tbk's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For PT Bank Raya Indonesia Tbk (ISX:AGRO), the current LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Raya Indonesia Tbk (ISX:AGRO) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Raya Indonesia Tbk stock appears to be undervalued. The current stock price of Rp143.00 is trading 31.8% below its estimated GF Value™ of Rp209.68. GuruFocus considers PT Bank Raya Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:AGRO:

LT-Debt-to-Total-Asset: 0.00
GF Value™: Rp209.68 vs. price of Rp143.00 (31.8% below fair value)
GF Score™: 58/100 with 1 warning sign

No single metric tells the full story. See the ISX:AGRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Raya Indonesia Tbk Business Description

Industry Financial Services Banks

Comparable Companies ISX:AMAR ISX:NOBU ISX:BANK ISX:SDRA ISX:AGRS ISX:BBYB ISX:BGTG ISX:INPC ISX:MASB ISX:MCOR SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address Jalan Gatot Subroto No. 177A, Kel No. RT 009/01, Menteng Dalam, Tebet, Jakarta, IDN, 12870

Website https://www.bankraya.co.id

PT Bank Raya Indonesia Tbk is an Indonesian banking corporation. The company provides services of savings deposits, demand deposits, time deposits, cash management, lending services, and other credit facilities. Its operating segments are Consumer, Retail, Middle, and Others. The bank generates its revenues in the form of interest income.

58GF Score

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Rp143.00

Price

Rp209.68

GF Value

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